Spendly vs Ignitte

Spendly - a simple and effective personal finance management app. Track your spending, set savings goals, and easily keep track of your financial situation. No account required, no data collection - all information is securely stored on your device.

Ignitte is private, on-device AI accounting for small businesses and solo operators. Your books live on your phone, not on our servers. Every number is computed by code, not guessed by AI. The cloud holds only an encrypted backup it cannot read. SPEAK OR SNAP, DON'T TYPE • Voice entry — say "sold two coffees for 9 dollars" and it's posted • Receipt scanning — point the camera, the amount and vendor are extracted on-device • Ask Ignitte — "how much did I spend on fuel last month?" answered instantly, offline REAL ACCOUNTING, NOT A SPREADSHEET • Double-entry ledger with an append-only audit trail — corrections are reversed, never erased • Profit & Loss, Balance Sheet and Cash Flow statements • Safe-to-Spend — see what's actually yours after tax is set aside • Tax rules for Australia (GST), UK (VAT), Nepal (VAT) and the US RUN THE BUSINESS TOO • Invoices as PDF, ready to send • Stock, purchase orders and stocktakes • Appointments • CSV and PDF export — your data is always portable PRIVATE BY DESIGN • All AI runs on-device — voice, receipts, questions. Nothing is uploaded to be processed. • Cloud backup is end-to-end encrypted (AES-256). We cannot read it. Nobody can. • The key stays in your iCloud Keychain, so a new phone restores your books automatically. • No account required to start. AT A GLANCE • Lock screen and home screen widgets Built for cafés, tradies, freelancers, market stalls and anyone who runs their own thing and wants their numbers to be right and private. Requires iOS 16 or later. Apple Intelligence features are optional and require iOS 26.