AutoPayPlus vs Pay with Sublime
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
AutoPayPlus
This app allows users to align their loan payments with their paychecks for better cash flow management. You can also adjust payment amounts to accelerate loan repayment and fit your financial situation.
- Flexible payment scheduling
- Aligns payments with paychecks
- Adjustable payment amounts
- Accelerated loan repayment
- Budgeting assistance
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AutoPayPlus offers a flexible payment schedule matching your payments to your paycheck. To pay off your loan even faster, you can easily adjust how much you pay to what best fits your finances.
Pay with Sublime
This app helps you lower your bills by splitting payments and earning cash back. It automatically finds savings, negotiates on your behalf, and tracks your subscriptions. Take control of your finances and reduce expenses without direct customer service calls.
- Split bills into smaller payments
- Earn 5% cash back on timely payments
- Automatic bill negotiation
- Finds hidden savings
- Subscription tracking and management
- Due date alerts
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Pay your bills over time — then lower them. Sublime is the smartest way to manage the bills you already pay and save. Split bills into easy weekly payments, earn cash back, and let AI bring your bills down in the background. SPLIT ANY BILL INTO 4 WEEKLY PAYMENTS Stop juggling between due dates and payday. Sublime pays your bills, and you pay back over time on your schedule. A $400 bill becomes four $100 weeks — no late fees, no surprises, no overdrafts. EARN 5% CASH BACK WHEN YOU PAY OVER TIME The more bills you run through Sublime, the more you earn back. Get paid, to pay your bills. AI THAT LOWERS YOUR BILLS AUTOMATICALLY Sublime scans your accounts to find where you're overpaying, then applies discounts, promotions, and savings programs you qualify for. You don't haggle, call customer service, or compare quotes — Sublime does it for you. WORKS ON THE BILLS YOU ALREADY PAY Cell phone and internet Auto and home insurance Electricity, gas, and water Childcare and daycare Streaming and subscriptions BUILT FOR YOUR PEACE OF MIND Bank-level encryption. Clear pricing. No hidden fees. You're always in control of what gets paid and when. Download Sublime and start paying less for the bills you can't avoid.
Screenshots
Verdict
The clearest difference is review sentiment: Pay with Sublime at 86% against AutoPayPlus's 0%. Pay with Sublime also leads on rating (4.7 vs 3.6) and ratings volume (231 vs 17). AutoPayPlus's advantage is iOS requirement (15.0 vs 18.5). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Pay with Sublime holds the better App Store score, 4.7 against 3.6. That said, the two scores are not equally well evidenced: Pay with Sublime has 231 ratings behind it against 17, so its average is the more settled of the two. Written reviews point the same way: 0% of AutoPayPlus's written reviews are positive against 86% of Pay with Sublime's.
AutoPayPlus ships an update fortnightly, Pay with Sublime every 9 days. Both last shipped on October 30, 2026.
| Parameter | AutoPayPlus | Pay with Sublime |
|---|---|---|
| Price | Free | Free |
| Rating | 3.6 (17 ratings) | 4.7 (231 ratings) — better |
| Positive reviews | 0.0% of reviews | 85.7% of reviews — better |
| Number of ratings | 17 | 231 — better |
| Update frequency | Fortnightly | Every 9 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.5 |
| Further details — not scored | ||
| Size | 31 MB | 61 MB |
| Age rating | 4+ | 17+ |
| Developer | US Equity Advantage | Sublime Payments Company |
Customer experience
AutoPayPlus
Pay with Sublime
In-app purchases
AutoPayPlus
No in-app purchases
Pay with Sublime
No in-app purchases
Questions
Is AutoPayPlus free?
Is Pay with Sublime free?
Which has better reviews, AutoPayPlus or Pay with Sublime?
Do AutoPayPlus or Pay with Sublime have ads?
Which is updated more often, AutoPayPlus or Pay with Sublime?
Other comparisons
