Budget Zero vs Budtrack

The budgeting app that respects your wallet AND your privacy. Budget Zero uses zero-based envelope budgeting to give every dollar a job, without linking your bank account or tracking your data. Try Budget Zero Pro free for a month, or pay once with Lifetime and skip the subscription. WHY BUDGET ZERO? • Affordable - A fraction of the cost of other budgeting apps. • Private - No bank linking. No data selling. Your finances stay yours. • Simple - Manual entry keeps you mindful of every transaction • Powerful - Full envelope budgeting, with leftover money that rolls into next month HOW IT WORKS 1. Add your accounts (checking, savings, credit cards, cash) 2. Create budget categories and organize them into groups 3. Assign dollars to each category every month 4. Log transactions and watch your budget update in real time 5. Reach zero - every dollar has a job FEATURES • Zero-based envelope budgeting system • Import your budget from YNAB: accounts, categories, transactions and balances • Multiple account support (checking, savings, credit, cash) • Monthly budget periods with easy month-to-month navigation • Rollover: unspent money carries into the next month, and you can move it to another budget • Budget groups for organized category management • Transaction tracking with payee, date, and category, plus transfers between accounts • Budgets filled in from each payee's last transaction • Credit card payment budgets that keep card spending covered • iCloud-synced across your devices • Works offline - no internet required to budget • Clean, distraction-free interface • Dark mode support BUDGET ZERO PRO Pro unlocks unlimited budgets, accounts and transactions. Start with a free month on the monthly or yearly plan, or buy Lifetime once and keep Pro forever. Either way, it costs a fraction of what other budgeting apps charge. Take control of your money. Download Budget Zero today. About Subscriptions: • Subscription Name: Budget Zero Pro • Subscription Length: 1 Month or 1 Year (Auto-renewable) • Subscription Price: shown in your local currency on the App Store before purchase • Free Trial: the monthly and yearly plans start with a 1-month free trial for eligible new subscribers. Unless you cancel at least 24 hours before the trial ends, the subscription starts and renews automatically. • Lifetime: a one-time purchase that unlocks Budget Zero Pro permanently. It does not renew. Price shown in your local currency on the App Store before purchase. • Payment will be charged to your Apple Account at confirmation of purchase. • Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. • Your account will be charged for renewal within 24 hours prior to the end of the current period. • You can manage or turn off auto-renew in your Apple Account Settings at any time after purchase. Links: • Privacy Policy: https://budgetzeroapp.com/privacy • Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Budtrack is built around one simple idea: set a spending limit for your cycle, track what you spend, and try to stay under it. Choose weekly, bi-weekly, or monthly — whatever rhythm works for you, whether that's aligned with payday or not. That's the whole system. No envelopes. No category budgets. No hour-long setup. HOW IT WORKS 1. Choose your spending cycle (weekly, bi-weekly, or monthly) 2. Set your spending limit for that cycle 3. Log transactions and watch what's left — before the cycle resets Your home screen widget shows how much you have left to spend and how many days until your cycle ends. FEATURES • Spending limit by cycle — Weekly, bi-weekly, or monthly. Set your cap and start fresh each cycle. • At a glance — Limit, spent, and remaining on your home screen, updated as you go. • Log transactions — Add purchases manually or sync from your bank. • Previous cycles — Review past cycles and see if you stayed under your limit. • Streaks — Track how many cycles in a row you've stayed on track. • Spending insights — Charts and category breakdowns to see where your money went. • AI tips — Personalized suggestions based on your spending patterns. • Subscription tracking — Recurring charges and your monthly total in one place. • Home screen widget — Check what's left without opening the app. • Spending alerts — Get notified when you're nearing or over your limit. • CSV export — Download your transaction history. • Light and dark mode — Follows your system setting or choose manually. WHO IT'S FOR Budtrack is for people who want a simple spending cap — not a spreadsheet. Whether you budget by the week, every two weeks, or by the month, you get a clear spending limit to stay under and a view of what's left. If you've ever wondered "How much can I still spend?" instead of "Which category does this belong in?", this is your app. Download Budtrack and take control of your spending.