Comparison

Pibank USA vs Stack

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pibank USA

This app provides a high-yield personal savings account to help you manage and grow your money. Access your account from any device, view transaction history, and update personal information securely. Enjoy competitive interest rates with no minimum deposit or fees.

Highlights
  • High-yield savings account
  • No minimum deposit
  • No fees
  • Biometric login
  • Transaction history
  • Manage personal info
Features
Read full description

Pibank offers a high-yield personal savings account and certificates of deposit (CDs) designed to help you save and manage your money. With the Pibank App, you can securely access and manage your Pibank accounts anytime, wherever you are. It’s that simple. It’s Pibank. Easy as pie. KEY FEATURES: · Competitive High-Yield Savings and Certificate of Deposit (CD): Maximize your savings with competitive interest rates. · Open and fund your account with no minimum deposit requirements. · No Fees: Enjoy fee-free banking with no hidden charges¹ · No Transfer Fees with Plaid: Transfer funds through Plaid with no transfer fees. · Biometric Identification: Securely access your account with fingerprint or facial recognition. · At-a-Glance Account Info: View your account details quickly and easily. · Transaction History: Access an unlimited history of your transactions. · Manage Personal Information: Update your contact details, passwords, and beneficiaries with ease. ¹ Pibank certificates of deposit are subject to a 90-day interest penalty for early withdrawal.

About

Stack

Features
Read full description

StackIn is an income tracking app built for both W-2 employees and independent workers. It gives users a clearer view of how money is earned, tracked, and estimated so there are fewer surprises at payday or during tax season. For W-2 workers, StackIn helps track hours, tips, and other income details with customizable entry options. Users can enter their tax information to get day-by-day tax estimates and generate estimated paycheck previews based on their selected pay period. For independent workers and freelancers, StackIn provides a dedicated workspace to organize income from multiple sources in one place. Users can track income and expenses, save receipt photos, create expense records from receipts, and generate monthly, quarterly, and yearly profit and loss statements. StackIn also includes helpful features like daily time and location reminders to make tracking easier. Whether you are a server, freelance worker, stylist, nail technician, tattoo artist, cosmetologist, or other independent professional, StackIn is designed to help reduce the stress of managing income and preparing for taxes. Your information stays private and secure within the software, giving you a centralized place to manage your financial tracking with confidence.

Screenshots

Pibank USA4 screens
Stack4 screens

Verdict

The call

The clearest difference is update cadence: Stack at every 6 days against Pibank USA's every 3 weeks. Stack also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Pibank USA ships an update every 3 weeks, Stack every 6 days. The most recent releases landed on October 6, 2026 and October 7, 2026 respectively.

Scorecard3 real differences · 7 level
Pibank USA versus Stack: the parameters behind the verdict, then further details
ParameterPibank USAStack
PriceFreeFree
Rating2.1 (209 ratings) — better—
Positive reviews22.4% of reviews—
Number of ratings209 — better—
Update frequencyEvery 3 weeksEvery 6 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone, iPad, iPod — better
Requires iOS17.015.0 — better
Further details — not scored
Size71 MB24 MB
Age rating17+4+
DeveloperIntercredit Bank NACajetan Hughes

Bugs and requests

Pibank USA

Reported bugs

3 issues
  • Inability to log in or access account
  • Freezing and crashing during use
  • Inconsistent app behavior

Requested features

3 requests
  • ACH transfer support
  • Web-based banking option
  • Improved customer communication

Stack

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Pibank USA

No in-app purchases

None

Stack

No in-app purchases

Questions

Is Pibank USA free?
Pibank USA is free to download, with no in-app purchases.
Is Stack free?
Stack is free to download, with no in-app purchases.
Do Pibank USA or Stack have ads?
Neither Pibank USA nor Stack shows ads.
Which is updated more often, Pibank USA or Stack?
Pibank USA ships an update every 3 weeks, and Stack every 6 days. Most recently, Pibank USA was updated on October 6, 2026 and Stack on October 7, 2026.

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