miPlata vs PrestaLink

miPlata is the digital wallet built specifically for Latino workers. Open a U.S. account, get a Visa® debit card, and send money home to Latin America right from one easy-to-use app. SIGN UP WITH THE ID YOU HAVE Open your account in minutes directly from your phone with passport, official IDs, ITIN, or SSN. GET PAID WITH DIRECT DEPOSIT Get your paycheck straight to your wallet on payday. Skip the check cashing lines and get access to your money safely and quickly. SEND MONEY TO LATIN AMERICA Send secure international transfers to Mexico, Colombia, and across LATAM directly from the app. Your family can receive the funds via direct bank deposit or pick up cash at over 100,000 trusted retail locations, including OXXO, Walmart, and Elektra. SHOP WITH YOUR VISA® DEBIT CARD Shop securely in stores and online. You get a virtual card instantly to use on your phone and a physical Visa debit card mailed directly to your door. PAY ZERO HIDDEN FEES No hidden fees and no surprises. Keep exactly what you earn. • $0 monthly maintenance fees • $0 minimum balance requirements • $0 overdraft fees • $0 foreign transaction fees SEND MONEY INSTANTLY Need to split a bill, pay rent, or send money to a coworker? Transfer money instantly and for free to anyone else using the miPlata app. GET BILINGUAL SUPPORT Navigate your money in the language you prefer. The entire app and our customer support team are available to help you in both English and Spanish. Sign up for miPlata today. Contact & Support Need help? Our bilingual support team is here for you. Email us: ayuda@miplata.com WhatsApp us: +1 (855) 635 2022 Supported Countries & Currencies Available in: United States (US Dollar - USD) Send money to: Mexico (Mexican Peso - MXN), Guatemala (Guatemalan Quetzal - GTQ), Honduras (Honduran Lempira - HNL), El Salvador (US Dollar - USD), Argentina (Argentine Peso - ARS), Bolivia (Bolivian Boliviano - BOB), Colombia (Colombian Peso - COP), Costa Rica (Costa Rican Colón - CRC), Dominican Republic (Dominican Peso - DOP), Ecuador (US Dollar - USD), Panama (Panamanian Balboa / US Dollar - PAB / USD), Peru (Peruvian Sol - PEN), Paraguay (Paraguayan Guaraní - PYG), Uruguay (Uruguayan Peso - UYU). Legal Disclosures: 1 - The Prepaid Debit Visa Card (the “Card”) is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must be 18 or older to apply. Fees may apply. See Cardholder Agreement and miPlata website for more details. Bridge Ventures LLC (“Bridge”) is not a bank. Bridge is a financial technology company and is the Program Manager responsible for managing and operating the Card on behalf of Lead Bank. miPlata is not a bank. miPlata is a financial technology company and is the Platform Provider responsible for the application, access, and management of/for the card. 2 - Money Transfers in this app are provided by Viamericas, a licensed money transmitter. miPlata provides the technology platform that enables access to these services, but it is not the licensed remittance provider. Before confirming any transfers, you will receive a complete disclosure of applicable fees, exchange rates, and estimated delivery times, along with information about your rights and protections under U.S. federal and local laws. For information about state licenses and the state regulators performing oversight over Viamericas, please visit the State Licensing section of their website. 3 - miPlata sends money transfers to México, Guatemala, Honduras, El Salvador, Argentina, Bolivia, Brasil, Chile, Colombia, Costa Rica, República Dominicana, Ecuador, Perú and Uruguay. 4 - miPlata USDB accounts are not backed by FDIC protections. 5 - Your Account doesn't allow negative balances. Transactions are declined if you don’t have enough funds. In rare cases, a transaction may settle for more than the authorized amount and temporarily result in a negative balance — we don't charge overdraft or negative balance fees.

PrestaLink is a ledger for loans between people who already know each other: family, friends or your business's customers. You agree on the loan between yourselves; PrestaLink puts it in writing and keeps the accounts: what is owed, what was paid and what is due. IF YOU LEND • Record your loans with their installments, payments and any late fee you agreed on. • Also record clients who don't use the app. • Share your private code with whoever you want to keep accounts with in the app. • See at a glance what you lent, what you collected and what is coming due. IF YOU BORROW • Connect with your lender using the code they share with you. • Review the terms before accepting them. • Follow your installments, your payments and what you still owe. ORGANIZED AND PRIVATE • Due-date reminders. • Lock with Face ID or your phone's passcode. • Everyone sees only their own. In Spanish and English. PrestaLink does not lend money, hold it or transfer it, does not set rates or terms, and does not assess or approve credit: people decide that between themselves. It is not a lender search: you can only connect with someone who shares their code with you. For lenders: a 30-day trial, then a subscription. For borrowers: free. LENDER SUBSCRIPTION PrestaLink Pro monthly or yearly. Payment is charged to your Apple account when you confirm the purchase. The subscription renews automatically unless you cancel it at least 24 hours before the end of the period, from your Apple account settings. Terms of Use: https://andersoncontreras0330.github.io/prestalink-web/en/terms.html Privacy Policy: https://andersoncontreras0330.github.io/prestalink-web/en/privacy.html