Lydia

Lydia

Paying back, money pots

6 ratings
25 reviews
Free

Details

Released
March 26, 2024
Updated
October 12, 2026
Lydia screenshot #1 for iPhone
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About

Easily send and receive money with just a phone number. Create shared money pots to collect funds quickly. This free service offers a simple alternative to traditional banking methods, prioritizing security and user privacy.

✓Send and receive money via phone number
✓Create shareable money pots
✓Simple and handy interface
✓Secure banking standards
✓GDPR compliant
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+1

What's New in Lydia

15.45.0

October 12, 2026

With Lydia’s new payment links, you can send and receive money without sharing a phone number. Simply share a link through any messaging app, and anyone can securely pay or collect the money using the account of their choice. We recommend enabling automatic updates to benefit from performance improvements, even those you may not notice. Thank you for using Lydia!

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User reviews

Nickel

Je n’utilise pas la partie banque mais seulement la partie transfert d’argent avec le numéro de téléphone. La nouvelle mise à jour est très bien et rend l’utilisation beaucoup plus fluide

Response from developer

Bonjour, Merci pour ce retour positif ! Nous sommes ravis que la nouvelle mise à jour améliore votre expérience sur les transferts. Nous continuerons à travailler pour rendre l'application toujours plus fluide. L'équipe Lydia

Payer ou être payé par tous en quelques secondes

En quelques clics ou une phrase on demande de l’argent ou rembourse n’importe qui et on reçoit directement l’argent sur son compte bancaire. On peut même imprimer un QR code pour encaisser en vide grenier. Et ça marche avec toutes les banques.

Response from developer

Bonjour, Un grand merci pour ce retour détaillé ! Nous sommes ravis de constater que la flexibilité de nos demandes de remboursement et le paiement par QR code couvrent l'intégralité de vos besoins. Votre confiance nous motive à continuer dans ce sens. L'équipe Lydia

Tellement bien, mais

Tellement bien qu’on se demande pourquoi vous avez merdé comme ça.

Mauvais rapport qualité /prix

Mauvais

Facile d’utilisation

Obliger d’utiliser l’application pour éviter de payer des frais mais sinon très réactive.

Developer apps

FAQ

What is Lydia?

Lydia is a free mobile application designed for sending and receiving money easily, and for collecting funds through money pots. It aims to simplify financial transactions for its users.

Is Lydia secure?

Yes, Lydia is developed by a French team that adheres to the latest banking and computer security standards. It also respects user privacy and complies with GDPR regulations.

How does Lydia handle money transfers?

You can make a wire transfer or send money to someone using just their phone number, making transactions quick and convenient.

Can I collect money with Lydia?

Yes, Lydia allows you to start collecting money immediately with a shareable money pot URL, accessible in just three clicks.

What devices is Lydia available on?

Lydia is a mobile application, implying availability on smartphones and tablets. Specific device compatibility would depend on the operating system (iOS/Android).

How often is Lydia updated?

The latest version of Lydia is 15.28.0, and it was last updated on June 15, 2026. This indicates a commitment to regular updates and maintenance.

What do users think of Lydia?

Lydia has a high user rating of 4.7 stars from 19,504 ratings, suggesting a generally positive user experience and satisfaction with its services.

Does Lydia have ads?

The provided data does not specify if Lydia contains advertisements. However, it is described as a free app, and monetization models for such apps can vary.