Windfall vs Minimal
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Windfall
Effortlessly track expenses using natural language, voice commands, or receipt scanning. Visualize spending trends, set budgets, and gain financial awareness without connecting to your bank. Offers smart alerts and customizable transaction details.
- Natural language expense entry
- Voice command and Siri integration
- Receipt scanning and import
- Weekly, monthly, and yearly budgets
- Spending trend visualization
- On-device data processing option
- Multi-currency support
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Turn a sentence into a transaction you can review. Type ‘Lunch at Starbucks $12’, ask Siri, or scan a receipt—Windfall prepares the merchant, amount, category, account, and date before you save. LOG SPENDING YOUR WAY • Describe expenses and income in natural language • Ask Siri, use Shortcuts, or run a personal automation • Review every prepared transaction before saving • Scan receipts or import multiple transactions KEEP YOUR MONEY CLEAR • See weekly, monthly, and yearly budget progress • Follow trends, categories, forecasts, and activity heat maps • Use merchant logos, calendar browsing, search, and CSV export • Track multiple currencies with exchange-rate conversion NO BANK LOGIN REQUIRED Windfall never asks for banking credentials or connects to your bank. Saved financial records stay on your device. Smart Entry can run on device; when Automatic or receipt parsing uses a service provider, only the text, receipt image, and relevant context needed to return the parsed result are sent. Choose your parsing mode in Settings. A focused ledger, ready for your approval, with native iPhone tools that fit your routine. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://trywindfall.app/privacy
Minimal
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Money managed, beautifully. Minimal is a personal finance app for people who want to understand their money without wrestling with bloated finance software. Track spending, plan budgets, and watch your net worth — with no ads, no clutter, and nothing sold to advertisers. WHERE YOUR MONEY IS GOING Set a monthly budget by category and see your pace at a glance. A spending chart shows whether you're tracking ahead or behind with days still to go, and a category ring breaks the month down by where it actually went. Spending that no budget covers is called out on its own, so a month can't look healthy just because the categories you remembered to budget are fine. LOCK YOUR SPENDING Spending Lock is the part no budget app has managed before: it reaches you at the moment you're deciding. Choose the apps you shop in, and Minimal steps in before you buy — how much is left on that budget line, what that works out to in purchases, and how long it has to last. Nothing interrupts you while your spending is on track. You decide how firm it is: a gentle heads-up, a deliberate tap to continue, or no way past until you change the budget yourself. And your choice of apps stays private — iOS never tells Minimal which ones you picked. EVERY TRANSACTION, SORTED Import statements from your bank as CSV, OFX or QFX and Minimal categorizes them for you. Teach it once and it remembers — rules can even key off the amount, so a $4 coffee and a $40 dinner at the same place land in different categories. Transfers between your own accounts are detected and linked into one entry instead of double-counting. REPORTS THAT ANSWER A QUESTION Three views, each with its own job. Spending shows what you spent and on what. Cashflow shows money in, money out, and what's left. Compare puts any two periods side by side — totals, the categories that moved, and how your net changed. YOUR WHOLE WALLET Chequing, savings, credit cards and cash in one place, with your net worth on top. Set savings goals with a target date and see whether your current pace will actually get you there. FREE TO START • Unlimited transactions, categories and accounts • Bank statement import • Budgets, savings goals and reports • Encrypted cloud sync across your devices MINIMAL PRO • Automatic bank syncing, in the background • Spending Lock • Advanced report breakdowns • Data export Pro starts with a 14-day free trial. You'll see exactly when the trial ends and when you'd be charged before you commit — no surprises. PRIVACY No ads. No tracking. No analytics SDKs. Your financial data is yours, and it is never sold. SUBSCRIPTION DETAILS • Minimal Pro Monthly — $4.99 per month, auto-renewing • Minimal Pro Annual — $44.99 per year, auto-renewing (works out to $3.75 per month) • Minimal Lifetime — $99.99 one-time purchase, not a subscription Payment is charged to your Apple Account at confirmation of purchase. Subscriptions renew automatically unless auto-renew is turned off at least 24 hours before the end of the current period. Your account is charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription in your Apple Account settings after purchase. Terms of Use (EULA): https://minimal.gabrielgabrie.com/terms.html Privacy Policy: https://minimal.gabrielgabrie.com/privacy.html
Screenshots
Verdict
The clearest difference is in-app purchases: Minimal at none against Windfall's 4. Windfall's advantage is update cadence (weekly vs every 5 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Windfall sells 4 in-app purchases, starting at $2.99 per 7 days. Minimal asks for nothing beyond the download.
Windfall ships an update weekly, Minimal every 5 months. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.
| Parameter | Windfall | Minimal |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 2 — better | — |
| Update frequency | Weekly — better | Every 5 months |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Freemium | — |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 26.0 | 26.0 |
| Further details — not scored | ||
| Size | 52 MB | 34 MB |
| Age rating | +4 | 4+ |
| Developer | Swapnanil Dhol | Gabriel Elias Gabrie Kattan |
In-app purchases
Windfall
- Money Buddy Weekly$2.997 Days
- Monthly Pro$2.991 Month
- Yearly Pro3 Days trial$12.991 Year
- Lifetime Pro$19.99
Minimal
No in-app purchases









