Comparison

SpendingKeeper vs Budget Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SpendingKeeper

Features
Read full description

The app helps a user keep the records of spendings. Transactions - Presents a list of transactions since the first day of the last year - Click `+` to add a new transaction - Transaction details - Click `Copy` to create a duplicated transaction Transaction History - Presents a list of past transaction records - Transaction details Accounts - Presents a list of accounts - Click `+` to add a new account - Account details present a list of recent transactions based on the statement day Trends - Choose `daily` or `monthly` to display charts for the spendings during the current and previous periods - Click `cumulative` to diplay the cumulative spendings Snapshots - Presents a list of snapshots - Click `+` to generate a new snapshot from the records between two dates - Snapshot details present charts and table - Click `Share` to save as a pdf file Import from Wallet - Click "Select Transactions" to select transactions shared from Apple Wallet - The list of shared transactions will be presented - Review individual transactions and import Settings - Turn on/off the authentication request

About

Budget Tracker

This app provides a clear, real-time view of your disposable income after accounting for all bills and recurring expenses. It intelligently adjusts your budget based on your actual income, not just your bank balance, helping you avoid surprises and understand your spending habits.

Highlights
  • Real-time 'left to spend' calculation
  • Automatic bill and recurring expense deduction
  • Income-adaptive budgeting
  • Planned expenses timeline
  • Spending trend analysis
  • One-tap expense entry
  • Private, on-device data storage
Features
Read full description

What's safe to spend right now? Not your bank balance. What's left after bills, subscriptions, and savings - before the next payday. No bank connection required. Ever. No account. No sign-in. Brim shows you one honest number, and it never leaves your iPhone. SET UP ONCE. KNOW EVERY DAY. Add your bills, subscriptions, and recurring expenses once. Brim deducts them automatically - that number on your home screen is what's actually yours to spend. No mental math. No guessing before you spend. NO BANK CONNECTION. STILL AUTOMATIC. Brim never connects to your bank. Set up an Apple Pay automation once, and every tap to pay logs itself as an expense - no manual entry, ever. BUILT FOR REAL LIFE Salary on the 29th. Freelance month. Two paychecks at different times. Brim plans on what you actually expect to earn, and adjusts as reality unfolds. ASK SIRI AI Ask Siri what's left in your budget, or for any category, like "Ask Brim what I have left for Coffee Shops." Ask Siri to add a transaction, hands free. Search your transactions right from Spotlight. UNDERSTAND YOUR MONEY, AT A GLANCE Six charts, each with one job. • Spending Breakdown - watch your paycheck flow from income to every category • Spending Trend - is this month better or worse than your usual? • Top Spending - which categories are absorbing the most? • Saving Rate - are you on track? Benchmarks included, not a vague thumbs-up Tap any chart. Apple Intelligence tells you what it means, in one sentence, on your device. ONE TAP TO ADD AN EXPENSE Tap once inside the app. Pick a category. Done. Or set up an Apple Pay automation in iOS Shortcuts and let your purchases log themselves. Whichever feels less like work. Brim also suggests the right emoji when you create a new category - small touch, but it makes the app feel like yours. WORKS WHILE YOU'RE NOT LOOKING • 8 Home Screen widgets, plus Lock Screen widgets • Browse what's ahead in the new Upcoming calendar • A reminder before a recurring payment goes out • Apple Pay automation via Shortcuts • Recurring bills auto-deducted every month PRIVATE BY DESIGN. NO SIGN-IN, EVER. Open Brim and start. No account to create, no email, no password. Your financial data lives on your device. iCloud sync goes through your personal account - we never see it. The AI features run on-device too - your transactions never leave your iPhone. BUILT TO BE FAST Opens instantly. No loading screen. Just your number, right there. Logging an expense on the go takes three seconds. That's the whole point. DATA YOU OWN • CSV import from other budget apps • CSV export anytime • 180+ currencies supported BUILT WITH YOU Made by one indie developer who uses Brim every day. Vote on the roadmap, email feedback, help shape what comes next. - Lazare Privacy: https://getbrim.app/privacy Terms: https://getbrim.app/terms

Screenshots

SpendingKeeper4 screens
Budget Tracker4 screens

Verdict

The call

The clearest difference is in-app purchases: SpendingKeeper at none against Budget Tracker's 3. Budget Tracker's advantage is ads (none vs shown) and update cadence (every 2 weeks vs every 2 months). On price and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Budget Tracker sells 3 in-app purchases, starting at $4.99 per month. SpendingKeeper asks for nothing beyond the download.

UpkeepUpdate frequency

SpendingKeeper ships an update every 2 months, Budget Tracker every 2 weeks. The most recent releases landed on September 23, 2026 and September 29, 2026 respectively.

Scorecard4 real differences · 6 level
SpendingKeeper versus Budget Tracker: the parameters behind the verdict, then further details
ParameterSpendingKeeperBudget Tracker
PriceFreeFree
Rating—3.0 (4 ratings) — better
Positive reviews—57.1% of reviews
Number of ratings—4 — better
Update frequencyEvery 2 monthsEvery 2 weeks — better
AdsYesNo — better
In-app purchasesNo — betterYes
Monetization—Free
DevicesiPhone, iPadiPhone, iPad
Requires iOS26.018.5 — better
Further details — not scored
Size7 MB87 MB
Age rating4+4+
DeveloperJae-Seung LeeLazare Kolebka

In-app purchases

None

SpendingKeeper

No in-app purchases

3 purchases

Budget Tracker

Subscriptions2
  • Brim Pro$4.991 Month
  • Brim Pro7 Days trial$39.991 Year
One-time1
  • Brim Pro Lifetime$59.99

Questions

Is SpendingKeeper free?
SpendingKeeper is free to download, with no in-app purchases.
Is Budget Tracker free?
Budget Tracker is free to download, with in-app purchases available.
Do SpendingKeeper or Budget Tracker have ads?
SpendingKeeper shows ads; Budget Tracker does not.
Which is updated more often, SpendingKeeper or Budget Tracker?
SpendingKeeper ships an update every 2 months, and Budget Tracker every 2 weeks. Most recently, SpendingKeeper was updated on September 23, 2026 and Budget Tracker on September 29, 2026.

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