Comparison

Stanbic IBTC Mobile 3.0 vs MyCut.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Stanbic IBTC Mobile 3.0

This comprehensive finance app allows users to manage banking, insurance, stocks, mutual funds, and pensions. It offers voice banking, an electronic wallet, and the ability to open an instant account or wallet without being an existing customer.

Highlights
  • Voice Banking
  • Insurance module
  • Stocks trading
  • Mutual Funds investing
  • Electronic wallet (@ease)
  • Pensions module
  • Instant account opening
Features
Read full description

The Stanbic IBTC super app is a true all-rounder. The 3.0 app empowers you to do the following: • Bank as quick as you speak. with Voice Banking. • Defend your treasures with the new Insurance module. • Trade like a legend with the new Stocks module. • Invest like a hero with the Mutual Funds module. • Enjoy Easy Banking with the electronic wallet - @ease. • Rescue tomorrow with the Pensions module. You do not have to be a customer of Stanbic IBTC to access and experience the new mobile app, you can open an instant account or an @ease wallet with the mobile app in minutes! Already a customer and forgot your password? Not to worry! The new and easy ‘forgot password’ feature will get you going in no time. What are you waiting for? Download the new Stanbic IBTC mobile app to activate power in your palms!

About

MyCut.

Features
Read full description

Have you ever been cut out of a deal? Paid less than agreed? Watched a co-agent disappear after closing? MyCut is Nigeria's deal operating system ,the first platform that makes every deal verifiable, every role locked, and every payment automatic. WHAT MYCUT DOES MyCut replaces WhatsApp voice notes and handshakes with a structured deal room where all parties negotiate transparently, consent irrevocably, and are paid automatically — the moment funds arrive. HOW IT WORKS 1. Create your deal and assign roles and split percentages 2. Invite all parties , they see their exact naira amount before joining 3. Negotiate in real time with full audit trail 4. Everyone confirms with BVN-verified identity 5. A dedicated bank account is generated for the deal 6. The exact agreed amount arrives , everyone is paid simultaneously, automatically WHY MYCUT NOW Nigeria's Supreme Court has ruled that WhatsApp agreements are not enforceable contracts for commission claims. Agents must now prove a written agreement and active participation to collect their commission. MyCut creates that proof automatically the negotiation trail is your contract. BUILT FOR Real estate agents splitting commissions Car middlemen protecting finder's fees Creatives splitting brand deal payments Freelancers in multi-party project arrangements Music and entertainment revenue splits Any deal involving more than one payee BUILT ON LICENSED RAILS MyCut runs on 9PSB and Fincra both CBN-licensed financial infrastructure providers. Your identity is verified through Nigeria's BVN system. Your money never passes through MyCut it flows directly from payer to all parties through regulated channels. Every deal. Every party. Every time.

Screenshots

Stanbic IBTC Mobile 3.02 screens
MyCut.4 screens

Verdict

The call

The clearest difference is update cadence: MyCut. at weekly against Stanbic IBTC Mobile 3.0's every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Stanbic IBTC Mobile 3.0 ships an update every 3 months, MyCut. weekly. The most recent releases landed on November 4, 2026 and October 31, 2026 respectively.

Scorecard1 real difference · 9 level
Stanbic IBTC Mobile 3.0 versus MyCut.: the parameters behind the verdict, then further details
ParameterStanbic IBTC Mobile 3.0MyCut.
PriceFreeFree
Rating2.9 (116 ratings) — better—
Positive reviews12.7% of reviews—
Number of ratings116 — better—
Update frequencyEvery 3 monthsWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS15.515.0 — better
Further details — not scored
Size185 MB59 MB
Age rating4+4+
DeveloperStanbic IBTC Holdings PlcHaulscape Technologies Ltd

In-app purchases

None

Stanbic IBTC Mobile 3.0

No in-app purchases

None

MyCut.

No in-app purchases

Questions

Is Stanbic IBTC Mobile 3.0 free?
Stanbic IBTC Mobile 3.0 is free to download, with no in-app purchases.
Is MyCut. free?
MyCut. is free to download, with no in-app purchases.
Do Stanbic IBTC Mobile 3.0 or MyCut. have ads?
Neither Stanbic IBTC Mobile 3.0 nor MyCut. shows ads.
Which is updated more often, Stanbic IBTC Mobile 3.0 or MyCut.?
Stanbic IBTC Mobile 3.0 ships an update every 3 months, and MyCut. weekly. Most recently, Stanbic IBTC Mobile 3.0 was updated on November 4, 2026 and MyCut. on October 31, 2026.

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