UnityPay vs Split.rest

UnityPay is the only couples finance app built around one idea: what's fair shouldn't be a guess. Most expense apps split everything 50/50 and call it done. But if one partner earns more, or one always covers rent while the other buys groceries, 50/50 isn't fair. UnityPay fixes that. HOW IT WORKS Add shared expenses as they happen, or connect your bank to import transactions automatically. UnityPay calculates each partner's fair contribution based on the rules you set together, not a one-size-fits-all formula. THREE WAYS TO SPLIT - Income-Based: Each partner contributes proportionally to what they earn. If you make 60% of household income, you cover 60% of shared costs. Simple. - Custom Proportion: Agree on any split. 70/30, 55/45, whatever works for you. - One Covers: Assign specific categories entirely to one partner (rent, car payment, childcare). CATEGORY-LEVEL RULES This is what makes UnityPay different. Set a different split rule for each expense type. Groceries can be 50/50 while rent is income-based and the car payment is covered by one partner. Your finances, your rules. SEE EXACTLY WHY IT'S FAIR Every settlement comes with a full breakdown: incomes, fair shares, amounts already paid, and which rules applied. No black-box math. Both partners see the same numbers and understand why. SETTLE UP WITH ONE TAP When it's time to settle, send payment directly through Venmo, PayPal, Cash App, or copy the amount for Zelle. No switching apps, no mental math. MORE FEATURES - Bank sync: connect accounts to import transactions automatically - Recurring expenses: set monthly bills once and forget them - Custom categories: create expense types that match your household - In-app chat: discuss finances without leaving the app - Dashboard: contributions, spending charts, and settlement status at a glance BUILT FOR TRUST UnityPay uses collaborative language, not debt language. No one "owes" anyone. Partners contribute, share, and settle. Because money in a relationship should bring you closer, not create tension. Free to use. Premium unlocks category-level split rules for full customization and bank transactions. Terms of Use: https://www.freeprivacypolicy.com/live/3907c162-d263-4822-a01e-43bdf2ec45a9 Privacy Policy: https://www.freeprivacypolicy.com/live/76f0f58d-1cf7-4da4-a87d-09464fb755a8

Split.rest – Effortless Group Expense Tracking - Pay once and split with the rest of the group. Managing shared expenses shouldn’t be complicated. Whether you're on a group trip, sharing rent with roommates, or splitting dinner with friends, Split.rest makes it easy to track who paid, how much, and who still owes their share. Pay Once, Split the Rest No need to settle every small expense immediately. With Split.rest, one person can pay upfront, and the app will fairly distribute the cost among the rest of the group. Whose Turn to Pay? Let the Roulette Decide Forget awkward conversations about who should cover the next expense. Use the built-in roulette to find out whose turn it is to pay—keeping things fair and fun! Make Adjustments Anytime Need to fix a mistake? No problem. Every expense entry can be updated individually, and the edit history ensures full transparency, so everyone stays on the same page. Track Expenses, Stay Organized Add, edit, or remove expenses with ease. See a clear breakdown of who owes what. View past payments and keep a record of all transactions. No more confusing group chats, forgotten debts, or messy spreadsheets. Split.rest keeps everything fair and simple—so you can focus on enjoying the moment.