TransUnion® vs Yur Receipts
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
TransUnion®
Access your free credit scores and reports, monitor your credit for changes, and receive personalized offers based on your credit profile. Understand your credit health and plan for your financial future with daily refreshes and alerts.
- Free credit scores
- Free credit reports
- Free credit monitoring
- Personalized credit offers
- Daily report and score refreshes
- Critical credit change alerts
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With the official TransUnion app, you get free credit scores, free credit reports, free credit monitoring & free access to offers from Bankrate. There’s no credit card required! Your credit score is calculated based on the VantageScore® 3.0 model. Lenders and insurers may use different scores to evaluate your eligibility. Simply create your free account (no credit card required) and start using our app (won’t hurt your score) to: Plan Your Credit Future Know what’s affecting your score, what to work on, and where your score could go. Stay on Top of Changes Know where your TransUnion report & score stand with refreshes available daily. Get an alert whenever there’s a critical credit report or score change. Save Time with Offers from Bankrate* Explore credit offers powered by Bankrate*, all in one place. Join us now to get your free credit scores, free credit reports, free credit monitoring & offers! Upgrade your membership to add premium features like quarterly 3-bureau reports and identity monitoring. ***AGE DISCLAIMER: You must be at least 18 years of age to access or download this app. If you are under 18 years of age, you are prohibited from accessing or downloading this app. Read more in our Terms of Service here: https://www.transunion.com/legal/credit-membership-terms.*** *Advertiser Disclosure: Offers are provided by TransUnion’s Offers Provider, Bankrate. Bankrate provides advertising revenue to TransUnion Interactive, Inc. when consumers interact with the offers, such as by clicking on an offer, when the application is approved or opening an account. This revenue impacts how and where offers appear (including, the order in which they appear), except where prohibited by law for offers related to mortgage, home equity and other home lending products. Offers do not represent all available financial services, companies or products. Availability may vary by state. Please review the offer details and verify all terms and conditions before applying. TransUnion does not endorse or recommend any lender or provider. ABOUT TRANSUNION TransUnion is a global information and insights company with over 13,000 associates operating in more than 30 countries. We make trust possible by ensuring each person is reliably represented in the marketplace. We do this with a Tru™ picture of each person: an actionable view of consumers, stewarded with care. Through our acquisitions and technology investments we have developed innovative solutions that extend beyond our strong foundation in core credit into areas such as marketing, fraud, risk and advanced analytics. As a result, consumers and businesses can transact with confidence and achieve great things. We call this Information for Good® — and it leads to economic opportunity, great experiences and personal empowerment for millions of people around the world. http://www.transunion.com/business Personal information we collect -- https://www.transunion.com/privacy/consumer-interactive#2 Do not sell or share my personal information -- https://www.transunion.com/optout Limit the use of my sensitive personal information -- https://www.transunion.com/optout
Yur Receipts
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Yur Receipts helps you capture receipts from photos or manual entry, fast enough for everyday use and detailed enough for expenses, reimbursements, or records. HOW IT WORKS • Use From Photo to scan a paper or digital receipt • Use Enter to add receipts manually, with optional photo attachment • Review and edit merchant, date, totals, tax, and line items • Save to your receipt log and browse or search later PHOTO ANALYSIS From Photo can extract receipt details using OpenAI credit packs, or Apple Intelligence on supported devices when available. AI analysis uses credit packs purchased in the app. 25 Credits and 100 Credits packs are available. Manual entry, receipt browsing, photo attachments, and export remain available without a purchase. YOUR DATA, YOUR CONTROL • Receipt records and photos stay on your device by default • Optional iCloud sync stores data in your personal iCloud Documents container • Export to CSV or plain text when you need a backup or spreadsheet • Edit or delete saved receipts anytime BUILT FOR EXPENSE TRACKING • Simple tabs for Receipts, Scan, and Settings • Review AI suggestions before saving • No account required Yur Receipts does not require an account. Camera and photo library access are used only to add receipt photos.
Screenshots
Verdict
The clearest difference is in-app purchases: TransUnion® at none against Yur Receipts's 2. TransUnion® also leads on chart position (#96 vs unranked). On price, update cadence, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Yur Receipts sells 2 one-off in-app purchases. TransUnion® asks for nothing beyond the download.
TransUnion® ships an update monthly, Yur Receipts every 3 weeks. The most recent releases landed on October 27, 2026 and October 6, 2026 respectively.
| Parameter | TransUnion® | Yur Receipts |
|---|---|---|
| Price | Free | Free |
| Rating | 4.6 (39K ratings) — better | — |
| Positive reviews | 6.8% of reviews | — |
| Number of ratings | 39K — better | — |
| Update frequency | Monthly | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Freemium | — |
| Best chart rank | #96 — better | — |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 152 MB | 2 MB |
| Age rating | 17+ | 4+ |
| Developer | TransUnion | SJW Software LLC |
Bugs and requests
TransUnion®
Reported bugs
3 issues- App crashes when trying to access certain features
- Inconsistent behavior between website and app
- Inability to delete duplicate entries
Requested features
3 requests- Ability to dispute errors directly in the app
- Detailed credit score breakdown
- Seamless integration across devices
Yur Receipts
Not enough reviews yet to summarise bugs or requests.
In-app purchases
TransUnion®
No in-app purchases
Yur Receipts
- 25 Credits$0.99
- 100 Credits$2.99









