Spendly vs Expense Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spendly
Manage your personal finances with this straightforward app. Track expenses, set savings targets, and monitor your financial health. All your data is kept private and secure on your device.
- Expense tracking
- Savings goal setting
- Financial situation overview
- On-device data storage
- No account required
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Spendly - a simple and effective personal finance management app. Track your spending, set savings goals, and easily keep track of your financial situation. No account required, no data collection - all information is securely stored on your device.
Expense Tracker
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Aegis: AI Expense Vault Take full control of your finances without giving up your privacy. Aegis is an offline-first personal finance app that requires no account and no login. Everything you earn, spend, and save stays entirely on your device - secure, private, and always available. YOUR FINANCIAL DASHBOARD, AT A GLANCE Your financial command center. Switch between months, set your monthly budget, and track it against three visual views — by category, by date, and by amount. See spending categories, recent transactions, and set up recurring payments so nothing gets missed. Quick-access icons give you one-tap entry to Settings, Reminders, and Advanced Analytics. ADD EXPENSES AND INCOME IN SECONDS Manually record any expense or income in just a few taps. In a hurry? Use the built-in receipt scanner — point your camera at any receipt and Aegis extracts the details instantly. No more forgotten transactions. AN AI ASSISTANT THAT UNDERSTANDS YOU Ask questions by typing or voice and get instant answers about your spending, income, and goals. Add or delete entries hands-free. The assistant spots patterns, highlights trends, and keeps you on top of your financial health around the clock. SET GOALS AND WATCH THEM GROW Define what you are saving toward and track progress with visual percentage indicators that update as you log your finances. SMART SAVINGS, AUTOMATED Create multiple saving cards with custom limits. At month end, Aegis automatically distributes remaining net income across your cards. When a card is full, overflow rolls into your default Emergency Fund automatically. BUILT FOR PRIVACY No account. No password. No data leaving your device. No bank sync, no ads, fully offline. Delete the app and everything goes with it — nothing left on any server. KEY FEATURES No login required - open and start immediately AI assistant with voice and text input Receipt scanning for instant logging Monthly budget tracking with visual graphs Category, date, and amount breakdowns Recurring payments management Advanced analytics Customizable saving cards with auto end-of-month transfers Emergency Fund with overflow protection Goal tracking with progress indicators Spending reminders 100% private - nothing leaves your device Aegis: AI Expense Vault - intelligent finance, total privacy.
Screenshots
Verdict
The clearest difference is in-app purchases: Expense Tracker at none against Spendly's 1. Expense Tracker also leads on ads (none vs shown). On price, update cadence, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spendly sells 1 one-off in-app purchase. Expense Tracker asks for nothing beyond the download.
Spendly ships an update every 4 days, Expense Tracker every 3 days. The most recent releases landed on October 4, 2026 and October 7, 2026 respectively.
| Parameter | Spendly | Expense Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 4 days | Every 3 days — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | — |
| Devices | iPhone | iPhone |
| Requires iOS | 16.6 — better | 17.0 |
| Further details — not scored | ||
| Size | 7 MB | 11 MB |
| Age rating | 4+ | 4+ |
| Developer | Hieu Xuan Leu | Adil Faizan |
In-app purchases
Spendly
- Remove Ads$0.99
Expense Tracker
No in-app purchases









