Mon Epargne vs Lydia
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mon Epargne
Easily view your employee savings and retirement plans. Get a clear overview of your savings, transaction history, and available investment options. Manage your finances with intuitive tools and services designed for simplicity and accessibility.
- View savings and retirement plans
- Track savings evolution
- Detailed plan information
- Transaction history
- Available investment options
- Financial management tools
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Consultez facilement votre Epargne Salariale & Retraite : - Une vision simple et rapide de votre épargne et de son évolution dans le temps - Le détail complet de vos plans d’épargne et l’historique de vos opérations - L’ensemble des placements mis à disposition par votre entreprise - Un éventail complet d’outils et de services pour gérer votre épargne à portée de main Une application repensée pour plus de simplicité, de fluidité et une meilleure accessibilité.
Lydia
Easily send and receive money with just a phone number. Create shared money pots to collect funds quickly. This free service offers a simple alternative to traditional banking methods, prioritizing security and user privacy.
- Send and receive money via phone number
- Create shareable money pots
- Simple and handy interface
- Secure banking standards
- GDPR compliant
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Millions of French users open Lydia each month to send and receive money and collect funds with money pots. Simple and handy, this free app will make you forget about counting pocket change and fussing with wire transfers. Make a wire transfer with just a phone number. And start collecting money right away with a shareable money pot URL available in three clicks. Lydia is a French service developed in Paris, Lyon, Bordeaux and Nantes by a passionate and independent team meeting the latest banking and computer security standards, respecting your privacy and complying with the GDPR.
Screenshots
Verdict
The clearest difference is rating: Lydia at 5.0 against Mon Epargne's 1.0. Lydia also leads on review sentiment (60% vs 48%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Lydia holds the better App Store score, 5.0 against 1.0. Both are backed by a comparable volume of ratings — 5 and 6 respectively. Written reviews point the same way: 48% of Mon Epargne's written reviews are positive against 60% of Lydia's.
Mon Epargne ships an update every 2 weeks, Lydia weekly. The most recent releases landed on October 26, 2026 and October 27, 2026 respectively.
| Parameter | Mon Epargne | Lydia |
|---|---|---|
| Price | Free | Free |
| Rating | 1.0 (5 ratings) | 5.0 (6 ratings) — better |
| Positive reviews | 47.8% of reviews | 60.0% of reviews — better |
| Number of ratings | 5 | 6 — better |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 123 MB | 241 MB |
| Age rating | 12+ | 4+ |
| Developer | Amundi | LYDIA Solutions |
Customer experience
Mon Epargne
Lydia
In-app purchases
Mon Epargne
No in-app purchases
Lydia
No in-app purchases
