Comparison

Flow vs Expense Tracker Genius

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Flow

This personal finance tracker allows you to manage your money with ease. It offers full control over your data and can function offline, with features like multiple accounts, currencies, and financial statistics.

Highlights
  • Multiple accounts
  • Multiple currencies
  • Full data control
  • Offline functionality
  • iCloud backup
  • Financial statistics
Read full description

A free and open-source personal finance tracker app built with love. Flow offers full control over you data, and works fully offline*. Features: - Multiple accounts - Multiple currencies - Full control of your data - iCloud backup support - Simple and smooth UX - Statistics about your finance Please consider supporting Flow by leaving a review, suggesting ideas through Flow's GitHub issue tracker, contributing and more! * If you use multiple currencies, Flow needs an internet connection to fetch foreign currency exchange rates.

About

Expense Tracker Genius

This app helps you manage your money with smart expense tracking, AI-powered travel planning, and customizable budgets. It offers detailed reports and insights to understand your spending habits. Designed with privacy first, all your financial data stays on your device.

Highlights
  • Smart expense tracking with AI scanning
  • AI-powered travel planner and cost estimation
  • Customizable budgets and savings goals
  • Detailed financial reports and insights
  • Multi-currency support
  • Privacy-first design with on-device data storage
  • Apple Watch and multiple widget support
Features
Read full description

Take control of your finances with Expense Tracker Genius — the smart, privacy-first expense tracker for iPhone, iPad, and Mac. SMART EXPENSE TRACKING - Add income and expenses with categories, tags, and notes - 3-tier scanning: Apple Intelligence, Vision spatial analysis, then regex - Scan receipts, bank statements, and payment app screenshots - Supports 20+ payment apps: PayPay, Suica, nanaco, Coke ON, Venmo, and more - AI detects multiple transactions from a single image - Smart category suggestions powered by Apple Intelligence or NLP - Recurring transactions, receipt attachments - Share Extension and Quick Actions from Home Screen AI-POWERED TRAVEL PLANNER - Plan trips with cost estimation powered by Apple Intelligence - Compare flights, trains, buses, and car routes with real MapKit data - Find real hotels via Apple Maps at budget, mid-range, and luxury tiers - Day-by-day itinerary with breakfast, lunch, dinner, and cafe suggestions - Track estimated vs actual spending with comparison charts - Interactive map with route, hotel, and activity pins - Share trip cards to Instagram, Facebook, or save to Photos - Link trips to savings goals with per-person budget breakdown - Weather forecast and metric/imperial support BUDGETS & SAVINGS GOALS - Category budgets with weekly, monthly, or custom periods - Visual progress charts and limit notifications - Pay cycle support — track from payday to payday - Savings goals with due dates and AI-powered tips - Addiction goals to cut spending on specific categories REPORTS & INSIGHTS - Pie charts, bar charts, radar charts, and line graphs - Daily, weekly, monthly, and yearly breakdowns - AI-powered spending analysis and predictions - Predictions follow your selected account filter - Export as CSV, PDF, or images MULTIPLE ACCOUNTS & CURRENCIES - Cash, bank, credit card accounts with per-account currency - 60 currencies (30 fiat + 30 crypto) with live rates - Beautiful stacked card interface PERFORMANCE - 63x faster dashboard with single-pass calculations - Charts cached and only recompute when data changes - Debounced updates — no lag when switching views APPLE WATCH & 11 WIDGETS - Watch: daily summary, add expenses, complications - Widgets: balance, budget, goals, spending, travel, quotes - 7 themes: System, Story Card, Editorial, Pop Art, Monochrome Ink, Card Stack, Midnight Sapphire DESIGNED FOR MAC - Native Mac Catalyst with keyboard shortcuts - Resizable window with full feature parity PRIVACY FIRST - All data on your device — no servers - Optional iCloud sync, Face ID/Touch ID/PIN lock - Privacy mode hides amounts 23 languages. Full accessibility. Siri Shortcuts. Start today!

Screenshots

Flow4 screens
Expense Tracker Genius4 screens

Verdict

The call

The clearest difference is ratings volume: Flow at 20 against Expense Tracker Genius's 1. Expense Tracker Genius's advantage is device support (4 vs 2). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Flow against 5.0 for Expense Tracker Genius. That said, the two scores are not equally well evidenced: Flow has 20 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 95% of Flow's written reviews are positive against 100% of Expense Tracker Genius's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
Flow versus Expense Tracker Genius: the parameters behind the verdict, then further details
ParameterFlowExpense Tracker Genius
PriceFreeFree
Rating5.0 (20 ratings)5.0 (1 ratings) — better
Positive reviews95.5% of reviews100.0% of reviews — better
Number of ratings20 — better1
Update frequencyEvery 2 weeksEvery 2 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, Mac, Apple Watch — better
Requires iOS16.6 — better17.0
Further details — not scored
Size80 MB34 MB
Age rating4+4+
DeveloperBatmend GanbaatarHussein Juybari

Customer experience

Flow

All ratings20 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews22 reviews
Positive95.5%
Neutral0.0%
Negative4.5%

Expense Tracker Genius

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Flow

No in-app purchases

None

Expense Tracker Genius

No in-app purchases

Questions

Is Flow free?
Flow is free to download, with no in-app purchases.
Is Expense Tracker Genius free?
Expense Tracker Genius is free to download, with no in-app purchases.
Which has better reviews, Flow or Expense Tracker Genius?
Expense Tracker Genius is rated higher. Flow averages 5.0 out of 5 from 20 ratings, while Expense Tracker Genius averages 5.0 from 1 ratings.
Do Flow or Expense Tracker Genius have ads?
Neither Flow nor Expense Tracker Genius shows ads.
Which is updated more often, Flow or Expense Tracker Genius?
Flow ships an update every 2 weeks, and Expense Tracker Genius every 2 weeks. Most recently, Flow was updated on November 4, 2026 and Expense Tracker Genius on October 31, 2026.

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