Comparison

Budgety vs Wally

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Budgety

Easily track income, expenses, and budgets with this app. It syncs with bank accounts, offers custom categories, and provides insights into your spending. Enjoy a secure and ad-free experience with 24/7 support.

Highlights
  • Bank account syncing (CAD & US)
  • Income and expense tracking
  • Customizable budgeting and limits
  • Recurring transaction automation
  • Dual currency account support
  • Personalized transaction notes
  • 24/7 customer support
Features
Read full description

Save up to 50% with code WELCOME26 on Budgety. Valid till the end of this month! TL:DR: Available features on Budgety - Sync with your CAD and US Bank Accounts - Track income, expenses, credit card bills, and savings easily - Create budgets, set limits, and get notified when you hit your limits - Create your own custom categories - Create manual recurring transactions - Add & view multiple checking, savings & cash accounts in one place - ⁠Set up accounts in dual currencies - Automate recurring transactions - Get deeper insights into your finances - Add personalized notes to your transactions - Your data is private and secure - Support available 24/7 - Try free for 14 days (new users) Budgety: Your Financial Buddy Tired of stressing over your finances? Looking for a simple yet powerful tool to take control of your money? Look no further! Introducing Budgety, the ultimate income and expense tracker app that empowers you to master your money with ease– without the annoying ads. Your Money, Your Rules. Budgety understands that your financial journey is unique. That's why we give you the freedom to manage your money according to your own terms. Say goodbye to outdated spreadsheets and embrace a modern, beautiful, all-in-one solution that revolutionizes the way you handle your finances. Transform Your Financial Life with Budgety: Track your Inflows, Credit card bills & Expenses: Stay in the know with real-time updates on your financial transactions. Monitor your spending effortlessly and gain total transparency into your cash flow. Control your Spending: Get your money in shape. Set up budgets easily to ensure you stay on top of your financial obligations and direct your income to the right expense bucket. Income Tracking: Watch your wealth grow as you track your income and maximize each dollar you earn. Gain a comprehensive view of your financial health in one place. Privacy Assurance: Your financial data is sacred to us. Budgety will never sell your data or bombard you with in-app ads. Trust us to keep your budget safe and secure. 24/7 Support & Resource Hub: Access a wealth of free resources, including live workshops, video courses, written guides, and a 24/7 responsive customer support team ready to answer your questions. Get Started with Confidence Try Budgety free for 34 days and experience the transformation of your financial life. Choose from flexible monthly or annual subscription options that cater to your needs. Don't let money control you— take control of your finances with Budgety today! Your financial freedom is just a download away. Join the growing community of smart money managers with Budgety. Download now! Privacy Policy: https://trapezoidal-canvas-875.notion.site/Privacy-policy-d160b91f7c124399a7b5190cb640b5cf Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Wally

Manage your personal finances without linking bank accounts. Track income, expenses, and bills with automated updates and customizable categories. Get insights into spending habits and savings potential.

Highlights
  • Offline budget tracking
  • Automated payday balance updates
  • Bill reminders
  • Customizable spending categories
  • Spending analysis charts
  • Household budgeting
  • In-app assistant for financial insights
  • Face ID lock
Features
Read full description

Wally keeps your budget on your phone. There's no bank login and nothing to sync. Tell it when you get paid and how much, and your balance moves on payday without you touching it. Add the accounts you actually use, checking or savings or cash, set the opening balance once, and Wally keeps it current as you log what you spend. Put your monthly bills in with their due dates and it reminds you before they land. Spending goes into categories you make yourself. Three questions and the category exists; the fiddly settings are there when you want them and out of the way when you don't. The charts show what came in against what went out, and how fast a budget is running down rather than only how much is left. Pay with your phone and Wally can pick the purchase up on its own, ready for you to check or already filed. If you share money with someone, a household budget puts the same categories in front of both of you. There's an assistant built in that reads your own numbers and answers questions about them: How much can I save this month? Where am I overspending? What should I cut first? You can lock the whole app behind Face ID. Wally speaks English, German, Spanish, French and Portuguese. Terms of Use: https://wallybudgeting.app/terms Privacy Policy: https://wallybudgeting.app/privacy

Screenshots

Budgety4 screens
Wally4 screens

Verdict

The call

The clearest difference is review sentiment: Budgety at 64% against Wally's 40%. Budgety also leads on rating (5.0 vs 4.8) and device support (3 vs 1). Wally's advantage is ratings volume (20 vs 2) and update cadence (weekly vs every 2 weeks). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budgety sells 10 in-app purchases, starting at $1.99 per month and Wally sells 2 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Budgety holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Wally has 20 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 64% of Budgety's written reviews are positive against 40% of Wally's.

UpkeepUpdate frequency

Budgety ships an update every 2 weeks, Wally weekly. The most recent releases landed on November 4, 2026 and November 5, 2026 respectively.

Scorecard5 real differences · 5 level
Budgety versus Wally: the parameters behind the verdict, then further details
ParameterBudgetyWally
PriceFreeFree
Rating5.0 (2 ratings) — better4.8 (20 ratings)
Positive reviews63.6% of reviews — better40.0% of reviews
Number of ratings220 — better
Update frequencyEvery 2 weeksWeekly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.1
Further details — not scored
Size93 MB103 MB
Age rating4+4+
DeveloperBUDGETY TECHNOLOGIESSalman Lartey

Customer experience

Budgety

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews11 reviews
Positive63.6%
Neutral0.0%
Negative36.4%

Wally

All ratings20 ratings
Positive90.0%
Neutral10.0%
Negative0.0%
Written reviews15 reviews
Positive40.0%
Neutral20.0%
Negative40.0%

In-app purchases

10 purchases

Budgety

Subscriptions10
  • Budgety Monthly7 Days trial$1.991 Month
  • Monthly - Discounted7 Days trial$1.991 Month
  • UCW Monthly7 Days trial$3.991 Month
Show 7 more
  • Premium Monthly7 Days trial$9.991 Month
  • Budgety Yearly7 Days trial$14.991 Year
  • Yearly - Discounted14 Days trial$14.991 Year
  • Pro Monthly$19.991 Month
  • UCW Yearly7 Days trial$46.991 Year
  • Premium Yearly7 Days trial$59.991 Year
  • Pro Yearly7 Days trial$149.991 Year
2 purchases

Wally

Subscriptions2
  • All Access7 Days trial$2.991 Month
  • All Access3 Days trial$29.991 Year

Questions

Is Budgety free?
Budgety is free to download, with in-app purchases available.
Is Wally free?
Wally is free to download, with in-app purchases available.
Which has better reviews, Budgety or Wally?
Budgety is rated higher. Budgety averages 5.0 out of 5 from 2 ratings, while Wally averages 4.8 from 20 ratings.
Do Budgety or Wally have ads?
Neither Budgety nor Wally shows ads.
Which is updated more often, Budgety or Wally?
Budgety ships an update every 2 weeks, and Wally weekly. Most recently, Budgety was updated on November 4, 2026 and Wally on November 5, 2026.

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