SplitSmart! vs Settl

"But I only had the salad!" We've all been there. Someone orders half the menu, you get a side salad, and somehow you're splitting evenly. Again. SplitSmart fixes this. Snap the receipt, tap who had what, and everyone pays exactly their share. Tax and tip included. No spreadsheets. No mental math. No more subsidizing your friend's dessert habit. Splitting is free, with no daily expense limits and no ads. Ever. NEW: BANK SYNC (US only, limited early access) Last night's cab & tab charges? Synced automatically. Link a US bank or card and new charges land in your To Review list on their own. Just tap it, and split it. Categories fill in automatically. No more retyping totals from a blurry photo. • Read-only. SplitSmart can only see transactions. It can never move money. • Bank connections are managed securely by Plaid. We can never see your credentials. • Disconnect anytime and we delete that bank's data from our servers. Bank sync is optional and available in the US only, in limited early access. Everything else in SplitSmart works without it. SNAP. TAP. SPLIT. The feature you've always needed. Take a photo of any receipt. SplitSmart reads every item, tax, and tip in seconds. Tap who had what. Done. Everyone's share calculated to the penny. Perfect for: • Roommates splitting grocery runs • Friends splitting dinner (yes, even the complicated ones) • Anyone tired of "let's just split it evenly" GROUPS FOR EVERYTHING Roommates sharing rent and utilities. Travel crews splitting hotels and rideshares. Couples managing household costs. Create a group for any shared life and always know exactly where you stand. FRIENDS WITHOUT GROUPS Track expenses with individual friends too. Split with two, three, five people without creating a group. Not every lunch needs one. Multi-currency support means your international friends are covered. See who owes you and who you owe, all in one clean view. BUILT FOR REAL LIFE • Multi-currency support for global friend groups • Track balances across all groups and friends • Settle up with the fewest possible payments, five IOUs become one • Add photos and notes to any expense • Spending statistics to see where the money goes • Equal splits, exact amounts, percentages, shares, or smart itemized receipts. You choose. THE SPLITSMART PROMISE • No daily expense limits. • No ads. • No paywalls. • No subscriptions. • No nonsense. (The one thing with limits is bank sync: US only, limited early access spots while we grow.) Just fair, easy expense splitting that respects your time and your wallet. Download free today. Start splitting smarter.

Split any bill in one sentence. Say it, scan it, Settl. Settl is the fastest way to split expenses with friends, roommates and travel buddies. Tap the mic, say what happened, and the expense is logged, split and converted in about a second. "Dinner was 240, the Sharmas had the wine, split the rest." Logged. Itemized. Everyone owes the right amount. "From my Japan trip: 80 ramen Tuesday, 200 hotel Wednesday." Two expenses, dated correctly, converted from yen. SAY IT, SCAN IT, OR TAP IT One mic button sits at the bottom of every screen. Point the camera at a receipt and Settl reads the total and the items. Prefer typing? Every action still works by hand. WHAT YOU CAN DO • Split equally, by exact amounts, by percentage, by shares, or item by item • Groups for trips, shared houses, couples and one-off dinners • Settle up 1-on-1 with a friend, no group needed • See who owes whom across every group in one balance • Track IOUs and record payments when someone pays you back • Multi-currency with daily exchange rates, built for travel • Comment on any expense to sort out the details • Import your history from Splitwise in a couple of taps WHY PEOPLE SWITCH You're not bad at money. You just hate asking for it. Every group dinner ends the same way: receipts on the table, half-typed payment requests, someone doing math in a notes app. Older bill-splitting apps solved the ledger. They never solved the chore of logging the thing in the first place. Settl does. Start a group, share the link, and split your next dinner before the check arrives. Questions or feedback? hello@settl.fyi Privacy: https://settl.fyi/privacy Terms: https://settl.fyi/terms