MoneyMaster PSB vs Cubex
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MoneyMaster PSB
This digital banking app offers mobile wallets, savings, and current accounts for individuals and businesses. Manage funds, send money, pay bills, and purchase airtime/data conveniently.
- Mobile wallets
- Savings and current accounts
- Fund transfers
- Bill payments
- Airtime and data top-up
- Business payment solutions
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MoneyMaster Payment Service Bank (MMPSB) is a leading digital bank in Nigeria that offers a broad range of services that include mobile wallets, savings account, individual current account and business account. Through these accounts, our customers can deposit and withdraw funds, send money, buy airtime and data, purchase or renew cable TV subscriptions, and pay utility bills, such as electricity and water, all from the palm of your hand. We support businesses by offering them bespoke seamless payment solutions, tailored collection services and vendor payment management. Registration: • Glo Customers: Simply enter your active Glo phone number to get started; no additional documents are required. If you wish to increase your transaction limits, you can provide your BVN (Bank Verification Number) for further validation. • Non-Glo Customers: You can open an account by using the phone number registered in your BVN profile. Enter your BVN, and you're good to go. Both Glo and non-Glo customers must use their BVN phone number for BVN validation, whether for account opening or limit adjustments. Types of Accounts: • Glo Customers: You can open a tier-2 mobile wallet without the need for additional validation. After BVN validation, customers from all Mobile Money Operators (MMOs) can open Savings and Current accounts. Savings and Current accounts come with a mobile wallet and default Tier-3 transaction limits. You can customize your transaction limits in the App settings. Services: 1. Fund Your Account: • Via Mobile Banking App: Open your existing mobile banking app, select the "send" or "transfer funds" option, enter the recipient's phone number without the first '0' (e.g., 805557xxxx), choose 'MoneyMaster PSB' as the recipient bank, enter your PIN, and submit. • At a Gloworld Shop: Visit your nearest Gloworld shop and deposit cash at the cashier's desk to fund your wallet. 2. Send & Receive Money: You can send money to any bank account or mobile wallet in Nigeria by providing the beneficiary's bank account number and bank name. To receive funds, simply share your phone number without the first zero as your account number. Alternatively, you can share your 10-digit savings or current account number (NUBAN) with the sender. 3. Withdraw Cash: To withdraw cash, visit your nearest Gloworld location. From your app, select 'withdraw,' enter the 6-digit agent code displayed at the cashier's desk, specify the amount, input your Transaction PIN, and you're done. Collect your cash from the cashier. 4. Buy Airtime & Data: You can purchase airtime for any mobile network operator in Nigeria and buy data packs directly from the app. We provide a pop-up menu for easy selection of data bundles for each operator. 5. Cable TV: Access the cable TV icon on the app, choose your service provider, select your plan, enter your customer ID (smartcard number), and submit. 6. Electricity: Navigate to the electricity icon on the app's homepage, select your biller, enter your meter number, specify the amount, input your PIN, and submit. For added convenience, you can save beneficiaries for future transactions. Check your most recent or historical transactions through the 'Transaction' button in the app's footer menu. To learn more about MoneyMaster PSB , please visit our website (https://moneymasterpsb.com/) or follow us on social media: • Facebook: https://www.facebook.com/profile.php?id=61552839581320&mibextid=LQQJ4d • Twitter: https://twitter.com/Moneymasterpsb • Instagram: https://www.instagram.com/moneymasterpsb/
Cubex
This app facilitates quick money transfers to Nigerian banks and allows for seamless payment of various bills like electricity, airtime, and cable. It also offers instant cash withdrawals and a secure digital wallet for everyday transactions.
- Send money to Nigerian banks
- Pay electricity bills
- Pay airtime
- Pay cable bills
- Pay internet bills
- Instant cash withdrawal
- Secure digital wallet
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CubEx is Nigeria’s fastest app for sending money, paying bills, and managing your digital wallet. What You Can Do: - Send money to any Nigerian bank - Pay electricity, airtime, cable, and internet bills - Instantly withdraw cash from your balance - Secure wallet for easy everyday payments With CubEx, you get speed, security, and control — all in one app. Download CubEx today and experience Nigeria’s best send money and bill payment app.
Screenshots
Verdict
The clearest difference is review sentiment: Cubex at 100% against MoneyMaster PSB's 29%. Cubex also leads on rating (5.0 vs 2.6) and update cadence (every 3 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Cubex holds the better App Store score, 5.0 against 2.6. Both are backed by a comparable volume of ratings — 7 and 3 respectively. Written reviews point the same way: 29% of MoneyMaster PSB's written reviews are positive against 100% of Cubex's.
MoneyMaster PSB ships an update every 2 months, Cubex every 3 weeks. The most recent releases landed on September 7, 2026 and June 4, 2026 respectively.
| Parameter | MoneyMaster PSB | Cubex |
|---|---|---|
| Price | Free | Free |
| Rating | 2.6 (7 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 28.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 7 — better | 3 |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 60 MB | 116 MB |
| Age rating | 17+ | 4+ |
| Developer | MoneyMaster Payment Service Bank Limited | CUBEX-NG INTEGRATED TECHNOLOGY SERVICES CO. LIMITED |
Customer experience
MoneyMaster PSB
Cubex
In-app purchases
MoneyMaster PSB
No in-app purchases
Cubex
No in-app purchases









