TransUnion® vs Elliman Capital
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TransUnion®
Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.
- Free credit scores
- Free credit reports
- Free credit monitoring
- Personalized credit offers
- Daily report and score refreshes
- Critical credit change alerts
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With the official TransUnion app, you get free credit scores, free credit reports, free credit monitoring & free access to offers from Bankrate. There’s no credit card required! Your credit score is calculated based on the VantageScore® 3.0 model. Lenders and insurers may use different scores to evaluate your eligibility. Simply create your free account (no credit card required) and start using our app (won’t hurt your score) to: Plan Your Credit Future Know what’s affecting your score, what to work on, and where your score could go. Stay on Top of Changes Know where your TransUnion report & score stand with refreshes available daily. Get an alert whenever there’s a critical credit report or score change. Save Time with Offers from Bankrate* Explore credit offers powered by Bankrate*, all in one place. Join us now to get your free credit scores, free credit reports, free credit monitoring & offers! Upgrade your membership to add premium features like quarterly 3-bureau reports and identity monitoring. ***AGE DISCLAIMER: You must be at least 18 years of age to access or download this app. If you are under 18 years of age, you are prohibited from accessing or downloading this app. Read more in our Terms of Service here: https://www.transunion.com/legal/credit-membership-terms.*** *Advertiser Disclosure: Offers are provided by TransUnion’s Offers Provider, Bankrate. Bankrate provides advertising revenue to TransUnion Interactive, Inc. when consumers interact with the offers, such as by clicking on an offer, when the application is approved or opening an account. This revenue impacts how and where offers appear (including, the order in which they appear), except where prohibited by law for offers related to mortgage, home equity and other home lending products. Offers do not represent all available financial services, companies or products. Availability may vary by state. Please review the offer details and verify all terms and conditions before applying. TransUnion does not endorse or recommend any lender or provider. ABOUT TRANSUNION TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world. http://www.transunion.com/business Personal information we collect -- https://www.transunion.com/privacy/consumer-interactive#2 Do not sell or share my personal information -- https://www.transunion.com/optout Limit the use of my sensitive personal information -- https://www.transunion.com/optout
Elliman Capital
A sophisticated mortgage toolkit for real estate and lending professionals. Streamline the lending process with payment estimates, document uploads, and loan scenario calculations. Ideal for loan officers and mortgage brokers to enhance client experience.
- Mortgage payment estimates
- Document scanning and uploading
- Loan scenario saving and comparison
- Customizable branding
- Support for various loan types
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The Elliman Capital app is a sophisticated mortgage toolkit crafted for today’s high-performing real estate and lending professionals. Designed with Loan Officers in mind, it's the go-to app to elevate the client experience, streamline collaboration with agents, and simplify every stage of the lending process. From seamless payment estimates to intuitive document uploads, Elliman Capital empowers both clients and professionals to make confident, well-informed decisions. The platform is fully branded and customizable - ideal for Loan Officers, Mortgage Brokers, and Originators who require a refined, client-facing solution for complex financing needs. Whether assisting a first-time buyer, navigating a refinance, or guiding a luxury client through tailored loan options, Elliman Capital makes it easy to calculate accurate mortgage payments for Conventional, Jumbo, FHA, VA, and USDA loans - all in one polished, user-friendly space. Users can even save and revisit loan scenarios for thoughtful comparison and consultation. The integrated Document Scanner allows users to capture, refine, and compile paperwork with ease—auto-detecting edges, correcting angles, and exporting secure, password-protected PDFs. It's the perfect tool for submitting documents on the go without sacrificing professionalism or security. Elliman Capital is a division of Associated Mortgage Bankers.
Screenshots
Verdict
The clearest difference is rating: Elliman Capital at 5.0 against TransUnion®'s 4.6. Elliman Capital also leads on monetization model (free vs freemium). TransUnion®'s advantage is ratings volume (39K vs 2) and update cadence (monthly vs every 2 months). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Elliman Capital holds the better App Store score, 5.0 against 4.6. That said, the two scores are not equally well evidenced: TransUnion® has 39K ratings behind it against 2, so its average is the more settled of the two.
TransUnion® ships an update monthly, Elliman Capital every 2 months. The most recent releases landed on November 1, 2026 and October 28, 2026 respectively.
| Parameter | TransUnion® | Elliman Capital |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (39K ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 6.7% of reviews | — |
| Number of ratings | 39K — better | 2 |
| Update frequency | Monthly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Freemium | Free — better |
| Best chart rank | #105 — better | — |
| Devices | iPhone | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 152 MB | 93 MB |
| Age rating | 17+ | 4+ |
| Developer | TransUnion | Associated Mortgage Bankers, Inc |
Bugs and requests
TransUnion®
Reported bugs
3 issues- App crashes when trying to access certain features
- Inconsistent behavior between website and app
- Inability to delete duplicate entries
Requested features
3 requests- Ability to dispute errors directly in the app
- Detailed credit score breakdown
- Seamless integration across devices
Elliman Capital
Not enough reviews yet to summarise bugs or requests.
In-app purchases
TransUnion®
No in-app purchases
Elliman Capital
No in-app purchases









