INSTO Tap vs Paidly
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
INSTO Tap
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Still using a credit card reader with monthly rental fees and limited functionalities? Try INSTO Tap! One app to turn your phone into a credit card machine. [ Remote Collecting ] No download required for buyers. Collect payments remotely via SMS, email, or any IMs. [ QR Pay ] Buyers can scan your storeβs unique QR code to complete payment. [ Transaction Overview ] View transaction statistics directly in the app. [ Order List ] Easily view orders categorized as Pending, Established, or Refund. [ Order Details ] Access full details for each order with a single tap.
Paidly
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Paidly is your comprehensive solution for tackling student loan debt. Our platform enables employers to offer student loan repayment benefits, enhancing employee recruitment, retention, and financial wellness. Additionally, our "Friends Helping Friends" feature allows individuals to receive contributions from their personal networks, fostering a community-driven approach to debt reduction. Key Features: - Employer Contributions: Facilitate employer-sponsored student loan repayments to boost employee satisfaction and loyalty. - Friends Helping Friends: Empower your friends and family to contribute directly to your student loans, accelerating your journey to financial freedom. - Transparent Transactions: Ensure all contributions are securely processed and directly applied to your loan principal, reducing interest and repayment time. - Easy Setup: Quickly set up your account, share your personalized donation page, and start receiving contributions immediately. Join a supportive community committed to alleviating student debt. With Paidly, make loan repayment a benefit, not a burden. Note: For more information, visit our website at https://meetpaidly.com
Screenshots
Verdict
The clearest difference is iOS requirement: INSTO Tap at 12.0 against Paidly's 16.1. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
INSTO Tap ships an update every 2 weeks, Paidly every 10 days. The most recent releases landed on November 4, 2026 and October 25, 2026 respectively.
| Parameter | INSTO Tap | Paidly |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks | Every 10 days β better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod β better | iPhone |
| Requires iOS | 12.0 β better | 16.1 |
| Further details β not scored | ||
| Size | 43 MB | 42 MB |
| Age rating | 4+ | 4+ |
| Developer | INSTO, LLC | Paidly |
In-app purchases
INSTO Tap
No in-app purchases
Paidly
No in-app purchases









