Tendi vs Reimbursable

Tendi is your private money coach — and it lives entirely on your iPhone. No bank logins. No account to create. No data sent to a server. Tendi turns messy household finances into clear weekly wins, using a serious financial engine wrapped in something that actually feels good to open. This is Tendi v2, rebuilt from the ground up for privacy, speed, and momentum. KNOW WHERE YOU STAND Your Financial Health Index (FHI) scores your household from 0 to 100 across seven pillars: cashflow, debt load, emergency fund, savings momentum, goal clarity, family alignment, and habits. See what's holding you back — and the single fastest move to raise your score. MUTILATE YOUR DEBT Turn payoff into something you'll actually do. The Debt Mutilator models your real debts as "bosses," compares the Avalanche (APR Assassin) and Snowball (Momentum Mutilator) strategies, and shows your debt-free date, total interest, and how much future interest a small extra payment prevents. Slide the extra-payment dial and watch the math change in real time. WIN WEEKLY MONEY MISSIONS Small, finishable, and aimed at your biggest opportunity. Subscription purges, emergency-fund seeds, no-spend weekends, debt strikes — each mission shows its impact before you start and celebrates when you finish. Build a streak. Keep the momentum. YOUR ON-DEVICE AI COACH Ask real questions, like "Can we afford an extra $50 payment this week?", and get grounded answers based on your actual numbers. Powered by Apple Intelligence on supported devices, with a smart deterministic coach that keeps working even when AI isn't available. The coach never guesses at your math — it uses Tendi's tested finance engine. IMPORT STATEMENTS, PRIVATELY No bank connection required. Import a PDF, scan a paper statement with your camera, or load a CSV — everything is read on your iPhone. Tendi finds your transactions, categorizes them, and detects recurring charges without uploading a thing. Raw files are deleted after you review. PLAN AS A FAMILY Add household members, set shared goals, and run family money missions together. Money decisions are easier when everyone is pulling the same direction. PRIVATE BY DESIGN - No bank connection required - No Tendi account, no server, no remote AI - Statements processed on-device and deleted after review - Optional Face ID app lock - Encrypted backups you control - Sanitized share cards — celebrate wins without revealing balances Tendi is an educational financial planning tool. It is not investment, tax, or legal advice, and your FHI is not a credit score. Membership unlocks unlimited missions, more monthly statement imports, the family mission board, and the full AI coach. Your first month is free. Start where you are. Make one small move this week. Watch it add up.

Tired of digging through shoeboxes of medical receipts at tax time? Meet Reimbursable, your new HSA sidekick. We built this app because managing Health Savings Account expenses shouldn't feel like a second job. Whether you're saving receipts for future reimbursement or keeping records for tax season, we've made it ridiculously simple to stay organized. KEEP TRACK OF WHAT MATTERS HSA Vitals helps you stay on top of your entire HSA picture: • Account Balance — Know exactly where you stand with your HSA funds at a glance • Reimbursement Status — Track which expenses are pending and which have been reimbursed • Spending by Category — See how your healthcare dollars break down across prescriptions, dental, vision, doctor visits, and more No more guesswork. No more spreadsheets. Just clarity. SMART RECEIPT SCANNING Point your camera at any receipt and let OCR do the heavy lifting. The app automatically extracts merchant names, dates, and amounts—so you spend less time typing and more time living your life. RECEIPT INVENTORY Every receipt you capture lives in one searchable, organized inventory. No more wondering if you saved that pharmacy receipt from last March. It's all there, ready when you need it. ORGANIZE YOUR WAY Categorize expenses by type: prescriptions, doctor visits, dental, vision, medical equipment, and more. Filter and search to find exactly what you need in seconds. EXPORT WITH EASE Need to submit for reimbursement or prepare for taxes? Export your expense history and documentation in clean, organized formats. Everything you need, ready to go. SECURE & PRIVATE Your health expenses are protected by Face ID, keeping prying eyes out. And your data stays on your device by default—no accounts, no tracking, no data mining. Just you and your information. Want access across all your Apple devices? Enable iCloud backup and sync seamlessly between iPhone, iPad, and Mac. Your data, encrypted and under your control. BUILT FOR REAL LIFE - OCR scanning extracts receipt details automatically - Face ID protection keeps your data secure - iCloud backup syncs across all your devices - Track your HSA balance and reimbursements - Quick entry for purchases on the go - Search across all your expenses instantly - Review spending by category or date range - Keep years of records without clutter - Works offline, anytime, anywhere ONE PURCHASE. NO SUBSCRIPTIONS. Pay once, and the app is yours forever. No monthly fees. No premium tiers. No surprise charges. Every feature, fully unlocked. Whether you're new to HSAs or a seasoned pro, HSA Vitals helps you capture every eligible expense, stay organized year-round, and take the stress out of reimbursements and tax season. Your HSA. Your receipts. Your peace of mind.