Comparison

SBA Compta vs Spiko

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SBA Compta

Features
Read full description

Votre expert-comptable digital SBA Compta vous propose son application de comptabilité digitale et de gestion d’entreprise dédiée aux start-up, TPE et PME. L’application SBA Compta vous permet de : · transmettre facilement vos pièces et documents comptables, · fluidifier vos échanges avec votre cabinet, · d’accéder simplement à vos données comptables et financières, · et de piloter votre entreprise en temps réel. Avec l’application SBA Compta, vous pouvez : · Visualiser vos chiffres clés sur un tableau de bord · Prendre en photo et transmettre simplement vos pièces et documents comptables · Accéder à tous vos documents comptables et juridiques où que vous soyez · Échanger directement avec votre Business Coach dédié, même en déplacement · Suivre vos encours clients et dettes fournisseurs PERFORMANCE Votre cabinet d’expertise comptable reçoit en temps réel vos justificatifs et vos transactions bancaires. Notre système 100 % cloud nous permet de traiter votre comptabilité au fil de l’eau et tenir vos indicateurs à jour. SÉRÉNITÉ Grace à l’appli SBA Compta, consultez partout et à toute heure votre comptabilité, vos documents juridiques, vos encours clients et fournisseurs, vos soldes bancaires. Vérifiez vos impayés d’un coup d’œil, relancez vos clients en un clic. Contactez votre Business Coach pour tout conseil fiscal, social, comptable ou juridique. Bref, pilotez votre entreprise plus facilement. SÉCURITÉ La sécurité et la confidentialité de vos données sont une priorité absolue. L’application SBA Compta utilisent les dernières technologies de chiffrement pour protéger vos données qui sont stockées sur des serveurs sécurisés. En accord avec le code de déontologie du Conseil supérieur de l’Ordre des experts-comptables, SBA Compta respecte strictement les règles d’indépendance et de secret professionnel qui sont dans l’ADN de l’expertise comptable. À PROPOS DE SBA COMPTA SBA Compta est une entreprise d’expertise comptable et de conseil aux entrepreneurs innovante et en pleine croissance. Le groupe développe un nouveau modèle dans l’expertise comptable et le conseil pluridisciplinaire qui allie comptabilité digitale et outils numériques, conseil à forte valeur ajoutée et relation client de proximité. Découvrez la solution exclusive SBA Compta : · Comptabilité 100 % digitale : des outils et process digitaux simples et faciles à utiliser · Business Coach 100 % dédié : des conseils pluridisciplinaires à forte valeur ajoutée · Espaces 100 % Entrepreneurs : une relation humaine de proximité. Plus de 4 200 entrepreneurs et entrepreneuses nous font confiance !

About

Spiko

Earn daily interest on your cash with a free account that takes minutes to open. Withdraw funds anytime without fees or penalties, and manage multiple currencies from one app. Ideal for individuals and businesses seeking to maximize their cash returns.

Highlights
  • Daily interest on cash
  • Free account opening
  • No withdrawal fees
  • Multi-currency management
  • Integrates with accounting tools
  • Personal and business accounts
Features
Read full description

Daily interest on your cash. Open a free account in less than 5 minutes. Withdraw anytime, with no fees or penalties. Spiko is the cash management solution that puts your money to work every day: interest paid daily, withdrawals anytime, and no deposit or withdrawal fees. Put your cash in funds approved by the AMF. Deposit, withdraw, and track your interest in real time, all from a single app. Whether you're just starting out, have just raised funds, or manage the treasury of an established company, keep your cash available while it earns a return every day. Join the thousands of SMEs, startups, freelancers, and individuals who have already trusted Spiko with over one billion euros. Features Open an account in minutes: Sign up straight from the app, and your first interest can land as soon as today. Daily interest, no lock-up period: Your cash earns a return every day and stays available, with no commitment period and none of the lock-up of a term deposit. Your cash available anytime: Withdraw on any business day, with no notice, no penalty on the interest you've earned. Business transfers are instant up to €500,000 per day. Multiple currencies, one interface: Manage your cash in euros, dollars, and pounds, and convert from one to another with no exchange fees or spreads. Free accounts, net returns: Zero deposit, withdrawal, subscription, or custody fees. The returns shown are always net of fees. Your funds kept safe: Your funds are held by CACEIS Bank (Crédit Agricole group) and never sit on Spiko's balance sheet. Simple for your accountant: Spiko integrates with your accounting tools, such as Pennylane and Sage. Personal and business accounts together: Manage your business and personal accounts from a single interface. Each account stays separate - funds are never mixed. Start putting your cash to work today.

Screenshots

SBA Compta4 screens
Spiko4 screens

Verdict

The call

The clearest difference is update cadence: Spiko at every 8 days against SBA Compta's every 6 weeks. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SBA Compta ships an update every 6 weeks, Spiko every 8 days. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

Scorecard1 real difference · 9 level
SBA Compta versus Spiko: the parameters behind the verdict, then further details
ParameterSBA ComptaSpiko
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—1 — better
Update frequencyEvery 6 weeksEvery 8 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhoneiPhone
Requires iOS16.416.4
Further details — not scored
Size67 MB70 MB
Age rating4+4+
DeveloperMY UNISOFTSpiko

In-app purchases

None

SBA Compta

No in-app purchases

None

Spiko

No in-app purchases

Questions

Is SBA Compta free?
SBA Compta is free to download, with no in-app purchases.
Is Spiko free?
Spiko is free to download, with no in-app purchases.
Do SBA Compta or Spiko have ads?
Neither SBA Compta nor Spiko shows ads.
Which is updated more often, SBA Compta or Spiko?
SBA Compta ships an update every 6 weeks, and Spiko every 8 days. Most recently, SBA Compta was updated on October 24, 2026 and Spiko on October 28, 2026.

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