Comparison

One entry at a time vs SimpleSpend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

One entry at a time

A clean, ad-free personal finance app for effortless expense tracking. It offers smart analysis, daily reminders, and secure local storage. Supports multiple devices and English for international users.

Highlights
  • Minimalist expense and income entry
  • Smart statistical analysis and monthly reports
  • Daily bookkeeping reminders
  • Multi-device synchronization (Pro feature)
  • Local storage with encryption for privacy
  • English language support
  • Bill export to CSV/Excel (Pro feature)
  • Bill import from WeChat/Alipay (Pro feature)
Features
Read full description

Tap to pay. Done. No thinking. No feeling. No remembering. You didn't stop. You didn't weigh it. You didn't even pause. Where Did My Money Go? asks one small thing: type every purchase by hand. A few seconds of friction is the whole point. That moment is where you start to feel your money again. Now you can pause on your wrist, too. See today's spending on Apple Watch. Log by tap or voice. It lands in your iPhone ledger. Why manual tracking? • Every entry makes spending visible • Builds stronger money awareness • Creates long-term financial habits • Shows you where your money actually goes Features • Quick expense and income logging • Apple Watch summary and logging (Pro) • Spending by category • Monthly reports and trends • Simple, distraction-free design • Privacy-first, all data stays on your device Perfect for • People trying to save money • Anyone building better spending habits • Users who want an intentional relationship with money Know where your money goes. One entry at a time.

About

SimpleSpend

Features
Read full description

Tracking your money should feel simple. SimpleSpend is a fast, focused, ad-free expense tracker. Log a transaction in seconds—no sign-up or unnecessary distractions. Build a clear picture of your personal finances without turning every entry into a chore. FAST, FLEXIBLE TRACKING • Enter the amount, category, account, and note • Hold "+" to log by voice: Say the amount, date, category and more, then release to fill in the transaction form. • Review before saving: Check or edit the details filled in from your voice input to help avoid mistakes. • Create custom categories, subcategories, and accounts • Use Siri and Shortcuts to log expenses or income by voice RECURRING TRANSACTIONS FOR RENT AND BILLS Rent, phone bills, gym memberships, loan payments, and more—set them up once on a daily, weekly, monthly, yearly, or custom schedule. When a transaction is due, SimpleSpend adds it the next time you open the app. SEE WHAT SUBSCRIPTIONS COST Mark an expense as a subscription to see your estimated annual total and projected charges for the next 12 months. Quickly decide what is worth keeping and what you may want to reconsider. TRACK MONEY TOGETHER Invite your partner or family to one shared ledger. Up to 6 people can log income and expenses and view budgets and insights. Personal and shared ledgers stay separate, so everything remains clear. BUDGETS AND SPENDING INSIGHTS • See income, expenses, net balance, and spending by category • Filter by day, week, month, year, or a custom date range • Set monthly budgets to stay on track MULTIPLE LEDGERS AND CURRENCIES • Separate family, travel, shared expenses, and more into their own ledgers • Fetch exchange rates automatically and view converted totals in your chosen currency YOUR DATA, YOUR CHOICE • Keep data on your device by default • Turn on iCloud sync between your iPhone and iPad • Shared ledgers are shared only with invited members; personal ledgers stay separate • Export your data to CSV anytime • Enjoy an ad-free experience—we do not sell your data Core tracking is free. Upgrade to Pro for unlimited recurring rules, batch editing, category merging, and more. Download SimpleSpend and see your spending more clearly. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://castorstudio.xyz/apps/simplespend/privacy/

Screenshots

One entry at a time4 screens
SimpleSpend4 screens

Verdict

The call

The clearest difference is update cadence: SimpleSpend at every 8 days against One entry at a time's every 3 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. One entry at a time sells 1 one-off in-app purchase and SimpleSpend sells 2 in-app purchases, starting at $4.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

One entry at a time ships an update every 3 weeks, SimpleSpend every 8 days. The most recent releases landed on October 6, 2026 and October 18, 2026 respectively.

Scorecard1 real difference · 8 level
One entry at a time versus SimpleSpend: the parameters behind the verdict, then further details
ParameterOne entry at a timeSimpleSpend
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 3 weeksEvery 8 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS17 — better18.0
Further details — not scored
Size20 MB32 MB
Age rating9+4+
Developer罗发 钟杭 李

In-app purchases

1 purchases

One entry at a time

One-time1
  • Permanent Pro Membership2 variants$0.99
2 purchases

SimpleSpend

Subscriptions1
  • SimpleSpend Pro$4.991 Year
One-time1
  • SimpleSpend Pro$17.99

Questions

Is One entry at a time free?
One entry at a time is free to download, with in-app purchases available.
Is SimpleSpend free?
SimpleSpend is free to download, with in-app purchases available.
Do One entry at a time or SimpleSpend have ads?
Neither One entry at a time nor SimpleSpend shows ads.
Which is updated more often, One entry at a time or SimpleSpend?
One entry at a time ships an update every 3 weeks, and SimpleSpend every 8 days. Most recently, One entry at a time was updated on October 6, 2026 and SimpleSpend on October 18, 2026.

Other comparisons