Settle up, Split rent wisely vs Lovely Split
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Settle up, Split rent wisely
Easily split expenses and manage shared finances with groups, roommates, or partners. Track all shared costs transparently and know exactly who owes whom, simplifying settlement and eliminating awkward conversations.
- Instant bill splitting (equal or custom)
- Track shared expenses
- Know who owes whom
- Settle up with clear balances
- Add multiple payers and uneven splits
- Scan receipts to add expenses
- Itemized expense tracking
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Split expenses and manage shared funds with friends, family, roommates, partners, or travel groups. No more awkward conversations, messy spreadsheets, or “who owes who?” drama. Splito keeps everything fair, transparent, and stress-free. Perfect for vacation trips, dinners, events, shared homes, and everyday spending. Why People Love Splito - Split bills instantly - no calculators, no confusion - Track all shared expenses in one place - Always know who owes whom - Settle up easily with simple, clear balances - Works great for trips, roommates, couples, and groups - 100% transparency - everyone sees the same numbers Great For Every Situation - Group trips & vacations – flights, food, fuel, stays, activities - Roommates – rent, groceries, utilities, shared cabs, household costs - Couples – date nights, bills, subscriptions, vacation trips - Friends at dinners or outings – quick check splits - Events & celebrations – parties, gifts, farewell, contributions - Shared budgets – savings pools, group funds, club collections - For NGOs, societies, and clubs - complete transparency that protects trust and relationships. - Gifts, games, parties, rides — split anything with friends in seconds. Top Features - Split bills instantly (equal or custom split) - Track shared expenses for groups, trips, or households - Know exactly who owes whom - Settle up with clear balances - Add multiple payers & uneven splits - Add repeat expenses like rent, subscriptions, easily - Manage funds with your child, spouse, or friends - Scan Receipt and add expenses - Itemization expense tracking - Charts and Graphs for better visuals - Save default split for hassle free experience - Export data in easy to read format - Track funds for NGOs, societies, or clubs with complete transparency - Track and manage your personal expenses with a fund group - Clean, fast, and easy to use Transparent, Private & Secure Your data stays safe and accessible only to you and your groups. No surprises, no confusion — just clean, accurate expense tracking. Terms of Use: https://splito.canopas.com/terms-of-service Questions or Feedback? Reach out to us at https://splito.canopas.com/
Lovely Split
Effortlessly manage shared expenses and payments with friends, family, or roommates. Track who owes what for rent, trips, or meals, and settle up with integrated secure payments. Set up recurring payments and ROSCAs to simplify ongoing financial arrangements.
- Split expenses with friends and family
- Manage group payments
- Integrated secure payment system
- Create pay events
- Setup recurring payments
- Setup ROSCA
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Lovely Split makes splitting expenses and managing payments with friends, family, or roommates effortless. Whether you’re covering rent, planning a group trip, or simply sharing a meal, Lovely Split ensures that everyone’s share is clear, fair, and settled with ease. With fast and secure payments integrated directly into the app, you can instantly send or request money, create a pay event and setup recurring payments and setup ROSCA. Keep track of expenses, balances, and reimbursements without the hassle of manual calculations. Lovely Split ensures that no one forgets who owes what, helping you avoid awkward conversations about money.
Screenshots
Verdict
The clearest difference is in-app purchases: Lovely Split at none against Settle up, Split rent wisely's 5. Lovely Split also leads on rating (5.0 vs 4.7). Settle up, Split rent wisely's advantage is update cadence (every 2 weeks vs every 5 weeks) and ratings volume (54 vs 14). On price, review sentiment, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Settle up, Split rent wisely sells 4 in-app purchases, starting at $4.99 per month. Lovely Split asks for nothing beyond the download.
Lovely Split holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 54 and 14 respectively. Written reviews point the same way: 99% of Settle up, Split rent wisely's written reviews are positive against 100% of Lovely Split's.
Settle up, Split rent wisely ships an update every 2 weeks, Lovely Split every 5 weeks. The most recent releases landed on September 24, 2026 and July 6, 2026 respectively.
| Parameter | Settle up, Split rent wisely | Lovely Split |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (54 ratings) | 5.0 (14 ratings) — better |
| Positive reviews | 98.6% of reviews | 100.0% of reviews — better |
| Number of ratings | 54 — better | 14 |
| Update frequency | Every 2 weeks — better | Every 5 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 | 13.4 — better |
| Further details — not scored | ||
| Size | 137 MB | 12 MB |
| Age rating | 4+ | 4+ |
| Developer | CANOPAS SOFTWARE LLP | Lovely Split, Inc. |
Customer experience
Settle up, Split rent wisely
Lovely Split
In-app purchases
Settle up, Split rent wisely
- Splito Pro 1 Month2 variants$4.991 Month
- Splito Pro 1 Year$14.991 Year
- Splito Pro 1 Year$24.991 Year
- Pro Lifetime$99.99
Lovely Split
No in-app purchases
Questions
Is Settle up, Split rent wisely free?
Is Lovely Split free?
Which has better reviews, Settle up, Split rent wisely or Lovely Split?
Do Settle up, Split rent wisely or Lovely Split have ads?
Which is updated more often, Settle up, Split rent wisely or Lovely Split?
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