Comparison

Spendwise vs Budget Planner App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendwise

Features
Read full description

Privacy Assurance: Your transaction data is securely stored on your device and personal iCloud, with a firm commitment to never sharing your information with us. Enjoy complete privacy and control over your sensitive banking details.

About

Budget Planner App

Organize your finances with an AI-powered budgeting tool. Easily track expenses and income using voice input, create budgets, and monitor savings and debt. Gain insights into spending habits with clear charts and history.

Highlights
  • AI-powered expense categorization
  • Voice input for transactions
  • Monthly budget creation
  • Savings and debt tracking
  • Multi-currency support
  • Spending insights and charts
  • Recurring transaction management
Features
Read full description

Meet Zero, The cutest budget app for your everyday life. Simply add expenses by typing or using your voice, and let our AI magic organize everything for you. Create simple budgets, keep your savings and debt organized, and enjoy the feeling of your money growing - one tiny, happy step at a time! Key features: - Minimal, clean, and intuitive design - Add expenses and income in seconds - Voice input with smart AI categorization - Monthly budgets, savings goals & debt - Multi-currency support for global use - Insights & charts to understand spending habits - Transaction history with search & filter - Recurring transactions (bills, salary, subscriptions) - Multiple accounts, categories & tags - Connect Apple Wallet Automations - Export data as CSV/Excel - iCloud sync - No sign in required ZeroApp is ideal for: - Students managing daily pocket money - Families planning a shared household budget - Freelancers handling variable income & expenses - Travelers using multiple currencies - Anyone who wants stress-free personal finance management Take control of your finances with ZeroApp - simple, private, and AI-powered. Read more about our Terms & Conditions and Privacy Policy here: https://zeroapp.org/privacy https://zeroapp.org/terms We are always there for you! - If you have any questions or face any issues, feel free to email us at support@zeroapp.org. Hope you enjoy using our app as much as we do! :)

Screenshots

Spendwise4 screens
Budget Planner App4 screens

Verdict

The call

The clearest difference is price: Budget Planner App at Free against Spendwise's $0.99. Spendwise's advantage is in-app purchases (none vs 6). On update cadence, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Budget Planner App is free to download; Spendwise costs $0.99 up front. Budget Planner App sells 6 in-app purchases, starting at $3.99 per 7 days. Spendwise asks for nothing beyond the download.

UpkeepUpdate frequency

Spendwise ships an update fortnightly, Budget Planner App every 2 weeks. The most recent releases landed on October 25, 2026 and October 29, 2026 respectively.

Scorecard2 real differences · 8 level
Spendwise versus Budget Planner App: the parameters behind the verdict, then further details
ParameterSpendwiseBudget Planner App
Price$0.99Free — better
Rating—3.9 (181 ratings) — better
Positive reviews—19.2% of reviews
Number of ratings—181 — better
Update frequencyFortnightlyEvery 2 weeks — better
AdsNoNo
In-app purchasesNo — betterYes
Monetization—Free with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.017.0
Further details — not scored
Size3 MB58 MB
Age rating4+4+
DeveloperWizEyes TechDishith Dhanani

In-app purchases

None

Spendwise

No in-app purchases

6 purchases

Budget Planner App

Subscriptions4
  • Weekly Subscription$3.997 Days
  • Monthly Subscription$3.991 Month
  • Monthly Subscription7 Days trial$7.991 Month
Show 1 more
  • Annual Subscription7 Days trial$47.991 Year
One-time2
  • Zero Lifetime$29.99
  • Lifetime$29.99

Questions

Is Spendwise free?
Spendwise costs $0.99, with no in-app purchases.
Is Budget Planner App free?
Budget Planner App is free to download, with in-app purchases available.
Do Spendwise or Budget Planner App have ads?
Neither Spendwise nor Budget Planner App shows ads.
Which is updated more often, Spendwise or Budget Planner App?
Spendwise ships an update fortnightly, and Budget Planner App every 2 weeks. Most recently, Spendwise was updated on October 25, 2026 and Budget Planner App on October 29, 2026.

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