Comparison

Splital vs Cost Split Payments

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Splital

Easily share expenses with friends, partners, or roommates. Create groups, add costs, and let the app calculate who owes what. Works offline, requires no account, and offers flexible splitting options.

Highlights
  • Group expense sharing
  • Flexible split options
  • Offline functionality
  • No account required
  • Smart auto-categorization
  • Spending statistics
  • Multi-currency support
Read full description

Splital is the easiest way to split expenses with friends, your partner, or roommates. Create a group, add expenses, and let Splital figure out who owes what. Free, with no ads and no daily limits. Over 100,000 people already use Splital to split expenses! UNLIMITED EXPENSES Add as many expenses as you want. Create all the groups you need. No daily limits. NO ACCOUNT NEEDED No sign-ups, no waiting for others to join. Add people by name and split expenses right away. Anyone can create an account later if they want. FLEXIBLE SPLITS Split equally, by percentage, or by exact amounts. Set a default split for your group and Splital applies it to every new expense automatically. WORKS COMPLETELY OFFLINE Add expenses without internet. Everything syncs automatically when you're back online. Perfect for travel or areas with poor signal. SMART AUTO-CATEGORIZATION Every expense is automatically categorized. See where your money actually goes with detailed category and subcategory breakdowns. PERSONAL & GROUP SPENDING STATISTICS View your own spending or the full group's. Drill into subcategories, filter by time period, and tap any amount to see the individual expenses behind it. SIMPLIFY DEBTS Reduce the number of payments in your group. Splital calculates the most efficient way for everyone to settle up. Enable or disable this feature per group, it's your choice. IMPORT FROM SPLITWISE Bring over your Splitwise groups in seconds. Export your CSV from Splitwise, import it into Splital, and keep your entire expense history. All expenses are automatically re-categorized for better insights. MULTI-CURRENCY SUPPORT Split expenses across 150+ currencies. Ideal for international trips with friends. EXPORT YOUR DATA Export expenses as PDF or CSV files. Perfect for keeping records or sharing with others. ADD NOTES TO EXPENSES Attach notes to any expense for extra context. Never forget the details behind a payment. 100% USER-SUPPORTED Splital is entirely self-funded. We don't show ads, and we don't have investors telling us what to do. We just focus on building a product you love to use. PERFECT FOR - Couples tracking shared bills and groceries - Friends splitting travel and trip costs - Roommates managing rent and utilities - Any group of people who share expenses If you need help or want to share your feedback, contact us at support@splital.com. Terms and Conditions: https://splital.com/tos Privacy Policy: https://splital.com/privacypolicy

About

Cost Split Payments

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

Highlights
  • Create and manage groups
  • Log expenses with details
  • Automatic expense calculations
  • Track and settle debts
  • Customizable expense categories
  • Offline expense tracking
Features
Read full description

Splitility: Simplify Expense Sharing Splitility is the ultimate app for managing shared expenses, whether you're planning a trip, splitting rent, or organizing a night out. Say goodbye to awkward money talks and let Splitility do the heavy lifting for you! Key Features: * Create Groups: Quickly set up groups for any shared experience—perfect for friends, roommates, or travel buddies. * Track Expenses: Log expenses effortlessly with detailed descriptions, amounts, and participant selection. * Automatic Calculations: No more messy math! Splitility ensures fair and accurate expense splits. * Debt Management: Instantly see who owes whom and keep things balanced with easy settlement options. * Customizable Categories: Categorize your expenses (food, transportation, entertainment, and more) for better tracking. * Offline Functionality: Track expenses anytime, anywhere—no internet required! Why Choose Splitility? * Intuitive and user-friendly interface. * Works great for everything from road trips to daily expenses. * Keeps your finances organized and relationships stress-free. Download Splitility today and make sharing expenses simple!

Screenshots

Splital4 screens
Cost Split Payments4 screens

Verdict

The call

Splital and Cost Split Payments both sit at 4.7 stars, but that hides the real split: 98% of Splital's written reviews are positive against 75% of Cost Split Payments's. Splital also leads on update cadence (every 5 days vs fortnightly). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Splital sells 7 in-app purchases, starting at $3.99 per month and Cost Split Payments sells 4 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Splital against 4.7 for Cost Split Payments. Both are backed by a comparable volume of ratings — 14 and 11 respectively. Written reviews are what separate them: 98% of Splital's written reviews are positive against 75% of Cost Split Payments's.

UpkeepUpdate frequency

Splital ships an update every 5 days, Cost Split Payments fortnightly. The most recent releases landed on September 25, 2026 and September 11, 2026 respectively.

Scorecard2 real differences · 8 level
Splital versus Cost Split Payments: the parameters behind the verdict, then further details
ParameterSplitalCost Split Payments
PriceFreeFree
Rating4.7 (14 ratings)4.7 (11 ratings)
Positive reviews98.0% of reviews — better75.0% of reviews
Number of ratings14 — better11
Update frequencyEvery 5 days — betterFortnightly
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.0 — better16.0
Further details — not scored
Size105 MB35 MB
Age rating4+4+
DeveloperMaurizio FaleoNadiia Martyniuk

Customer experience

Splital

All ratings14 ratings
Positive92.9%
Neutral0.0%
Negative7.1%
Written reviews50 reviews
Positive98.0%
Neutral0.0%
Negative2.0%

Cost Split Payments

All ratings11 ratings
Positive90.9%
Neutral0.0%
Negative9.1%
Written reviews4 reviews
Positive75.0%
Neutral0.0%
Negative25.0%

In-app purchases

7 purchases

Splital

Subscriptions7
  • Splital Premium Monthly2 variants$3.991 Month
  • Splital Premium Monthly$4.991 Month
  • Splital premium$17.991 Year
Show 4 more
  • Splital premium7 Days trial$17.991 Year
  • Splital premium7 Days trial$19.991 Year
  • Splital Pro$24.991 Year
  • Splital premium7 Days trial$29.991 Year
4 purchases

Cost Split Payments

Subscriptions4
  • Weekly Plan3 Days trial$4.997 Days
  • 6 Month3 Days trial$8.996 Months
  • Yearly Plan$17.991 Year
Show 1 more
  • 1 Month$31.991 Month

Questions

Is Splital free?
Splital is free to download, with in-app purchases available.
Is Cost Split Payments free?
Cost Split Payments is free to download, with in-app purchases available.
Which has better reviews, Splital or Cost Split Payments?
Splital and Cost Split Payments are both rated 4.7 out of 5 on the App Store, from 14 and 11 ratings respectively.
Do Splital or Cost Split Payments have ads?
Neither Splital nor Cost Split Payments shows ads.
Which is updated more often, Splital or Cost Split Payments?
Splital ships an update every 5 days, and Cost Split Payments fortnightly. Most recently, Splital was updated on September 25, 2026 and Cost Split Payments on September 11, 2026.

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