Spendly vs Spending Tracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Spendly
Manage your personal finances with this straightforward app. Track expenses, set savings targets, and monitor your financial health. All your data is kept private and secure on your device.
- Expense tracking
- Savings goal setting
- Financial situation overview
- On-device data storage
- No account required
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Spendly - a simple and effective personal finance management app. Track your spending, set savings goals, and easily keep track of your financial situation. No account required, no data collection - all information is securely stored on your device.
Spending Tracker
Manage your money effectively by tracking income and expenses, setting financial goals, and participating in engaging challenges. Analyze spending habits with visual reports and stay updated on currency exchange rates. Export your data for further analysis.
- Expense & Income Tracking
- Advanced Analytics
- Financial Goals
- Financial Challenges
- Currency Exchange Rates
- Data Export
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Take control of your finances with Spendly - budget planner, the ultimate personal finance app designed to help you track your income and expenses, set financial goals, and stay motivated with engaging financial challenges. Whether you're looking to save money, analyze your spending habits, or keep up with currency exchange rates, Spendly has everything you need in one intuitive app. Key Features: - Expense & Income Tracking – Log your daily transactions effortlessly and get a clear view of your financial health. - Advanced Analytics – Gain insights into your spending patterns with visual reports and smart breakdowns. - Financial Goals – Set savings goals and track your progress to stay on top of your financial aspirations. - Financial Challenges – Stay engaged and improve your budgeting habits with fun, interactive challenges. - Currency Exchange Rates – Stay updated on real-time exchange rates for major currencies and cryptocurrencies. - Data Export (CSV & JSON) – Export your financial records in multiple formats for further analysis or backup. Take charge of your financial future today! Download Spendly - Budget Tracker and start managing your money smarter. Privacy Policy: https://armdev.pro/policy/saver_policy.html Terms of Use: https://armdev.pro/policy/saver_terms.html
Screenshots
Verdict
The clearest difference is ads: Spending Tracker at none against Spendly's shown. Spending Tracker also leads on ratings volume (3 vs 1). Spendly's advantage is update cadence (every 4 days vs every 3 months). On price, rating, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Spendly sells 1 one-off in-app purchase and Spending Tracker sells 4 in-app purchases, starting at $1.99 per 7 days. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Spendly against 5.0 for Spending Tracker. Both are backed by a comparable volume of ratings — 1 and 3 respectively.
Spendly ships an update every 4 days, Spending Tracker every 3 months. The most recent releases landed on September 17, 2026 and August 26, 2026 respectively.
| Parameter | Spendly | Spending Tracker |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (3 ratings) |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 | 3 — better |
| Update frequency | Every 4 days — better | Every 3 months |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 16.6 — better | 17.6 |
| Further details — not scored | ||
| Size | 7 MB | 17 MB |
| Age rating | 4+ | 4+ |
| Developer | Hieu Xuan Leu | Armenak Mkhitarian |
Customer experience
Spendly
Spending Tracker
In-app purchases
Spendly
- Remove Ads$0.99
Spending Tracker
- Weekly$1.997 Days
- Monthly$5.991 Month
- Yearly$19.991 Year
- Lifetime Purchase$39.99









