WiseWallets vs Cannie

WiseWallets is a zero-based budget with one difference: your transactions are encrypted on your phone with a key only you hold. Not us, not a data broker, not anyone. We literally can't read them. GIVE EVERY DOLLAR A JOB Plan the month in minutes. Set what you expect to earn, decide what each category gets, and watch "left to budget" hit zero. Copy last month's plan with one tap and adjust from there. SORT, DON'T TYPE Connect your bank (Pro) and new transactions land in a tray waiting for a budget line. Tap, pick a line, done. Or add them by hand — the free plan has no limits on manual budgeting. SEE WHERE YOU STAND Every line shows planned vs. spent with a progress bar. The Activity tab lets you search and filter the month. Export everything as CSV whenever you like. GOALS THAT MOVE Savings targets with a monthly pace to hit them, and a debt payoff planner that compares snowball vs. avalanche so you know exactly when you'll be free. PRIVATE BY DESIGN • Transactions, amounts, merchant names and budget lines are encrypted on-device before they're saved. • A 12-word recovery phrase gets your data back if you forget your password. • No ads. No selling data. Delete your account and every byte goes with it. WISEWALLETS PRO Bank sync through Plaid, goals and debt planning, budget-day reminders, accent colours and alternate app icons. Monthly or yearly, cancel any time. Questions? support@elcodev.com Privacy policy: https://elcodev.com/privacy-policy Terms: https://elcodev.com/terms-conditions

Most people give up on budgeting apps within a week or two. Not because they don't care about their money — but because logging an expense takes too long, the apps feel like accounting software, and the daily friction adds up faster than the spending does. Cannie is built around a simpler idea: if logging takes five seconds and the daily picture is clear, awareness does the rest. You log by speaking, typing, or tapping — whichever fits the moment. Open the app, hit the mic, and say something like "coffee 4.5 and groceries 12 yesterday." That's two transactions, correctly dated, in the right categories. No forms, no dropdowns. If you can't talk, type the same sentence. If you'd rather tap it in by hand, there's a calculator in the form so you can add up the receipt without doing the math in your head. What you get back is a calm, daily view. The home screen shows what you've spent today, your trend over the past week, and — if you've set a monthly budget — how much you have left to spend today. Not this month. Today. Because that's the number you actually make decisions with. When you want to zoom out, the stats tab gives you the month or the year, broken down by category, with bars that make the picture obvious at a glance. That's the whole app. Speak, see, adjust. --- All in one list now LOGGING • Voice input AI parsing — multilingual, understands dates, handles math, and logs several expenses from one recording • Text input AI parsing — all the same, but type it in instead of speaking • Manual entry with a built-in calculator • Edit, delete, or recategorize anything, anytime DAILY PICTURE • Today's spending at a glance • 7-day trend chart • Daily allowance — your monthly budget, translated into a today-number • Today's transactions on the home screen STATS • Monthly or yearly view • Income, expenses, and net balance • Category breakdown with horizontal bars • Drill into any category to see every transaction • Walk back through past months MAKE IT YOUR OWN • Light and dark mode • Set your currency • Custom categories with emoji icons • Toggle the daily allowance on or off • Email-only sign-in, no passwords Cannie Pro: The free tier is fully usable. Pro removes the cap on AI parsing and unlocks full category breakdowns in stats. Free trial, then monthly or annual. Privacy: https://cannie.app/privacy Terms: https://cannie.app/terms