Comparison

Settle up, Split rent wisely vs Lovely Split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Settle up, Split rent wisely

Easily split expenses and manage shared finances with groups, roommates, or partners. Track all shared costs transparently and know exactly who owes whom, simplifying settlement and eliminating awkward conversations.

Highlights
  • Instant bill splitting (equal or custom)
  • Track shared expenses
  • Know who owes whom
  • Settle up with clear balances
  • Add multiple payers and uneven splits
  • Scan receipts to add expenses
  • Itemized expense tracking
Features
Read full description

Split expenses and manage shared funds with friends, family, roommates, partners, or travel groups. No more awkward conversations, messy spreadsheets, or “who owes who?” drama. Splito keeps everything fair, transparent, and stress-free. Perfect for vacation trips, dinners, events, shared homes, and everyday spending. Why People Love Splito - Split bills instantly - no calculators, no confusion - Track all shared expenses in one place - Always know who owes whom - Settle up easily with simple, clear balances - Works great for trips, roommates, couples, and groups - 100% transparency - everyone sees the same numbers Great For Every Situation - Group trips & vacations – flights, food, fuel, stays, activities - Roommates – rent, groceries, utilities, shared cabs, household costs - Couples – date nights, bills, subscriptions, vacation trips - Friends at dinners or outings – quick check splits - Events & celebrations – parties, gifts, farewell, contributions - Shared budgets – savings pools, group funds, club collections - For NGOs, societies, and clubs - complete transparency that protects trust and relationships. - Gifts, games, parties, rides — split anything with friends in seconds. Top Features - Split bills instantly (equal or custom split) - Track shared expenses for groups, trips, or households - Know exactly who owes whom - Settle up with clear balances - Add multiple payers & uneven splits - Add repeat expenses like rent, subscriptions, easily - Manage funds with your child, spouse, or friends - Scan Receipt and add expenses - Itemization expense tracking - Charts and Graphs for better visuals - Save default split for hassle free experience - Export data in easy to read format - Track funds for NGOs, societies, or clubs with complete transparency - Track and manage your personal expenses with a fund group - Clean, fast, and easy to use Transparent, Private & Secure Your data stays safe and accessible only to you and your groups. No surprises, no confusion — just clean, accurate expense tracking. Terms of Use: https://splito.canopas.com/terms-of-service Questions or Feedback? Reach out to us at https://splito.canopas.com/

About

Lovely Split

Effortlessly manage shared expenses and payments with friends, family, or roommates. Track who owes what for rent, trips, or meals, and settle up with integrated secure payments. Set up recurring payments and ROSCAs to simplify ongoing financial arrangements.

Highlights
  • Split expenses with friends and family
  • Manage group payments
  • Integrated secure payment system
  • Create pay events
  • Setup recurring payments
  • Setup ROSCA
Features
Read full description

Lovely Split makes splitting expenses and managing payments with friends, family, or roommates effortless. Whether you’re covering rent, planning a group trip, or simply sharing a meal, Lovely Split ensures that everyone’s share is clear, fair, and settled with ease. With fast and secure payments integrated directly into the app, you can instantly send or request money, create a pay event and setup recurring payments and setup ROSCA. Keep track of expenses, balances, and reimbursements without the hassle of manual calculations. Lovely Split ensures that no one forgets who owes what, helping you avoid awkward conversations about money.

Screenshots

Settle up, Split rent wisely4 screens
Lovely Split4 screens

Verdict

The call

The clearest difference is in-app purchases: Lovely Split at none against Settle up, Split rent wisely's 5. Lovely Split also leads on rating (5.0 vs 4.7). Settle up, Split rent wisely's advantage is update cadence (every 2 weeks vs every 5 weeks) and ratings volume (54 vs 14). On price, review sentiment, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Settle up, Split rent wisely sells 4 in-app purchases, starting at $4.99 per month. Lovely Split asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Lovely Split holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 54 and 14 respectively. Written reviews point the same way: 99% of Settle up, Split rent wisely's written reviews are positive against 100% of Lovely Split's.

UpkeepUpdate frequency

Settle up, Split rent wisely ships an update every 2 weeks, Lovely Split every 5 weeks. The most recent releases landed on September 24, 2026 and July 6, 2026 respectively.

Scorecard5 real differences · 5 level
Settle up, Split rent wisely versus Lovely Split: the parameters behind the verdict, then further details
ParameterSettle up, Split rent wiselyLovely Split
PriceFreeFree
Rating4.7 (54 ratings)5.0 (14 ratings) — better
Positive reviews98.6% of reviews100.0% of reviews — better
Number of ratings54 — better14
Update frequencyEvery 2 weeks — betterEvery 5 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS14.013.4 — better
Further details — not scored
Size137 MB12 MB
Age rating4+4+
DeveloperCANOPAS SOFTWARE LLPLovely Split, Inc.

Customer experience

Settle up, Split rent wisely

All ratings54 ratings
Positive94.4%
Neutral0.0%
Negative5.6%
Written reviews72 reviews
Positive98.6%
Neutral0.0%
Negative1.4%

Lovely Split

All ratings14 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews10 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

Settle up, Split rent wisely

Subscriptions3
  • Splito Pro 1 Month2 variants$4.991 Month
  • Splito Pro 1 Year$14.991 Year
  • Splito Pro 1 Year$24.991 Year
One-time1
  • Pro Lifetime$99.99
None

Lovely Split

No in-app purchases

Questions

Is Settle up, Split rent wisely free?
Settle up, Split rent wisely is free to download, with in-app purchases available.
Is Lovely Split free?
Lovely Split is free to download, with no in-app purchases.
Which has better reviews, Settle up, Split rent wisely or Lovely Split?
Lovely Split is rated higher. Settle up, Split rent wisely averages 4.7 out of 5 from 54 ratings, while Lovely Split averages 5.0 from 14 ratings.
Do Settle up, Split rent wisely or Lovely Split have ads?
Neither Settle up, Split rent wisely nor Lovely Split shows ads.
Which is updated more often, Settle up, Split rent wisely or Lovely Split?
Settle up, Split rent wisely ships an update every 2 weeks, and Lovely Split every 5 weeks. Most recently, Settle up, Split rent wisely was updated on September 24, 2026 and Lovely Split on July 6, 2026.

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