Pyng vs Ignitte

A cheaper and better way to pay with Pyng Zero surcharges #PyngPromise - When you use Pyng, neither you or the merchant will need to pay a surcharge. Saving you a ton of money. Your money is 100% safe - Pyng is safer than a normal credit card as it’s all authenticated through your own bank account and doesn’t require you to transfer funds to us or anywhere else. Pay straight from your bank - Pay directly from your bank account giving you more control of how you spend. How it works 1. Install the app via the App Store 2. Link your bank account: Securely link your bank account through your own banking app or banking platform - you can set a limit on how much money Pyng can debit from your account at any point of time 3. Scan a QR code and it's as simple as that Your money stays safe Pyng protects your money with the best-in-class security systems that help minimize fraud. Most importantly, Pyng never touches your money - your money goes straight to the merchant reducing any risk of fraud and reducing any transaction costs.

Ignitte is private, on-device AI accounting for small businesses and solo operators. Your books live on your phone, not on our servers. Every number is computed by code, not guessed by AI. The cloud holds only an encrypted backup it cannot read. SPEAK OR SNAP, DON'T TYPE • Voice entry — say "sold two coffees for 9 dollars" and it's posted • Receipt scanning — point the camera, the amount and vendor are extracted on-device • Ask Ignitte — "how much did I spend on fuel last month?" answered instantly, offline REAL ACCOUNTING, NOT A SPREADSHEET • Double-entry ledger with an append-only audit trail — corrections are reversed, never erased • Profit & Loss, Balance Sheet and Cash Flow statements • Safe-to-Spend — see what's actually yours after tax is set aside • Tax rules for Australia (GST), UK (VAT), Nepal (VAT) and the US RUN THE BUSINESS TOO • Invoices as PDF, ready to send • Stock, purchase orders and stocktakes • Appointments • CSV and PDF export — your data is always portable PRIVATE BY DESIGN • All AI runs on-device — voice, receipts, questions. Nothing is uploaded to be processed. • Cloud backup is end-to-end encrypted (AES-256). We cannot read it. Nobody can. • The key stays in your iCloud Keychain, so a new phone restores your books automatically. • No account required to start. AT A GLANCE • Lock screen and home screen widgets Built for cafés, tradies, freelancers, market stalls and anyone who runs their own thing and wants their numbers to be right and private. Requires iOS 16 or later. Apple Intelligence features are optional and require iOS 26.