Comparison

AI Expense Scanner vs Masareef

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

AI Expense Scanner

Features
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Scan receipts and invoices with AI and turn them into organized expense records in seconds. Enerpize AI Expense Scanner helps freelancers, small businesses, accountants, and teams reduce manual data entry by capturing expense details directly from receipts and invoices. AI-POWERED EXPENSE CAPTURE • Scan receipts and invoices with your phone camera • Automatically extract supplier, date, amount, and tax details • Review extracted information before saving • Scan compliant invoice QR codes to populate expense details faster SMART EXPENSE MANAGEMENT • Create expenses manually when needed • Add categories, taxes, suppliers, payment details, and supporting information • Automatically categorize expenses • Keep records organized for bookkeeping, reporting, and tax preparation SUPPLIER RECOGNITION • Match scanned documents to existing suppliers • Create new suppliers from extracted invoice details • Review supplier data before saving ATTACHMENTS & DOCUMENT MERGING • Upload receipt images, PDFs, and supporting files • Keep multiple attachments with one expense • Combine related receipts or invoices into a single expense record MULTI-CURRENCY, TAX & VAT • Record expenses in different currencies • Handle exchange rates for multi-currency expenses • Apply tax and VAT categories to your expense records REPORTS & TRACKING • Generate detailed expense reports • Review spending by category, supplier, or period • Capture expenses on the go • Work offline and sync when you are connected again • Keep your expense data synchronized with your Enerpize account Enerpize gives you a faster, more organized workflow from receipt capture to expense reporting. Scan, review, categorize, attach supporting documents, and keep your business expense records ready when you need them.

About

Masareef

Features
Read full description

Masareef is a fast, private expense tracker that does the boring part for you. Most money apps make you type in every purchase, and after a week you stop. Masareef turns your bank's SMS alerts into transactions. Set it up once and bank texts are caught even while the app is closed, then filed when you open it. It works offline once you're signed in, and your financial data never reaches an analytics service. AUTOMATIC SPENDING CAPTURE • A guided one-time setup walks you through a Shortcuts automation • A banner tells you when a bank text is caught • On iOS 27 and later, a second automation can catch your bank app's alerts too • Payments, transfers, top-ups, ATM cash and income, each to the right wallet or card • Or share a bank message, or import a CSV, Excel or PDF statement • Review first, or let confident ones post on their own, with undo WORKS WITH YOUR BANK Recognises payment alerts from 1203 banks, wallets and payment apps, including: • Egypt — NBE, Banque Misr, CIB, QNB Alahli, Banque du Caire, AAIB, Bank of Alexandria, HSBC, ADIB, Al Baraka, aiBANK • Egypt wallets — InstaPay, Vodafone Cash, Orange Cash, e& Cash, WE Pay, Fawry, Telda, ValU, Meeza, Contact • Saudi Arabia — Al Rajhi, SNB, Riyad Bank, SAB, Alinma, Albilad, Bank Aljazira, stc pay, urpay • Gulf & MENA — Emirates NBD, FAB, ADCB, Mashreq, Dubai Islamic Bank, NBK, QNB, Arab Bank Masareef is an independent app, not affiliated with or endorsed by any bank or wallet listed, and it never asks for your banking password. ADD IN SECONDS • Type it in plain words, English or Arabic: "coffee 45, taxi 80" logs both • Or hold the + and say it, in Arabic or English YOUR DAY • An 8:30 brief: what you can spend today and the bills due, with your streak on Home • Pin the seven tools you use most to Home • Ask about your money, answered on your phone. Coach says what to do next (Pro) WIDGETS & SIRI • Home and Lock Screen widgets for today's spending and safe-to-spend; budget, goal and quick-log widgets (Pro) • Siri in English and Arabic, plus Control Center and Action button shortcuts WALLETS & NET WORTH • Cash, bank and mobile wallets side by side, in any country and currency • One total across every wallet, with a six-month trend • Wallets in another currency, plus gold, silver, shares and funds in one net worth (Pro) BUDGETS & PLANNING • Category budgets that warn you at 80% and over the limit • A monthly target that says what's safe to spend today; your month can start on payday • Savings goals, money owed, installments and gam'eyas, and zakat worked out for you • Plan: a split for your income and where it leads in 5, 10 and 20 years (Pro) SUBSCRIPTIONS & INSIGHTS • Subscriptions found in your history, with yearly cost and price rises flagged • Recurring rent, salary and bills post on schedule • Where it went: every category ranked, plus double charges and refunds • Trends, merchants, unusual charges, cash flow and your money story (Pro) COMPARE PRICES • Scan a barcode to see prices near you, each with its source and date PRIVATE & BACKED UP • A free account (email, Google or Apple sign-in) unlocks the app and backs up your data for a new phone • Data syncs only to your own account, and Face ID can lock the app • No ads, no data selling, and no financial data in analytics, ever • AI features (Pro) run only when you ask, and never see your whole ledger MASAREEF PRO Free includes 25 automatic captures a month and everything above not marked Pro. Pro adds unlimited capture, receipt photos and warranty reminders, trips, a shared ledger, sync on all your phones, Google Drive backup, CSV export, statements for any dates, and AI that reads the alerts Masareef couldn't. Pro is a monthly or yearly subscription that renews until cancelled in your App Store settings, or a one-time lifetime purchase. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.mohamedgado.com/projects/masareef/privacy

Screenshots

AI Expense Scanner4 screens
Masareef4 screens

Verdict

The call

The clearest difference is in-app purchases: AI Expense Scanner at none against Masareef's 3. Masareef's advantage is update cadence (every 3 days vs every 4 months). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Masareef sells 3 in-app purchases, starting at $4.99 per month. AI Expense Scanner asks for nothing beyond the download.

UpkeepUpdate frequency

AI Expense Scanner ships an update every 4 months, Masareef every 3 days. The most recent releases landed on October 27, 2026 and November 8, 2026 respectively.

Scorecard2 real differences Ā· 5 level
AI Expense Scanner versus Masareef: the parameters behind the verdict, then further details
ParameterAI Expense ScannerMasareef
PriceFreeFree
Positive reviews—100.0% of reviews
Update frequencyEvery 4 monthsEvery 3 days — better
AdsNoNo
In-app purchasesNo — betterYes
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.6 — better16.4
Further details — not scored
Size56 MB112 MB
Age rating17+4+
DeveloperIZAM INC FOR SOFTWAREMohamed Gado

In-app purchases

None

AI Expense Scanner

No in-app purchases

3 purchases

Masareef

Subscriptions2
  • Pro Monthly: Expense Tracker$4.991 Month
  • Pro Yearly: Expense Tracker$29.991 Year
One-time1
  • Pro Lifetime: Expense Tracker$79.99

Questions

Is AI Expense Scanner free?
AI Expense Scanner is free to download, with no in-app purchases.
Is Masareef free?
Masareef is free to download, with in-app purchases available.
Do AI Expense Scanner or Masareef have ads?
Neither AI Expense Scanner nor Masareef shows ads.
Which is updated more often, AI Expense Scanner or Masareef?
AI Expense Scanner ships an update every 4 months, and Masareef every 3 days. Most recently, AI Expense Scanner was updated on October 27, 2026 and Masareef on November 8, 2026.

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