Flow vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Flow
This personal finance tracker allows you to manage your money with ease. It offers full control over your data and can function offline, with features like multiple accounts, currencies, and financial statistics.
- Multiple accounts
- Multiple currencies
- Full data control
- Offline functionality
- iCloud backup
- Financial statistics
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A free and open-source personal finance tracker app built with love. Flow offers full control over you data, and works fully offline*. Features: - Multiple accounts - Multiple currencies - Full control of your data - iCloud backup support - Simple and smooth UX - Statistics about your finance Please consider supporting Flow by leaving a review, suggesting ideas through Flow's GitHub issue tracker, contributing and more! * If you use multiple currencies, Flow needs an internet connection to fetch foreign currency exchange rates.
Expense Tracker
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Take control of your money with this expense tracker and budget planner, built for people who want clarity without complexity. Whether you need to track daily expenses, log income, follow a monthly budget, or understand your spending habits, this app gives you everything in one clean, private package — no bank account connection required. Your financial data stays on your device. No linking bank accounts, no unnecessary permissions, no clutter. Just fast, accurate, and private money management. TRACK EXPENSES IN SECONDS Log purchases quickly with smart categories built for real life — groceries, rent, dining, transportation, shopping, healthcare, entertainment, and more. A streamlined workflow means you can record a transaction in just a few taps, so tracking spending never feels like a chore. MANAGE INCOME AND EXPENSES TOGETHER Track salary, freelance earnings, business profit, bonuses, cashback, refunds, and investment income alongside your everyday spending. See exactly how much you earn, spend, and save with a complete, accurate picture of your cash flow. BUILD SMARTER BUDGETS Set monthly budgets and spending limits for each category, then follow your progress with clear visual indicators. Spot overspending early, adjust before it becomes a problem, and build healthier financial habits month after month. REPORTS AND SPENDING INSIGHTS Turn raw numbers into understanding with detailed charts and reports. Compare income against expenses, track spending trends over time, and discover where your money actually goes — so you can find real opportunities to save. MULTI-CURRENCY SUPPORT Manage money across different currencies with ease, whether you're traveling, working abroad, or simply prefer tracking in more than one currency. EXPORT AND SHARE YOUR DATA Generate PDF or CSV reports whenever you need them — for your own records, for tax season, or to share with an accountant or partner. A DESIGN BUILT FOR DAILY USE A modern dark theme that's easy on the eyes and easy to navigate, so checking your budget or logging an expense feels effortless, day or night. KEY FEATURES - Expense tracker and income tracker in one app - Monthly budget planner with progress tracking - Detailed financial reports and spending insights - Wide range of expense and income categories - PDF and CSV export for your records - Multi-currency support for global use - Fast transaction search and full history - Offline access, no internet required - Private, on-device financial records - Clean, modern dark theme interface WHO THIS APP IS FOR This app fits anyone who wants a simple, private way to manage money — students tracking a tight allowance, freelancers juggling multiple income sources, families managing household bills, couples splitting shared expenses, and small business owners watching daily cash flow. If you've tried complicated finance apps and given up, this is the simple alternative built to stick with. PRIVACY YOU CAN TRUST This app never asks you to connect a bank account or share sensitive login credentials with a third-party service. Your transactions, income records, and budgets stay stored securely and privately, so you remain in full control of your own financial information. WHY PEOPLE CHOOSE THIS APP It's built around three ideas: simplicity, privacy, and control. There's no complicated setup, no bank linking, and no features you'll never use — just a fast, reliable way to track spending, manage budgets, and understand your money. Whether you're managing household bills, tracking freelance income, planning a monthly budget, watching your savings grow, or just looking for a better way to log daily expenses, this app helps you stay organized, informed, and in control of your finances. Download it today and start building better money habits, tracking expenses effortlessly, and taking full control of your budget — one transaction at a time.
Screenshots
Verdict
Flow and Expense Tracker are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.
| Parameter | Flow | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (20 ratings) — better | — |
| Positive reviews | 95.5% of reviews | — |
| Number of ratings | 20 — better | — |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 16.6 | 15.6 — better |
| Further details — not scored | ||
| Size | 80 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | Batmend Ganbaatar | Ankitbhai Jivani |
In-app purchases
Flow
No in-app purchases
Expense Tracker
No in-app purchases









