Comparison

MyTspGuide vs Whenwise

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyTspGuide

This app offers guidance for federal employees to manage their Thrift Savings Plan investments. It provides information on market events, allocation recommendations, and step-by-step instructions for fund transfers. Users can also track changes within their TSP accounts.

Highlights
  • Free TSP investment advice
  • Market event information
  • Allocation recommendations
  • Fund transfer instructions
  • TSP account change tracking
Features
Read full description

My TSP Guide provides free advice and guidance to federal employees on how to actively monitor and manage their Thrift Savings Plan investments. We provide information and details of events that impact their investments, as well as specific allocation recommendations and step-by-step instructions to help federal employees get their money moved quickly. My TSP Guide also allows users to track the changes made to their Thrift Savings Plan.

About

Whenwise

Features
Read full description

When should you take Social Security? Whenwise shows you, to the dollar. Enter your birth date and recent earnings. In under a minute, see your estimated monthly check at 62, 67, and 70, computed with the Social Security Administration's own published formula and 2026 values. This first estimate is free, and nothing leaves your iPhone. UNLOCK YOUR FULL CLAIMING PLAN A Whenwise Plan subscription unlocks everything Whenwise computes for the claiming decision: • Every claiming month from 62 to 70: slide and compare • Break-even analysis with your own planning horizon • Spousal benefits, finally clear, including the couples' grid • What you'll actually keep: benefit taxation and Medicare IRMAA awareness • RMD calculator from the official IRS table • Advisor-ready PDF report you can print and share • Import your my Social Security statement so estimates use SSA's actual record of your earnings, read on your iPhone and never sent anywhere • Fresh numbers every October when SSA announces the new year • Tap any card for a plain-English explanation WHENWISE PLAN PRICING $39.99 per year with a 7-day free trial, or $4.99 per week. Payment is charged to your Apple Account at confirmation of purchase. The subscription renews automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings. PRIVATE BY DESIGN No account. No email. No SSN. Your information stays on your iPhone. HONEST BY DESIGN Every number is labeled with its assumptions and sources: the Social Security Administration's published formulas, IRS tables, and Medicare's official premium schedule. What we don't compute, we say so in plain English. Whenwise provides educational estimates, not financial advice. Whenwise is independent and is not affiliated with, endorsed by, or connected to the Social Security Administration. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Terms: https://whenwiseapp.com/terms · Privacy: https://whenwiseapp.com/privacy

Screenshots

MyTspGuide4 screens
Whenwise4 screens

Verdict

The call

The clearest difference is in-app purchases: MyTspGuide at none against Whenwise's 2. MyTspGuide also leads on device support (3 vs 1) and iOS requirement (11.0 vs 17.0). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Whenwise sells 2 in-app purchases, starting at $4.99 per 7 days. MyTspGuide asks for nothing beyond the download.

Scorecard3 real differences · 5 level
MyTspGuide versus Whenwise: the parameters behind the verdict, then further details
ParameterMyTspGuideWhenwise
PriceFreeFree
Rating4.0 (1 ratings) — better—
Number of ratings1 — better—
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree—
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS11.0 — better17.0
Further details — not scored
Size97 MB2 MB
Age rating4+4+
DeveloperScott GrimesBerryBox LLC

In-app purchases

None

MyTspGuide

No in-app purchases

2 purchases

Whenwise

Subscriptions2
  • Whenwise Weekly$4.997 Days
  • Whenwise Annual7 Days trial$39.991 Year

Questions

Is MyTspGuide free?
MyTspGuide is free to download, with no in-app purchases.
Is Whenwise free?
Whenwise is free to download, with in-app purchases available.
Do MyTspGuide or Whenwise have ads?
Neither MyTspGuide nor Whenwise shows ads.

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