Pyng vs Bougette

A cheaper and better way to pay with Pyng Zero surcharges #PyngPromise - When you use Pyng, neither you or the merchant will need to pay a surcharge. Saving you a ton of money. Your money is 100% safe - Pyng is safer than a normal credit card as it’s all authenticated through your own bank account and doesn’t require you to transfer funds to us or anywhere else. Pay straight from your bank - Pay directly from your bank account giving you more control of how you spend. How it works 1. Install the app via the App Store 2. Link your bank account: Securely link your bank account through your own banking app or banking platform - you can set a limit on how much money Pyng can debit from your account at any point of time 3. Scan a QR code and it's as simple as that Your money stays safe Pyng protects your money with the best-in-class security systems that help minimize fraud. Most importantly, Pyng never touches your money - your money goes straight to the merchant reducing any risk of fraud and reducing any transaction costs.

Bougette — Personal Budget Tracker Take control of your money the simple way. Bougette is a clean, private, and powerful budget tracker built for everyday use — no subscriptions, no cloud accounts, no clutter. Track Every Spend Log income and expenses in seconds. Organise transactions into custom categories with your own icons and names — groceries, rent, coffee, whatever fits your life. Set Budget Limits Assign a monthly spending cap to any category and watch your progress in real time. Colour-coded alerts warn you before you overspend, so you stay on track without the stress. Never Miss a Recurring Bill Set up weekly, fortnightly, or monthly recurring transactions. Bougette auto-posts them on their due date so your balance always reflects what's really happening with your money. See the Full Picture The home screen gives you a live snapshot — balance, upcoming bills, budget status, a spending breakdown by category, and a daily cash flow chart. Everything at a glance, nothing buried. Mortgage Analytics Planning a loan? The built-in mortgage calculator shows you your debt-to-income ratio, full amortisation schedule, and how extra repayments can pay off your loan sooner. Import & Export Back up your data or move it between devices with CSV export and import. Your data stays on your device — always. Dark Mode & Currency Support Choose your currency and your theme. Bougette adapts to you. No ads. No tracking. No cloud. Just your money, under control.