Windfall vs Vyay

Turn a sentence into a transaction you can review. Type ‘Lunch at Starbucks $12’, ask Siri, or scan a receipt—Windfall prepares the merchant, amount, category, account, and date before you save. LOG SPENDING YOUR WAY • Describe expenses and income in natural language • Ask Siri, use Shortcuts, or run a personal automation • Review every prepared transaction before saving • Scan receipts or import multiple transactions NEVER MISS A BILL (PRO) • See upcoming bills and income on an Upcoming screen and on Home • Log recurring payments automatically, or have Windfall ask first • Get reminders, price-change alerts, and a duplicate warning • Find recurring payments hiding in your history • Budgets set money aside for bills that are coming up • Check and log payments with Siri, Shortcuts, and Spotlight ACCOUNTS THAT LOOK LIKE CARDS • Pick a card design and a network such as Visa, Mastercard, American Express, or Discover • Tap a card to flip it, or drag to tilt it • Account pickers suggest the account you usually use at a merchant, and tell you why KEEP YOUR MONEY CLEAR • See weekly, monthly, and yearly budget progress • Follow trends, categories, forecasts, and activity heat maps • Use merchant logos, calendar browsing, search, and CSV export • Track multiple currencies with exchange-rate conversion NO BANK LOGIN REQUIRED Windfall never asks for banking credentials or connects to your bank. Saved financial records stay on your device. Smart Entry can run on device; when Automatic or receipt parsing uses a service provider, only the text, receipt image, and relevant context needed to return the parsed result are sent. Choose your parsing mode in Settings. A focused ledger, ready for your approval, with native iPhone tools that fit your routine. EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://trywindfall.app/privacy

Minimalist Expense Tracking. Powered by Your Google Sheet. Vyay is a minimalist shell for your financial life. Built for people who want speed and total control, it turns logging your spending into a high-performance experience. Unlike traditional apps, Vyay uses your own Google Sheet as the database. You are never locked into a closed ecosystem. Your sheet, your data, your rules. Tired of clunky finance trackers with endless menus and hidden fees? Vyay gets out of your way. With a quick keyboard interface and a sleek dark aesthetic, logging an expense takes less than three seconds. No waiting for sync screens, and no tapping through deep sub-menus. Just open, type, and move on. Privacy by Architecture Privacy is the absolute foundation of Vyay, not just a marketing feature. • 100% Client-Side: All processing happens directly on your device. We do not have a backend server storing your personal data or finances. • No Private Servers: When you sync, Vyay talks directly to the Google API. Your data never touches a third-party server. • Total Data Ownership: Because your data lives in your own Google Drive, you can export, change, or delete it at any time, even without the app. • Zero Tracking: We do not track your location, your habits, or your spending. Vyay is a tool, not a tracker. Why Choose Vyay? • Instant Entry: Log expenses in seconds with a streamlined interface optimized for fast, one-handed use. • Total Control: Customize your setup on the Config page. Modify your categories and payment modes to match your exact habits. Your data syncs with your Google Sheet and stays there forever. • Freemium Ownership Model: We believe you should always own your database. The core app is 100% free, allowing you to download and log transaction records to your spreadsheet forever. You can upgrade to Pro Analytics with a low-cost subscription of $0.99 per month or $9.99 per year to unlock deep insights, charts, and pattern matching. Financial Intelligence (Pro Features) Most apps show you where your money went. Vyay shows you why it matters. • Outlier Alerts: The app automatically spots unusual spending. Know instantly if you spent 20% more than your average on groceries or dining before the month ends. • Subscription Finder: Our algorithm scans your history to catch hidden recurring bills and subscriptions, ensuring you never lose track of fixed commitments. • Monthly Thermal Scan: Get a birds-eye view that calculates your daily spending velocity and projects your month-end total based on your current trajectory. • Deep Ledger Search: Filter through thousands of rows in milliseconds. Finding a specific receipt from three years ago is faster than opening a spreadsheet. Built for Power Users Vyay is a mobile frontend for your spreadsheet. If you love Google Sheets, Excel, or Airtable, you finally have a mobile entry system that respects your workflow. Stop being the product. Start using the tool. Download Vyay today and take back control of your financial data. Support & Feedback: Twitter: @theonlyanil Visit: usevyay.com Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://usevyay.com/about/privacy/