Comparison

Spendly vs Spending Tracker

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Spendly

Manage your personal finances with this straightforward app. Track expenses, set savings targets, and monitor your financial health. All your data is kept private and secure on your device.

Highlights
  • Expense tracking
  • Savings goal setting
  • Financial situation overview
  • On-device data storage
  • No account required
Features
Read full description

Spendly - a simple and effective personal finance management app. Track your spending, set savings goals, and easily keep track of your financial situation. No account required, no data collection - all information is securely stored on your device.

About

Spending Tracker

Manage your money effectively by tracking income and expenses, setting financial goals, and participating in engaging challenges. Analyze spending habits with visual reports and stay updated on currency exchange rates. Export your data for further analysis.

Highlights
  • Expense & Income Tracking
  • Advanced Analytics
  • Financial Goals
  • Financial Challenges
  • Currency Exchange Rates
  • Data Export
Read full description

Take control of your finances with Spendly - budget planner, the ultimate personal finance app designed to help you track your income and expenses, set financial goals, and stay motivated with engaging financial challenges. Whether you're looking to save money, analyze your spending habits, or keep up with currency exchange rates, Spendly has everything you need in one intuitive app. Key Features: - Expense & Income Tracking – Log your daily transactions effortlessly and get a clear view of your financial health. - Advanced Analytics – Gain insights into your spending patterns with visual reports and smart breakdowns. - Financial Goals – Set savings goals and track your progress to stay on top of your financial aspirations. - Financial Challenges – Stay engaged and improve your budgeting habits with fun, interactive challenges. - Currency Exchange Rates – Stay updated on real-time exchange rates for major currencies and cryptocurrencies. - Data Export (CSV & JSON) – Export your financial records in multiple formats for further analysis or backup. Take charge of your financial future today! Download Spendly - Budget Tracker and start managing your money smarter. Privacy Policy: https://armdev.pro/policy/saver_policy.html Terms of Use: https://armdev.pro/policy/saver_terms.html

Screenshots

Spendly4 screens
Spending Tracker4 screens

Verdict

The call

The clearest difference is ads: Spending Tracker at none against Spendly's shown. Spending Tracker also leads on ratings volume (3 vs 1). Spendly's advantage is update cadence (every 4 days vs every 3 months). On price, rating, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendly sells 1 one-off in-app purchase and Spending Tracker sells 4 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Spendly against 5.0 for Spending Tracker. Both are backed by a comparable volume of ratings — 1 and 3 respectively.

UpkeepUpdate frequency

Spendly ships an update every 4 days, Spending Tracker every 3 months. The most recent releases landed on September 17, 2026 and August 26, 2026 respectively.

Scorecard3 real differences · 7 level
Spendly versus Spending Tracker: the parameters behind the verdict, then further details
ParameterSpendlySpending Tracker
PriceFreeFree
Rating5.0 (1 ratings)5.0 (3 ratings)
Positive reviews100.0% of reviews—
Number of ratings13 — better
Update frequencyEvery 4 days — betterEvery 3 months
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhoneiPhone, iPad — better
Requires iOS16.6 — better17.6
Further details — not scored
Size7 MB17 MB
Age rating4+4+
DeveloperHieu Xuan LeuArmenak Mkhitarian

Customer experience

Spendly

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Spending Tracker

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

Spendly

One-time1
  • Remove Ads$0.99
4 purchases

Spending Tracker

Subscriptions3
  • Weekly$1.997 Days
  • Monthly$5.991 Month
  • Yearly$19.991 Year
One-time1
  • Lifetime Purchase$39.99

Questions

Is Spendly free?
Spendly is free to download, with in-app purchases available.
Is Spending Tracker free?
Spending Tracker is free to download, with in-app purchases available.
Which has better reviews, Spendly or Spending Tracker?
Spendly and Spending Tracker are both rated 5.0 out of 5 on the App Store, from 1 and 3 ratings respectively.
Do Spendly or Spending Tracker have ads?
Spendly shows ads; Spending Tracker does not.
Which is updated more often, Spendly or Spending Tracker?
Spendly ships an update every 4 days, and Spending Tracker every 3 months. Most recently, Spendly was updated on September 17, 2026 and Spending Tracker on August 26, 2026.

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