Tendi vs AltIndex
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Tendi
This app uses AI to help you manage your money, create budgets, and track spending. It offers personalized financial guidance, goal setting, and insights to improve your financial habits. Securely link bank accounts for a complete financial overview.
- AI-powered personalized financial guidance
- Automatic transaction categorization
- Spending insights and analysis
- Financial goal setting and tracking
- Recurring expense management
- Custom challenges for financial habits
- Secure bank account linking via Plaid
Read full descriptionHide full description
Tendi is your private money coach — and it lives entirely on your iPhone. No bank logins. No account to create. No data sent to a server. Tendi turns messy household finances into clear weekly wins, using a serious financial engine wrapped in something that actually feels good to open. This is Tendi v2, rebuilt from the ground up for privacy, speed, and momentum. KNOW WHERE YOU STAND Your Financial Health Index (FHI) scores your household from 0 to 100 across seven pillars: cashflow, debt load, emergency fund, savings momentum, goal clarity, family alignment, and habits. See what's holding you back — and the single fastest move to raise your score. MUTILATE YOUR DEBT Turn payoff into something you'll actually do. The Debt Mutilator models your real debts as "bosses," compares the Avalanche (APR Assassin) and Snowball (Momentum Mutilator) strategies, and shows your debt-free date, total interest, and how much future interest a small extra payment prevents. Slide the extra-payment dial and watch the math change in real time. WIN WEEKLY MONEY MISSIONS Small, finishable, and aimed at your biggest opportunity. Subscription purges, emergency-fund seeds, no-spend weekends, debt strikes — each mission shows its impact before you start and celebrates when you finish. Build a streak. Keep the momentum. YOUR ON-DEVICE AI COACH Ask real questions, like "Can we afford an extra $50 payment this week?", and get grounded answers based on your actual numbers. Powered by Apple Intelligence on supported devices, with a smart deterministic coach that keeps working even when AI isn't available. The coach never guesses at your math — it uses Tendi's tested finance engine. IMPORT STATEMENTS, PRIVATELY No bank connection required. Import a PDF, scan a paper statement with your camera, or load a CSV — everything is read on your iPhone. Tendi finds your transactions, categorizes them, and detects recurring charges without uploading a thing. Raw files are deleted after you review. PLAN AS A FAMILY Add household members, set shared goals, and run family money missions together. Money decisions are easier when everyone is pulling the same direction. PRIVATE BY DESIGN - No bank connection required - No Tendi account, no server, no remote AI - Statements processed on-device and deleted after review - Optional Face ID app lock - Encrypted backups you control - Sanitized share cards — celebrate wins without revealing balances Tendi is an educational financial planning tool. It is not investment, tax, or legal advice, and your FHI is not a credit score. Membership unlocks unlimited missions, more monthly statement imports, the family mission board, and the full AI coach. Your first month is free. Start where you are. Make one small move this week. Watch it add up.
AltIndex
Access AI-driven stock signals and a wealth of alternative data, including job postings and social media trends, to enhance investment decisions. Receive timely alerts on price changes and viral trends, all organized in an intuitive dashboard.
- Comprehensive alternative data insights
- AI-driven stock pick signals
- Timely smart stock alerts
- Viral trend notifications
- In-depth stock analysis
- Easy portfolio management
Read full descriptionHide full description
AltIndex gives your portfolio an AI analyst that never sleeps. Connect your brokerage and AltIndex overlays an AI score on every holding, powered by alternative data that hedge funds pay thousands for. See what is really moving your stocks, get alerted the moment it changes, and ask our AI anything about your money. CONNECT YOUR PORTFOLIO Link Robinhood, Schwab, Fidelity, and more in seconds, or add holdings manually. Every position gets an AltIndex Score backed by web traffic, social sentiment, app downloads, insider activity, and more. SMART ALERTS ONLY ALTINDEX CAN SEND Go beyond price alerts. Know when a stock's AI score drops, when social sentiment turns, when a Congress member trades one of your holdings, or when the data points to an earnings surprise. Every alert explains why it fired, not just what happened. ASK YOUR AI ANALYST Ask anything in plain English. "How exposed am I to AI stocks?" "What is the bear case for my biggest holding?" "Which of my stocks has the worst insider signals?" Answers are grounded in real AltIndex data, never made up. ALTERNATIVE DATA, FINALLY FOR YOU Around 90% of hedge funds use alternative data. Almost no retail investors can access it. AltIndex scores thousands of stocks on the same signals the pros pay a fortune for, and puts it in your pocket. NEWS THAT KNOWS WHAT YOU HOLD A news feed tuned to your actual portfolio and watchlist, so you only see what matters to you. AltIndex is free to download. Upgrade to unlock alt-data alerts, AI analysis, and the full signal stack. Investing involves risk, including possible loss of principal. AltIndex provides data and analysis, not financial advice. Stay Ahead of the Curve Join thousands of investors who are already transforming their strategies with AltIndex. Download now and start making more informed investment decisions today! Terms of Use (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is review sentiment: AltIndex at 100% against Tendi's 0%. AltIndex also leads on rating (4.6 vs 3.0) and update cadence (every 2 weeks vs every 3 weeks). On price, ratings volume, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Tendi sells 5 in-app purchases, starting at $3.99 per month and AltIndex sells 5 in-app purchases, starting at $14.99 per month. Whichever you choose, the download price is not the number that matters.
AltIndex holds the better App Store score, 4.6 against 3.0. Both are backed by a comparable volume of ratings — 8 and 21 respectively. Written reviews point the same way: 0% of Tendi's written reviews are positive against 100% of AltIndex's.
Tendi ships an update every 3 weeks, AltIndex every 2 weeks. The most recent releases landed on October 7, 2026 and October 24, 2026 respectively.
| Parameter | Tendi | AltIndex |
|---|---|---|
| Price | Free | Free |
| Rating | 3.0 (8 ratings) | 4.6 (21 ratings) — better |
| Positive reviews | 0.0% of reviews | 100.0% of reviews — better |
| Number of ratings | 8 | 21 — better |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Freemium |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 26.0 | 15.1 — better |
| Further details — not scored | ||
| Size | 5 MB | 86 MB |
| Age rating | 4+ | 17+ |
| Developer | EnvyGames | AltIndex |
Customer experience
Tendi
AltIndex
In-app purchases
Tendi
- Tendi Plus$3.991 Month
- Tendi Basic Monthly7 Days trial$3.991 Month
- Tendi Family$6.991 Month
Show 2 moreShow fewer
- Tendi Pro Monthly$6.991 Month
- Tendi Power$9.991 Month
AltIndex
- Starter Monthly (Downsell)$14.991 Month
- Starter - Monthly7 Days trial$29.001 Month
- Pro - Monthly7 Days trial$99.001 Month
Show 2 moreShow fewer
- Starter - Annual7 Days trial$199.001 Year
- Pro - Annual7 Days trial$499.001 Year
