Stanbic IBTC Mobile 3.0 vs Xtrapay Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Stanbic IBTC Mobile 3.0
This comprehensive finance app allows users to manage banking, insurance, stocks, mutual funds, and pensions. It offers voice banking, an electronic wallet, and the ability to open an instant account or wallet without being an existing customer.
- Voice Banking
- Insurance module
- Stocks trading
- Mutual Funds investing
- Electronic wallet (@ease)
- Pensions module
- Instant account opening
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The Stanbic IBTC super app is a true all-rounder. The 3.0 app empowers you to do the following: • Bank as quick as you speak. with Voice Banking. • Defend your treasures with the new Insurance module. • Trade like a legend with the new Stocks module. • Invest like a hero with the Mutual Funds module. • Enjoy Easy Banking with the electronic wallet - @ease. • Rescue tomorrow with the Pensions module. You do not have to be a customer of Stanbic IBTC to access and experience the new mobile app, you can open an instant account or an @ease wallet with the mobile app in minutes! Already a customer and forgot your password? Not to worry! The new and easy ‘forgot password’ feature will get you going in no time. What are you waiting for? Download the new Stanbic IBTC mobile app to activate power in your palms!
Xtrapay Mobile
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Xtrapay is designed to promote a cashless economy by bringing seamless banking services right to your doorstep. As a global platform with a strong online presence, Xtrapay offers fast and reliable financial services, including fund transfers, airtime and data purchases, electricity bill payments, cable TV subscriptions, and more.
Screenshots
Verdict
Stanbic IBTC Mobile 3.0 and Xtrapay Mobile are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
| Parameter | Stanbic IBTC Mobile 3.0 | Xtrapay Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | 2.9 (116 ratings) — better | — |
| Positive reviews | 12.7% of reviews | — |
| Number of ratings | 116 — better | — |
| Update frequency | Every 3 months | — |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.5 | 15.0 — better |
| Further details — not scored | ||
| Size | 185 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Stanbic IBTC Holdings Plc | Xtratech Global Solutions Limited |
In-app purchases
Stanbic IBTC Mobile 3.0
No in-app purchases
Xtrapay Mobile
No in-app purchases
Questions
Is Stanbic IBTC Mobile 3.0 free?
Is Xtrapay Mobile free?
Do Stanbic IBTC Mobile 3.0 or Xtrapay Mobile have ads?
Other comparisons
