Comparison

Sentoo.me vs OB Authenticator

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sentoo.me

Easily request money from friends and family directly to your bank account. Simply create a payment request and share it via your favorite messaging apps. Receive funds instantly and securely without needing to exchange bank details.

Highlights
  • Create payment requests
  • Share requests via messaging apps
  • Receive money directly to bank account
  • Secure online banking integration
  • QR code payment requests
  • Supports multiple banks in the Caribbean
Features
Read full description

Sentoo.me helps you to get your money back quickly. Directly from bank account to yours. Simply link your bank account, create your Sentoo.me payment request and share with one click to your friends, family, or anyone else. Instantly and securely receive your money fast and free. When to use Sentoo.me? Did you pay for drinks for friends? Lunch that one time? Festival tickets last month? No matter the situation, it’s payback time! Requesting your money back has never been so easy. How to get started To use Sentoo.me, all you have to do is link your phone number and bank account. Activation takes less than 3 minutes and you’ll be guided through the process. Easy payment requests Create and send your Sentoo.me payment request via WhatsApp, Messenger, SMS, or email. The choice is yours. Whoever needs to pay you back receives a link. They can pay without the Sentoo.me app. Exchanging bank information is no longer necessary. The link redirects to their secure online banking app. All they need to do is simply approve and pay! The money is directly settled in your bank account. Request and receive with QR codes Want to get your money back fast, but don’t have the recipient’s phone number? Create a QR code for your payment request and let the recipient scan the code. It’s way quicker! Pay by Bank Sentoo.me is available for Aruba Bank and CMB in Aruba, Orco Bank and MCB in Curaçao, Bonaire, Saba, and St. Eustatius, and Orco Bank and WIB in St. Maarten. More banks coming soon. Secure payments Bank level security applies. Your information is only used for payment requests, and not for commercial purposes.

About

OB Authenticator

Features
Read full description

With the OB Authenticator® you can manage your Personal and Business accounts, anytime and anywhere.

Screenshots

Sentoo.me4 screens
OB Authenticator4 screens

Verdict

The call

The clearest difference is update cadence: Sentoo.me at every 2 months against OB Authenticator's every 6 months. OB Authenticator's advantage is device support (3 vs 1) and iOS requirement (12.0 vs 17.6). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Sentoo.me ships an update every 2 months, OB Authenticator every 6 months. The most recent releases landed on August 10, 2026 and September 13, 2026 respectively.

Scorecard3 real differences · 7 level
Sentoo.me versus OB Authenticator: the parameters behind the verdict, then further details
ParameterSentoo.meOB Authenticator
PriceFreeFree
Rating4.2 (9 ratings) — better
Positive reviews66.7% of reviews
Number of ratings9 — better
Update frequencyEvery 2 months — betterEvery 6 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.612.0 — better
Further details — not scored
Size29 MB29 MB
Age rating4+4+
DeveloperSentoo B.V.Orco Bank N.V.

In-app purchases

None

Sentoo.me

No in-app purchases

None

OB Authenticator

No in-app purchases

Questions

Is Sentoo.me free?
Sentoo.me is free to download, with no in-app purchases.
Is OB Authenticator free?
OB Authenticator is free to download, with no in-app purchases.
Do Sentoo.me or OB Authenticator have ads?
Neither Sentoo.me nor OB Authenticator shows ads.
Which is updated more often, Sentoo.me or OB Authenticator?
Sentoo.me ships an update every 2 months, and OB Authenticator every 6 months. Most recently, Sentoo.me was updated on August 10, 2026 and OB Authenticator on September 13, 2026.

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