Lydia vs Counted
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lydia
Easily send and receive money with just a phone number. Create shared money pots to collect funds quickly. This free service offers a simple alternative to traditional banking methods, prioritizing security and user privacy.
- Send and receive money via phone number
- Create shareable money pots
- Simple and handy interface
- Secure banking standards
- GDPR compliant
Read full descriptionHide full description
Millions of French users open Lydia each month to send and receive money and collect funds with money pots. Simple and handy, this free app will make you forget about counting pocket change and fussing with wire transfers. Make a wire transfer with just a phone number. And start collecting money right away with a shareable money pot URL available in three clicks. Lydia is a French service developed in Paris, Lyon, Bordeaux and Nantes by a passionate and independent team meeting the latest banking and computer security standards, respecting your privacy and complying with the GDPR.
Counted
Read full descriptionHide full description
Counted is the expense-splitting app for friends: 100% European, private by design, with an environmental mission. Holiday, flat share, weekend, group gift: log your expenses and Counted tells you who owes how much to whom, in the fewest transfers. No account needed Create a project, send the link. That is it. Your friends join and take part without signing up. An account? Never required. It is for finding your projects on another device, inviting friends from the app and sharing your payment details. Encrypted on your phone Names, amounts, projects, history: everything is encrypted on your phone. Only you hold the key. Nobody can read your books, not even us. Your password, too, never leaves your phone. Receipt scanning, on your phone Take a photo of the receipt: amount, date and category fill in on their own. Everything happens on your phone. The photo is not kept. 100% European Servers in Germany, emails sent from France. Your projects never leave the European Union. Free, really No ads, no trackers, no subscription, no paid version, no cap on expenses or participants. We collect nothing, we do not sell your data. That is not our model. Everything for shared expenses • Expenses, transfers and gains, with several payers and several beneficiaries • Split equally, by shares or by exact amount, checked to the cent • The fewest transfers to settle the group • Recurring expenses like rent or subscriptions: entered once, added every time they fall due • Over 150 currencies, converted at the European Commission's monthly rate • Statistics by category, by person and month by month • History of who added, edited or deleted what • Search by name, note or category, run on your device • With an account, a personal “My expenses” project: what you spend alone plus your share of your groups, month by month • Move an expense from one project to another • Monthly budgets per category on your real share, with an 80 % warning worked out on your device • Offline: browse and enter with no network • CSV and JSON export in one tap • Payment details (IBAN, PayPal, Wero, Lydia, Revolut…) encrypted like everything else • Tricount import: paste the share link, everything comes across • On iPhone and on the web: the same project everywhere, with the same link • 32 languages, including all 24 official EU languages A mission Counted is built to be efficient and simple: no ads, no trackers. The maths runs on your device. We commit to giving a share of our revenue to environmental causes. How does it actually work? counted.fr/en/privacy Verify the code you run yourself: counted.fr/en/verify
Screenshots
Verdict
Lydia and Counted are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly weekly. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.
| Parameter | Lydia | Counted |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (6 ratings) — better | — |
| Positive reviews | 60.0% of reviews | — |
| Number of ratings | 6 — better | — |
| Update frequency | Weekly | Weekly |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.0 | 16.0 |
| Further details — not scored | ||
| Size | 243 MB | 47 MB |
| Age rating | 4+ | 4+ |
| Developer | LYDIA Solutions | Bosi Jonathan |
In-app purchases
Lydia
No in-app purchases
Counted
No in-app purchases









