Comparison

Together Loans vs KloudPoP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Together Loans

This app offers personal loans based on trust rather than solely on credit history. It allows users to apply for loans, view statements, make payments, and access support in real-time. Users can also top up existing loans or borrow more.

Highlights
  • Apply for loans in-app
  • View loan details
  • Access statements
  • Secure payments
  • Real-time loan support
  • Top up and borrow more
Features
Currently charting
Read full description

New to Together Loans? We're building a new type of loan company. One based on trust. We offer personal loans, but these loans are a little different. Most lenders look at your credit history to decide whether you can borrow from them, based on how you've previously handled your money. We don't do that - our loans are based on trust*. If you're trustworthy and can afford the monthly payments but have been turned down for other loans, Together Loans could be for you. We offer a fair, simple and transparent loan based on trust - not just your financial history. With the Together Loans app you can: - Apply for a loan right here in the app - View you loan like never before - Quickly access your statement - Make payments simply and securely - Get help with your loan in real time - Top Up and Borrow More To learn more about Together Loans and how we offer a fresh approach on lending visit our website at togetherloans.com. Representative Example: Borrowing $3,000.00 over 24 months, repaying $177.13 per month, total repayable $4,251.12. Interest Rate 35.99% APR. Minimum term 24 months. Maximum term 60 months. Maximum APR 35.99%. There are no added fees. All Loans are subject to credit and underwriting approval. The full range of available loan amounts and rates varies by State. *All loans are subject to identity verification and underwriting approval. Borrowers cannot be actively bankrupt, and must provide a cosigner that meets our credit criteria. Your credit history may be considered if you share finances with the cosigner. Personal loans through the Together Loans branded Loan Program are subject to approval and are issued by one of the following lending partners: Medallion Bank, Member FDIC; Transform Credit Inc. (NMLS ID: 1905055); or TL Financial Services LLC (NMLS ID: 2766355). Transform Credit Inc. (NMLS ID: 1905055) and TL Financial Services LLC (NMLS ID: 2766355) conduct business as the Together Loans brand. See our licenses and DBAs for more details (https://togetherloans.com/licenses). Together Loans is a financial technology company, not a bank.

About

KloudPoP

Streamline your transactions with a digital receipt solution. Quickly create, sign, send, and store professional receipts directly from your phone, eliminating the need for paper. Keep your financial records organized and accessible from anywhere.

Highlights
  • Create professional receipts instantly
  • Capture digital signatures
  • Send receipts via email or text
  • Secure cloud storage for receipts
  • Export receipts as PDFs
  • Organize financial records
Features
Read full description

Stop using paper receipt books. KloudPoP is the fastest way to create, sign, send, and store professional receipts - right from your phone. Whether you’re a contractor, small business owner, or service provider, KloudPoP helps you complete transactions in seconds while keeping everything organized and secure. Core Value - No more handwriting receipts. - No more lost copies. - No more wasted time. With KloudPoP, every receipt is: - Created instantly - Signed by both parties - Delivered via email or text - Stored securely in the cloud Key Features Create Receipts in Seconds Enter an amount, add details, and generate a professional receipt instantly. Capture Digital Signatures Both parties can sign directly on the device or remotely. Instant Delivery Receipts are sent immediately via email or SMS. Secure Cloud Storage Access your receipts anytime, anywhere. Export Anytime Download receipts as PDFs or export records for accounting and taxes. Built for Real Work Perfect for: - Contractors - Freelancers - Service businesses - Field workers - Anyone handling in-person transactions Why KloudPoP It’s not about saving seconds. It’s about saving hours. Even small time savings per transaction can add up to hours every week. Trust & Simplicity KloudPoP is designed for speed, reliability, and ease of use - so you can focus on your work, not paperwork. Terms of Service: https://kloudpop.app/terms Privacy Policy: https://kloudpop.app/privacy

Screenshots

Together Loans4 screens
KloudPoP4 screens

Verdict

The call

The clearest difference is review sentiment: KloudPoP at 100% against Together Loans's 26%. KloudPoP also leads on rating (5.0 vs 4.2) and update cadence (every 3 days vs fortnightly). Together Loans's advantage is in-app purchases (none vs 4) and ratings volume (411 vs 4). On price, ads, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. KloudPoP sells 4 in-app purchases, starting at $4.99 per month. Together Loans asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

KloudPoP holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Together Loans has 411 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 26% of Together Loans's written reviews are positive against 100% of KloudPoP's.

UpkeepUpdate frequency

Together Loans ships an update fortnightly, KloudPoP every 3 days. The most recent releases landed on October 30, 2026 and October 15, 2026 respectively.

Scorecard7 real differences · 4 level
Together Loans versus KloudPoP: the parameters behind the verdict, then further details
ParameterTogether LoansKloudPoP
PriceFreeFree
Rating4.2 (411 ratings)5.0 (4 ratings) — better
Positive reviews25.6% of reviews100.0% of reviews — better
Number of ratings411 — better4
Update frequencyFortnightlyEvery 3 days — better
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
Best chart rank#184 — better—
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.615.1 — better
Further details — not scored
Size38 MB37 MB
Age rating4+4+
DeveloperTransform CreditKloudPoP, Inc.

Customer experience

Together Loans

All ratings411 ratings
Positive81.3%
Neutral1.7%
Negative17.0%
Written reviews39 reviews
Positive25.6%
Neutral0.0%
Negative74.4%

KloudPoP

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Together Loans

No in-app purchases

4 purchases

KloudPoP

Subscriptions4
  • KloudPoP Premium$4.991 Month
  • KloudPoP Ultimate$9.991 Month
  • KloudPoP Premium$49.991 Year
Show 1 more
  • KloudPoP Ultimate$99.991 Year

Questions

Is Together Loans free?
Together Loans is free to download, with no in-app purchases.
Is KloudPoP free?
KloudPoP is free to download, with in-app purchases available.
Which has better reviews, Together Loans or KloudPoP?
KloudPoP is rated higher. Together Loans averages 4.2 out of 5 from 411 ratings, while KloudPoP averages 5.0 from 4 ratings.
Do Together Loans or KloudPoP have ads?
Neither Together Loans nor KloudPoP shows ads.
Which is updated more often, Together Loans or KloudPoP?
Together Loans ships an update fortnightly, and KloudPoP every 3 days. Most recently, Together Loans was updated on October 30, 2026 and KloudPoP on October 15, 2026.

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