TransUnion® vs Borderly

With the official TransUnion app, you get free credit scores, free credit reports, free credit monitoring & free access to offers from Bankrate. There’s no credit card required! Your credit score is calculated based on the VantageScore® 3.0 model. Lenders and insurers may use different scores to evaluate your eligibility. Simply create your free account (no credit card required) and start using our app (won’t hurt your score) to: Plan Your Credit Future Know what’s affecting your score, what to work on, and where your score could go. Stay on Top of Changes Know where your TransUnion report & score stand with refreshes available daily. Get an alert whenever there’s a critical credit report or score change. Save Time with Offers from Bankrate* Explore credit offers powered by Bankrate*, all in one place. Join us now to get your free credit scores, free credit reports, free credit monitoring & offers! Upgrade your membership to add premium features like quarterly 3-bureau reports and identity monitoring. ***AGE DISCLAIMER: You must be at least 18 years of age to access or download this app. If you are under 18 years of age, you are prohibited from accessing or downloading this app. Read more in our Terms of Service here: https://www.transunion.com/legal/credit-membership-terms.*** *Advertiser Disclosure: Offers are provided by TransUnion’s Offers Provider, Bankrate. Bankrate provides advertising revenue to TransUnion Interactive, Inc. when consumers interact with the offers, such as by clicking on an offer, when the application is approved or opening an account. This revenue impacts how and where offers appear (including, the order in which they appear), except where prohibited by law for offers related to mortgage, home equity and other home lending products. Offers do not represent all available financial services, companies or products. Availability may vary by state. Please review the offer details and verify all terms and conditions before applying. TransUnion does not endorse or recommend any lender or provider. ABOUT TRANSUNION TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world. http://www.transunion.com/business Personal information we collect -- https://www.transunion.com/privacy/consumer-interactive#2 Do not sell or share my personal information -- https://www.transunion.com/optout Limit the use of my sensitive personal information -- https://www.transunion.com/optout

Track every day. Prove every day. Know exactly where you stand. WHY BORDERLY Most apps count days. Borderly counts days and timestamps them with the technology behind legal e-signatures already accepted in court. If a state tax auditor ever asks where you were on May 12th, you have the answer signed, sealed, and impossible to fabricate after the fact. AUTOMATIC TRACKING • GPS-based detection of state and province boundaries • All 50 U.S. states, every Canadian province, and every country • Offline jurisdiction resolution for U.S. states, no signal required • Battery-efficient: runs quietly in the background PHONE COMPANY RECORDS ON AUTOPILOT • Optional daily check-in call, so your phone carrier keeps its own record of the day • Miss it, and Borderly can call back EVIDENCE THAT HOLDS UP • Timestamps used by legal e-signatures (RFC 3161), available on every record • Professional-ready PDF reports • Verification links your auditor can open without an account, with an expiry and use limit you set GOALS THAT MATCH REAL TAX RULES • Choose how your days count, with rules recommended by real tax professionals • Minimum-day goals (e.g., "183 days in Florida") • Maximum-day limits (e.g., "Under 30 days in New York") • Ratio, target, percentage, and domicile goals • Smart alerts before you cross a threshold PLAN AHEAD - WHERE YOU STAND AT A GLANCE • See your year on a map, plus Home Screen and Lock Screen widgets • Scenario planning with a tap-and-drag to paint calendar • Model future trips against your goals • See projected year-end totals blending actual + planned days • Switch between scenarios without losing your tracked data EVIDENCE VAULT • Upload receipts, boarding passes, photos, and supporting documents • Tied to specific days and jurisdictions • Add documents straight from the camera BUILT FOR YOU AND YOUR ADVISOR • Share read-only access with your CPA or tax attorney • Bring your professional onto Borderly - professional portal access is free for them • Generate audit-ready PDF reports, spreadsheets, and CSV exports in seconds YOUR DATA, YOUR CONTROL • Our business is built on trust, and we take that duty seriously • Your data is yours. You decide who sees it and what they can do with it • Scoped sharing for your CPA, attorney, or auditor, revocable anytime • Encrypted in transit and at rest, with an audit log of every access you share • We don't sell your personal data or share it with data brokers - it wouldn't sit right with us WHO USES BORDERLY • High-net-worth individuals changing domicile • Snowbirds splitting time between high- and low-tax states • Remote workers, expats, and digital nomads • Canadian snowbirds tracking Form 8840 days • Tax attorneys, CPAs, and firms managing multi-state clients SUBSCRIPTION Borderly is free to download. New accounts get a 60-day Certify trial with no credit card required. Subscribe to unlock and keep advanced features: • Protect: automatic tracking, scenario planning, scoped advisor sharing • Certify: everything in Protect, plus cryptographic timestamps, daily check-in calls, personal Evidence Vault, and audit-ready records • Anchor: everything in Certify, plus blockchain anchoring for maximum proof Payment is charged to your Apple ID. Subscriptions renew automatically unless canceled at least 24 hours before the end of the current period. Manage or cancel anytime in iPhone Settings > Apple ID > Subscriptions. Pricing and tiers are shown in-app and may vary by region. SUPPORT Questions, feedback, or audit help? Email support@borderly.day or visit borderly.day/help for guides on tracking, goals, and domicile. Privacy Policy: https://borderly.day/privacy Terms of Use: https://borderly.day/terms