Thread | Personal Banking vs UniFi

Thread Bank offers a digital banking experience suited for the modern consumer. It integrates best in class technology to make banking tasks simpler and more efficient. This saves you time and effort, streamlining your banking experience so you can focus on the important aspects of your life. * Simple account opening * Modern user experience * Efficient money movement, remote deposit, card management * Quickbooks integration

UniFi is a modern financial account for global families. Hold U.S. dollars, send money internationally, and spend anywhere, all from one easy-to-use app. Whether you’re supporting family abroad, earning in USD, or managing finances across countries, UniFi gives you the tools to move money without friction, high fees, or hidden complexity. With UniFi, you can: • Hold U.S. dollars from anywhere in the world • Earn 3% rewards on your balance • Instantly send PHP, MXN, or EUR to local bank accounts and wallets • Receive funds via ACH, wire, SEPA (IBAN), or SPEI (CLABE) • Share accounts with family across borders • Spend your balance from anywhere with your UniFi Card (Apple Pay supported) • Get paid via account/routing number or USDC wallet Built for the real world: UniFi connects bank networks, card networks, wallets, and crypto rails behind the scenes, so you don’t have to think about it. You just send, spend, and save. It's fast, secure, and global. --- UniFi is not a bank. The Prepaid Debit Visa Card is issued by Lead Bank and managed by Bridge Ventures, LLC. Fees may apply. See UniFi website for more details.