maak app vs MTM pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
maak app
A digital banking platform designed for everyday financial needs, offering secure account management, instant transfers, and convenient payments. It aims to provide an accessible and impactful financial experience for everyone.
- Seamless digital onboarding with e-KYC
- Streamlined compliance approval
- Manage LBP and USD accounts
- Instant fee-free transfers
- Virtual cards for online payments
- QR code payments
- Buy digital vouchers and subscriptions
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Banking that moves with you. Built with strong security and compliance standards, maak is a digital banking experience built for people in real moments — the big ones, the difficult ones, and everything in between. From your first salary to your next big step, maak moves with you, speaks your language, and stays by your side, no matter how much — or how little — you have. Rooted in cultural relevance, powered by simplicity, and built on trust, maak doesn’t overpromise — it simply shows up. Driven by a vision to build an innovative financial platform accessible to everyone, everywhere, maak is constantly working to solve real-world financial challenges and create meaningful impact within the communities it serves. What you can do with maak • Experience seamless digital onboarding with secure e-KYC • Get streamlined compliance approval, typically within 24 hours • Hold and manage separate LBP and USD accounts • Make flexible deposits and withdrawals across both accounts • Transfer money instantly and fee-free with your maak contacts • Use virtual cards for instant online payments • Get your physical debit card for secure online and in-store payments • Scan and pay in seconds with QR • Recharge your Touch and Alfa lines with prepaid cards • Buy digital vouchers, internet bundles, and subscriptions like Netflix, Anghami, Shahid, Spotify, gaming credits and gift cards Coming soon to maak • Loyalty rewards • FX conversion within your account • Instant card top-ups for faster access to your funds
MTM pay
This digital wallet simplifies saving, sending, and receiving money with secure, user-friendly features. It offers seamless transactions, bill payments, mobile top-ups, and financial management tools for everyday needs.
- E-wallet account approval
- Secure transactions with encryption and biometrics
- Instant money transfers
- Bill payments and mobile top-ups
- QR code payments
- Transaction history and reports
- Digital receipts and notifications
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A secure and user-friendly digital wallet that allows you to save, send and receive money anytime, anywhere. Our E-wallet offers seamless transactions, bill payments, mobile top-ups, and financial managements tools all in one convenient app. Fast, reliable and it is built for your everyday needs. Key features: E-wallet Account approval in minutes. Secure transaction: End-to-end encryption, biometric login and transaction PINs to protect user and data funds. Fast & Reliable Delivery Options: choose from multiple payout methods – bank deposit, mobile wallet, cash pickup. Instant Money Transfers: send and receive money instantly with competitive exchange rates and low fees. Bill Payments. Mobile Top-ups & recharges. QR code Payments Make seamless in-store payments via QR codes. Transactions History & Reports, view detailed transaction records and generate reports for personal or business tracking. Digital Receipts & Notifications, get real-time notifications and digital receipts for every transaction. Secure Transactions, End-to-end encryption, biometric login, and transaction PIN to protect user data and funds
Screenshots
Verdict
The clearest difference is rating: maak app at 5.0 against MTM pay's 3.0. maak app also leads on ads (none vs shown) and monetization model (free vs ad-supported). On price, ratings volume, update cadence and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
maak app holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
maak app ships an update every 2 weeks, MTM pay fortnightly. The most recent releases landed on September 20, 2026 and September 21, 2026 respectively.
| Parameter | maak app | MTM pay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | 3.0 (1 ratings) |
| Positive reviews | — | 0.0% of reviews |
| Number of ratings | 1 | 1 |
| Update frequency | Every 2 weeks | Fortnightly — better |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.0 | 15.0 — better |
| Further details — not scored | ||
| Size | 193 MB | 76 MB |
| Age rating | 17+ | 4+ |
| Developer | Oliv | MTM S.A.L |
Customer experience
maak app
MTM pay
In-app purchases
maak app
No in-app purchases
MTM pay
No in-app purchases






