Comparison

MyExp vs Mona

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MyExp

Easily track and categorize your daily expenses and income with detailed reports. Synchronize your financial data across devices and add notes or pictures to transactions for better management.

Highlights
  • Track expenses and income
  • Categorize spending
  • Detailed financial reports
  • Data synchronization
  • Add notes and pictures to transactions
Features
Read full description

"MyExp: Expense Tracker" is a useful app that helps you manage your personal finances effectively and scientifically. With a friendly, easy-to-use interface, the app offers the following outstanding features: * Track expenses and income: You can easily enter daily expenses and income, allowing you to clearly grasp your financial situation. * Categorise expenses: The app allows you to categorise expenses into categories such as food, shopping, bills, entertainment, etc. This helps you better understand how you are spending your money. * Detailed reports: The app provides detailed reports in the form of charts and tables, making it easy for you to track and analyse your financial situation by week, month, or year. * Data synchronisation: The app supports data synchronisation across devices, ensuring you can track your finances anytime, anywhere. * Notes: You can add notes and pictures for each transaction, helping you remember and manage details better. With "MyExp: Expense Tracker", you will have a powerful assistant in managing your personal finances, helping you save time, money, and achieve your financial goals with ease. Download the app now and experience these great features! This app offers auto-renewing subscriptions for premium features. Privacy Policy: https://privacy-hyu-soft.vercel.app/expense-mate Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Mona

This AI-powered app simplifies personal finance by helping you track daily expenses, create budgets, and gain insights into your spending habits. Log transactions effortlessly with natural language input and organize your finances with clear reports and summaries.

Highlights
  • AI expense tracking with natural language input
  • Real-time budget planning and progress monitoring
  • Spending analysis with finance reports and charts
  • Multi-account and wallet management
  • Bill and recurring payment awareness
  • Savings goal tracking
  • Privacy-first, offline-first design
Features
Read full description

Mona answers the one question a money app should: how much can I actually spend? Not your balance. Not what is left in the account. What is genuinely yours to spend today — once this month's budget and the bills already on their way out have been counted. Free — every feature, no subscription, no ads. SAFE TO SPEND One number, at the top of the screen. Your budget, minus what you have spent, minus the rent and subscriptions Mona has found in your own history and set aside before showing you the figure. No app should tell you the rent is available to spend. AN ANSWER FOR TODAY Mona divides what is left across the days remaining, so every day has a number. Stay near it and you land inside your budget. SEE WHERE THE MONTH LANDS One bar carries two things at once: how much you have spent, and how much of the month has gone. Fill behind the marker means you are pacing well. Mona projects where you will finish while there is still time to change it. ADD AN EXPENSE IN SECONDS • A purpose-built keypad — no menus to scroll • Or describe it: type "coffee 5" and Mona files it • Or say it out loud • Your most-used categories sit one tap away EVERYTHING ELSE • Cash, bank accounts and cards in one place • Budgets by month, week, quarter or year — and by category • Transfers between your own accounts, which never count as spending • Recurring charges found in your own history • A weekly read on your spending, and a quiet word when something is unusual • Home Screen and Lock Screen widgets • An evening reminder, if you want one FREE, YOURS, AND PRIVATE • Free — every feature, for everyone, with nothing locked • No subscription, no ads, no upsell • No account to create • Works offline • Your data stays on your device and in your own iCloud • Encrypted backups you keep yourself • Export everything as a spreadsheet, whenever you like IN YOUR LANGUAGE English, Vietnamese, German, French, Spanish, Portuguese, Japanese, Korean and Simplified Chinese — with every amount, date and number written the way your country writes it. Know what you can spend. Privacy Policy: https://navlab.app/privacy#mona Terms of Use: https://navlab.app/terms#mona

Screenshots

MyExp4 screens
Mona4 screens

Verdict

The call

The clearest difference is review sentiment: Mona at 100% against MyExp's 0%. MyExp's advantage is iOS requirement (15.1 vs 18.2). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MyExp sells 1 in-app purchase, starting at $3.99 per year and Mona sells 4 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

MyExp ships an update every 2 weeks, Mona every 3 weeks. Both last shipped on November 4, 2026.

Scorecard2 real differences · 8 level
MyExp versus Mona: the parameters behind the verdict, then further details
ParameterMyExpMona
PriceFreeFree
Rating—4.5 (4 ratings) — better
Positive reviews0.0% of reviews100.0% of reviews — better
Number of ratings—4 — better
Update frequencyEvery 2 weeks — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better18.2
Further details — not scored
Size37 MB29 MB
Age rating4+4+
DeveloperNguyen HuyAnh Nguyen

Customer experience

MyExp

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

Mona

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews13 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

1 purchases

MyExp

Subscriptions1
  • Annual Package1 Year trial$3.991 Year
4 purchases

Mona

Subscriptions2
  • Mona Pro (Monthly)$2.991 Month
  • Mona Pro (Yearly)$9.991 Year
One-time2
  • Mona Pro (Lifetime)$12.99
  • Mona Pro (Lifetime)$19.99

Questions

Is MyExp free?
MyExp is free to download, with in-app purchases available.
Is Mona free?
Mona is free to download, with in-app purchases available.
Do MyExp or Mona have ads?
Neither MyExp nor Mona shows ads.
Which is updated more often, MyExp or Mona?
MyExp ships an update every 2 weeks, and Mona every 3 weeks. Most recently, MyExp was updated on November 4, 2026 and Mona on November 4, 2026.

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