INSTO Tap vs Expense Split
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
INSTO Tap
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Still using a credit card reader with monthly rental fees and limited functionalities? Try INSTO Tap! One app to turn your phone into a credit card machine. [ Remote Collecting ] No download required for buyers. Collect payments remotely via SMS, email, or any IMs. [ QR Pay ] Buyers can scan your store’s unique QR code to complete payment. [ Transaction Overview ] View transaction statistics directly in the app. [ Order List ] Easily view orders categorized as Pending, Established, or Refund. [ Order Details ] Access full details for each order with a single tap.
Expense Split
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Simplify your group expenses with our intuitive app, reminiscent of Expense Split. Easily create and divvy up expenses among friends while tracking who owes what or is owed. Additionally, enhance security with our built-in passcode feature, ensuring your financial data remains protected and confidential
Screenshots
Verdict
INSTO Tap and Expense Split are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
INSTO Tap ships an update every 2 weeks, Expense Split every 10 days. Both last shipped on October 27, 2026.
| Parameter | INSTO Tap | Expense Split |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 12.0 — better | 13.4 |
| Further details — not scored | ||
| Size | 43 MB | 23 MB |
| Age rating | 4+ | 17+ |
| Developer | INSTO, LLC | Hamza Yaseen |
In-app purchases
INSTO Tap
No in-app purchases
Expense Split
No in-app purchases
