Comparison

Windfall vs iLekka

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Windfall

Effortlessly log expenses by typing a sentence, using Siri, or scanning receipts. The app intelligently extracts transaction details, categorizes them, and offers bill management and budget tracking. It provides a clear overview of your finances without requiring bank logins.

Highlights
  • Natural language expense logging
  • Siri integration for transactions
  • Receipt scanning and import
  • Upcoming bill and income tracking
  • Customizable account card designs
  • Budget progress visualization
  • Multi-currency support
Features
Read full description

Turn a sentence into a transaction you can review. Type ‘Lunch at Starbucks $12’, ask Siri, or scan a receipt—Windfall prepares the merchant, amount, category, account, and date before you save. LOG SPENDING YOUR WAY • Describe expenses and income in natural language • Ask Siri, use Shortcuts, or run a personal automation • Review every prepared transaction before saving • Scan receipts or import multiple transactions NEVER MISS A BILL (PRO) • See upcoming bills and income on an Upcoming screen and on Home • Log recurring payments automatically, or have Windfall ask first • Get reminders, price-change alerts, and a duplicate warning • Find recurring payments hiding in your history • Budgets set money aside for bills that are coming up • Check and log payments with Siri, Shortcuts, and Spotlight ACCOUNTS THAT LOOK LIKE CARDS • Pick a card design and a network such as Visa, Mastercard, American Express, or Discover • Tap a card to flip it, or drag to tilt it • Account pickers suggest the account you usually use at a merchant, and tell you why KEEP YOUR MONEY CLEAR • See weekly, monthly, and yearly budget progress • Follow trends, categories, forecasts, and activity heat maps • Use merchant logos, calendar browsing, search, and CSV export • Track multiple currencies with exchange-rate conversion NO BANK LOGIN REQUIRED Windfall never asks for banking credentials or connects to your bank. Saved financial records stay on your device. Smart Entry can run on device; when Automatic or receipt parsing uses a service provider, only the text, receipt image, and relevant context needed to return the parsed result are sent. Choose your parsing mode in Settings. A focused ledger, ready for your approval, with native iPhone tools that fit your routine. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://trywindfall.app/privacy

About

iLekka

Effortlessly track expenses by automatically processing bank transaction SMS messages. Monitor spending, categorize transactions smartly, and gain insights into your financial habits without manual data entry. Your financial data remains private and stored securely in your iCloud account.

Highlights
  • Automatic expense tracking from bank SMS
  • Smart expense categorization
  • Budgeting and spending analytics
  • Personal finance dashboard
  • Privacy-first iCloud storage
  • Designed for Indian banking systems
Features
Read full description

No typing. No receipts. No spreadsheets. iLekka is an automatic expense tracker for iPhone that turns your bank transaction SMS messages into a complete personal finance and money management system. Track expenses automatically, monitor spending, and stay on top of your budget—without manually entering transactions. Unlike traditional expense tracker apps, iLekka keeps your financial data private by storing everything in your own iCloud account. Nothing is sent to our servers. — HOW IT WORKS — Every time your bank sends a transaction SMS, iLekka automatically captures and categorizes the expense using Apple Shortcuts. Works with UPI transactions, debit cards, credit cards, net banking, and bank account debits. Supports SMS alerts from HDFC Bank, SBI, ICICI Bank, Axis Bank, Kotak Mahindra Bank, and other major Indian banks. Set it up once. Never manually log an expense again. — PRIVACY FIRST — Your financial data belongs to you. • Stored in your own iCloud account • No external servers • No account creation required • No ads • No tracking • No data harvesting iLekka follows Apple's privacy-first approach so your spending history remains under your control. — FEATURES — Automatic Expense Tracking Capture expenses automatically from bank SMS alerts. Every UPI payment, card transaction, ATM withdrawal, and account debit is recorded without manual effort. Smart Expense Categorization Automatically categorize spending into groceries, dining, fuel, shopping, bills, subscriptions, EMIs, travel, and more. Correct a category once and iLekka remembers your preference. Budgeting & Spending Analytics Understand where your money goes with monthly spending reports, category-wise breakdowns, trends, and insights. Personal Finance Dashboard Track your expenses, analyze spending habits, and make smarter financial decisions with a clear overview of your money. — BUILT FOR INDIA — Designed specifically for Indian banking and payment systems. • UPI transactions • Bank SMS alerts • Debit cards • Credit cards • Net banking • Major Indian banks No manual bookkeeping. No spreadsheets. No receipt scanning. — FREE FOR 60 DAYS — Get full access to all features free for 60 days. No credit card required. After the trial ends, choose either: • Monthly Subscription • Lifetime Access (one-time purchase) An active subscription or lifetime purchase is required to continue using iLekka after the trial period. ———————————————————————————— SUBSCRIPTION & PRICING • Payment is charged to your Apple ID upon purchase confirmation. • Subscriptions automatically renew unless cancelled at least 24 hours before renewal. • Your account will be charged for renewal within 24 hours before the current subscription period ends. • Manage or cancel subscriptions anytime from Apple ID Settings → Subscriptions. Privacy Policy: https://shared-record-5ae.notion.site/Privacy-Policy-35ba4adcfaf68048b753e6718ae5039b Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ ———————————————————————————— iLekka. Know your money.

Screenshots

Windfall4 screens
iLekka4 screens

Verdict

The call

The clearest difference is review sentiment: iLekka at 100% against Windfall's 50%. iLekka also leads on update cadence (every 2 days vs every 8 days) and iOS requirement (18.2 vs 26.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Windfall sells 4 in-app purchases, starting at $2.99 per 7 days and iLekka sells 2 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Windfall ships an update every 8 days, iLekka every 2 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.

Scorecard3 real differences · 7 level
Windfall versus iLekka: the parameters behind the verdict, then further details
ParameterWindfalliLekka
PriceFreeFree
Rating5.0 (2 ratings) — better—
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings2 — better—
Update frequencyEvery 8 daysEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad — betteriPhone
Requires iOS26.018.2 — better
Further details — not scored
Size56 MB37 MB
Age rating+44+
DeveloperSwapnanil DholGagan Krishne

Customer experience

Windfall

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive50.0%
Neutral50.0%
Negative0.0%

iLekka

Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

4 purchases

Windfall

Subscriptions3
  • Money Buddy Weekly$2.997 Days
  • Monthly Pro$2.991 Month
  • Yearly Pro3 Days trial$12.991 Year
One-time1
  • Lifetime Pro$19.99
2 purchases

iLekka

Subscriptions1
  • iLekka Pro Monthly2 Months trial$0.991 Month
One-time1
  • iLekka Pro$9.99

Questions

Is Windfall free?
Windfall is free to download, with in-app purchases available.
Is iLekka free?
iLekka is free to download, with in-app purchases available.
Do Windfall or iLekka have ads?
Neither Windfall nor iLekka shows ads.
Which is updated more often, Windfall or iLekka?
Windfall ships an update every 8 days, and iLekka every 2 days. Most recently, Windfall was updated on October 30, 2026 and iLekka on October 31, 2026.

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