Comparison

Vestwell vs SplitPick

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Vestwell

This app helps users build their financial future by providing accessible and intuitive savings solutions for retirement, education, disability, and emergencies. Manage your accounts, track progress, and access funds seamlessly from your mobile device.

Highlights
  • Track savings goals and employer match
  • Change savings amount and investment strategy
  • Consolidate savings accounts
  • Designate beneficiaries
  • Initiate withdrawals or loans
  • Access financial education resources
Features
Read full description

Vestwell is on a mission to help savers build the financial future they deserve. Businesses, advisors, individuals, and state governments alike trust our solutions to make saving more accessible and intuitive for all. Wherever you may be in your savings journey, Vestwell grows with you. Our platform is a versatile, one-stop solution for all of your financial needs, including retirement, education, disability and emergency savings solutions. Join more than one million savers who trust Vestwell to save for life’s milestones. Build Your Financial Future Simplify your savings journey and easily track your progress toward your long-term and short-term financial goals—all on one intuitive platform. Take Control Of Your Savings Our mobile app offers the full functionality of our web portal, allowing you to manage your savings seamlessly from your phone. - Maximize Your Savings - Track savings goals, including any employer match - Change your savings amount - Select or change your investment strategy - Roll over funds to easily consolidate savings accounts - Manage Your Account(s) - Designate beneficiaries - Update your contact information - Download statements and documents - Access Your Funds - Initiate withdrawals or loans - Find the distribution options available to your plan - Get Support - Explore financial education resources - Chat with a Vestwell service representative Access Robust Service Access personalized service through phone, email, and live chat—you can get the help you need when you need it. Plus, explore our comprehensive help center with 375+ how-to articles and videos. Experience Modern Technology Take advantage of our streamlined user experience, which makes navigating your savings portal a breeze. Sign up in 3 minutes or less, and set or adjust your savings with just a few clicks. Have Peace Of Mind Our platform was designed with security in mind. We safeguard your data consistent with industry best practices. See how you can save with the Vestwell mobile app, designed to help you build your savings confidently. Vestwell and its logo are registered trademarks of Vestwell Holdings Inc.

About

SplitPick

Effortlessly split bills from receipts by scanning them. Friends can select their ordered items via a simple link, and the app calculates individual totals including tax and tip. Facilitates easy payment tracking and collection.

Highlights
  • Scan itemized receipts
  • Friends pick items via link
  • Calculate individual totals
  • Includes tax and tip
  • Track payments
  • Supports multiple payment methods
Features
Read full description

Stop doing restaurant math. Scan the receipt, your friends pick what they ordered, and SplitPick handles the rest. No accounts. No app required for your friends. Just a link. HOW IT WORKS 1. Scan or upload any itemized receipt 2. Share one link with the group 3. Everyone picks their items in any browser 4. See exactly what each person owes, including their share of tax and tip 5. Get paid via Venmo, Cash App, Apple Cash, or any method you add FEATURES - Edit items, quantities, totals, tax, tip, and fees - Friends pay through a link - Track which items have been paid - Works at any restaurant, takeout spot, or grocery run SplitPick is free. Premium unlocks unlimited groups and full split history. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Vestwell4 screens
SplitPick4 screens

Verdict

The call

The clearest difference is rating: SplitPick at 5.0 against Vestwell's 3.5. SplitPick also leads on update cadence (every 4 days vs monthly). Vestwell's advantage is monetization model (free vs freemium) and ratings volume (184 vs 2). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

SplitPick holds the better App Store score, 5.0 against 3.5. That said, the two scores are not equally well evidenced: Vestwell has 184 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Vestwell ships an update monthly, SplitPick every 4 days. Both last shipped on October 20, 2026.

Scorecard5 real differences · 5 level
Vestwell versus SplitPick: the parameters behind the verdict, then further details
ParameterVestwellSplitPick
PriceFreeFree
Rating3.5 (184 ratings)5.0 (2 ratings) — better
Positive reviews46.7% of reviews—
Number of ratings184 — better2
Update frequencyMonthlyEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFreemium
DevicesiPhone, iPad, iPod — betteriPhone, iPad
Requires iOS15.0 — better17.0
Further details — not scored
Size286 MB17 MB
Age rating4+4+
DeveloperVestwell Holdings Inc.Darius Harrison

Customer experience

Vestwell

All ratings142 ratings
Positive78.2%
Neutral2.8%
Negative19.0%
Written reviews45 reviews
Positive46.7%
Neutral4.4%
Negative48.9%

SplitPick

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Vestwell

Reported bugs

15 issues
  • Login screen locks and doesn't process
  • App shows a blank screen on opening
  • App freezes at sign-in screen
  • Biometric login resets to initial screen multiple times
  • App opens and closes unexpectedly
Show 10 more
  • App glitches and freezes after login
  • App loads to a blank screen after login
  • App logs in, then hangs and returns to login page
  • App is inaccessible due to 'planned downtime' for days
  • App freezes on a light yellow blank screen after login
  • App freezes and returns to login page after MFA
  • App blinks and restarts at sign-in page
  • App stopped working
  • App does not load account information
  • Error message: 'Our server dropped the ball.'

Requested features

8 requests
  • Create a real app instead of a mobile website
  • Fix UI padding issues for iPhone features
  • Address biometric login loop bug
  • Add Face ID login option
  • Remove text code requirement for login
Show 3 more
  • Implement a 'remember this device' option
  • Improve website intuitiveness
  • Provide a way to report issues

SplitPick

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Vestwell

No in-app purchases

None

SplitPick

No in-app purchases

Questions

Is Vestwell free?
Vestwell is free to download, with no in-app purchases.
Is SplitPick free?
SplitPick is free to download, with no in-app purchases.
Which has better reviews, Vestwell or SplitPick?
SplitPick is rated higher. Vestwell averages 3.5 out of 5 from 184 ratings, while SplitPick averages 5.0 from 2 ratings.
Do Vestwell or SplitPick have ads?
Neither Vestwell nor SplitPick shows ads.
Which is updated more often, Vestwell or SplitPick?
Vestwell ships an update monthly, and SplitPick every 4 days. Most recently, Vestwell was updated on October 20, 2026 and SplitPick on October 20, 2026.

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