Comparison

maak app vs MTM pay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

maak app

A digital banking platform designed for everyday financial needs, offering secure account management, instant transfers, and convenient payments. It aims to provide an accessible and impactful financial experience for everyone.

Highlights
  • Seamless digital onboarding with e-KYC
  • Streamlined compliance approval
  • Manage LBP and USD accounts
  • Instant fee-free transfers
  • Virtual cards for online payments
  • QR code payments
  • Buy digital vouchers and subscriptions
Features
Read full description

Banking that moves with you. Built with strong security and compliance standards, maak is a digital banking experience built for people in real moments — the big ones, the difficult ones, and everything in between. From your first salary to your next big step, maak moves with you, speaks your language, and stays by your side, no matter how much — or how little — you have. Rooted in cultural relevance, powered by simplicity, and built on trust, maak doesn’t overpromise — it simply shows up. Driven by a vision to build an innovative financial platform accessible to everyone, everywhere, maak is constantly working to solve real-world financial challenges and create meaningful impact within the communities it serves. What you can do with maak  • Experience seamless digital onboarding with secure e-KYC  • Get streamlined compliance approval, typically within 24 hours  • Hold and manage separate LBP and USD accounts  • Make flexible deposits and withdrawals across both accounts  • Transfer money instantly and fee-free with your maak contacts  • Use virtual cards for instant online payments  • Get your physical debit card for secure online and in-store payments  • Scan and pay in seconds with QR  • Recharge your Touch and Alfa lines with prepaid cards  • Buy digital vouchers, internet bundles, and subscriptions like Netflix, Anghami, Shahid, Spotify, gaming credits and gift cards Coming soon to maak  • Loyalty rewards  • FX conversion within your account  • Instant card top-ups for faster access to your funds

About

MTM pay

This digital wallet simplifies saving, sending, and receiving money with secure, user-friendly features. It offers seamless transactions, bill payments, mobile top-ups, and financial management tools for everyday needs.

Highlights
  • E-wallet account approval
  • Secure transactions with encryption and biometrics
  • Instant money transfers
  • Bill payments and mobile top-ups
  • QR code payments
  • Transaction history and reports
  • Digital receipts and notifications
Features
Read full description

A secure and user-friendly digital wallet that allows you to save, send and receive money anytime, anywhere. Our E-wallet offers seamless transactions, bill payments, mobile top-ups, and financial managements tools all in one convenient app. Fast, reliable and it is built for your everyday needs. Key features: E-wallet Account approval in minutes. Secure transaction: End-to-end encryption, biometric login and transaction PINs to protect user and data funds. Fast & Reliable Delivery Options: choose from multiple payout methods – bank deposit, mobile wallet, cash pickup. Instant Money Transfers: send and receive money instantly with competitive exchange rates and low fees. Bill Payments. Mobile Top-ups & recharges. QR code Payments Make seamless in-store payments via QR codes. Transactions History & Reports, view detailed transaction records and generate reports for personal or business tracking. Digital Receipts & Notifications, get real-time notifications and digital receipts for every transaction. Secure Transactions, End-to-end encryption, biometric login, and transaction PIN to protect user data and funds

Screenshots

maak app4 screens
MTM pay4 screens

Verdict

The call

The clearest difference is rating: maak app at 5.0 against MTM pay's 3.0. maak app also leads on ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

maak app holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.

UpkeepUpdate frequency

maak app ships an update every 2 weeks, MTM pay fortnightly. The most recent releases landed on September 20, 2026 and September 21, 2026 respectively.

Scorecard3 real differences · 7 level
maak app versus MTM pay: the parameters behind the verdict, then further details
Parametermaak appMTM pay
PriceFreeFree
Rating5.0 (1 ratings) — better3.0 (1 ratings)
Positive reviews—0.0% of reviews
Number of ratings11
Update frequencyEvery 2 weeksFortnightly — better
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size193 MB76 MB
Age rating17+4+
DeveloperOlivMTM S.A.L

Customer experience

maak app

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

MTM pay

All ratings1 ratings
Positive0.0%
Neutral100.0%
Negative0.0%
Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

In-app purchases

None

maak app

No in-app purchases

None

MTM pay

No in-app purchases

Questions

Is maak app free?
maak app is free to download, with no in-app purchases.
Is MTM pay free?
MTM pay is free to download, with no in-app purchases.
Which has better reviews, maak app or MTM pay?
maak app is rated higher. maak app averages 5.0 out of 5 from 1 ratings, while MTM pay averages 3.0 from 1 ratings.
Do maak app or MTM pay have ads?
MTM pay shows ads; maak app does not.
Which is updated more often, maak app or MTM pay?
maak app ships an update every 2 weeks, and MTM pay fortnightly. Most recently, maak app was updated on September 20, 2026 and MTM pay on September 21, 2026.

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