Budget Zero vs Simpler Budget

The budgeting app that respects your wallet AND your privacy. Budget Zero uses zero-based envelope budgeting to give every dollar a job, without linking your bank account or tracking your data. Try Budget Zero Pro free for a month, or pay once with Lifetime and skip the subscription. WHY BUDGET ZERO? • Affordable - A fraction of the cost of other budgeting apps. • Private - No bank linking. No data selling. Your finances stay yours. • Simple - Manual entry keeps you mindful of every transaction • Powerful - Full envelope budgeting, with leftover money that rolls into next month HOW IT WORKS 1. Add your accounts (checking, savings, credit cards, cash) 2. Create budget categories and organize them into groups 3. Assign dollars to each category every month 4. Log transactions and watch your budget update in real time 5. Reach zero - every dollar has a job FEATURES • Zero-based envelope budgeting system • Import your budget from YNAB: accounts, categories, transactions and balances • Multiple account support (checking, savings, credit, cash) • Monthly budget periods with easy month-to-month navigation • Rollover: unspent money carries into the next month, and you can move it to another budget • Budget groups for organized category management • Transaction tracking with payee, date, and category, plus transfers between accounts • Budgets filled in from each payee's last transaction • Credit card payment budgets that keep card spending covered • iCloud-synced across your devices • Works offline - no internet required to budget • Clean, distraction-free interface • Dark mode support BUDGET ZERO PRO Pro unlocks unlimited budgets, accounts and transactions. Start with a free month on the monthly or yearly plan, or buy Lifetime once and keep Pro forever. Either way, it costs a fraction of what other budgeting apps charge. Take control of your money. Download Budget Zero today. About Subscriptions: • Subscription Name: Budget Zero Pro • Subscription Length: 1 Month or 1 Year (Auto-renewable) • Subscription Price: shown in your local currency on the App Store before purchase • Free Trial: the monthly and yearly plans start with a 1-month free trial for eligible new subscribers. Unless you cancel at least 24 hours before the trial ends, the subscription starts and renews automatically. • Lifetime: a one-time purchase that unlocks Budget Zero Pro permanently. It does not renew. Price shown in your local currency on the App Store before purchase. • Payment will be charged to your Apple Account at confirmation of purchase. • Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. • Your account will be charged for renewal within 24 hours prior to the end of the current period. • You can manage or turn off auto-renew in your Apple Account Settings at any time after purchase. Links: • Privacy Policy: https://budgetzeroapp.com/privacy • Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Simpler Budget - Envely is the ultimate cash tracker and savings tracker designed to give you full control over your finances. Whether you're looking to monitor your daily spending, manage monthly budgets, or analyze your expenses, Envely provides the flexibility and insights you need to stay on top of your money. Built around the powerful envelope budget method, Envely lets you allocate your income into customizable budget envelopes, helping you avoid overspending and prioritize what truly matters. With this intuitive approach, you’ll always know where your money is going—before it’s gone. Track your expenses and incomes effortlessly. Categorize every transaction with maximum customization to reflect your unique financial habits. From daily coffee runs to freelance payments, every dollar is accounted for. Envely offers detailed monthly stats on your expenses, incomes, and savings, giving you a clear picture of your financial health. Discover smart insights into your monthly cash flow and identify areas where you can save more or spend more wisely. Whether you’re saving for a trip, reducing debt, or simply trying to become more mindful of your spending, Envely makes financial tracking simple and effective. No spreadsheets. No stress. Just a clear, visual, and personal way to manage your money. Key features: Intuitive cash tracker for daily use Advanced tracker for both expenses and incomes Fully customizable categories and budget envelopes Visual savings tracker to stay motivated Monthly overviews to analyze spending habits Insightful reports on money flow and envelope budget progress Take control of your finances with Envely – the cash tracker that helps you build better habits, plan smarter, and reach your goals. Start tracking your money the smart way today with Simpler Budget - Envely: your personal cash tracker, savings tracker, and budget partner. ---------------- Envely offers different purchasable plans in order to unlock more features. Payment is charged to your iTunes account at the time of purchase confirmation. The subscription is automatically renewed 24 hours before the end of the current period. You can cancel the subscription at any time through your App Store account. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula