Pibank USA vs Qualified Tips

Pibank offers a high-yield personal savings account and certificates of deposit (CDs) designed to help you save and manage your money. With the Pibank App, you can securely access and manage your Pibank accounts anytime, wherever you are. It’s that simple. It’s Pibank. Easy as pie. KEY FEATURES: · Competitive High-Yield Savings and Certificate of Deposit (CD): Maximize your savings with competitive interest rates. · Open and fund your account with no minimum deposit requirements. · No Fees: Enjoy fee-free banking with no hidden charges¹ · No Transfer Fees with Plaid: Transfer funds through Plaid with no transfer fees. · Biometric Identification: Securely access your account with fingerprint or facial recognition. · At-a-Glance Account Info: View your account details quickly and easily. · Transaction History: Access an unlimited history of your transactions. · Manage Personal Information: Update your contact details, passwords, and beneficiaries with ease. ¹ Pibank certificates of deposit are subject to a 90-day interest penalty for early withdrawal.

You worked the shift — now log it in 10 seconds. Track every tip across every job: cash, card, tip pool, tip-out. Then see your estimated federal "No Tax on Tips" deduction (up to $25,000). Qualified Tips is an offline tip tracker built around the new federal "No Tax on Tips" deduction (OBBBA §70201). Log shifts as you work them, keep a clean contemporaneous record, and walk into tax time organized. WHY TIPPED WORKERS USE IT • Log a shift in 3 taps — total tips, hours, tip-out, tip pool • See qualified vs. non-qualified tips instantly — mandatory service charges don't count • Estimate your deduction with the $25,000 cap, income phase-out, and self-employed limits • Track multiple jobs — bartender, brunch server, rideshare — in one ledger • Year-end PDF + CSV exports, ready for your accountant or QuickBooks • Works fully offline — no account, no sign-up, your data stays on your device FREE & PRO Logging, your hourly average, and the deduction estimate are free, forever. Qualified Tips Pro unlocks year-end PDF + CSV exports, the full deduction breakdown (phase-out, SE cap, eligibility in plain English), and unlimited jobs. SUBSCRIPTION DETAILS Qualified Tips Pro is available as: • Yearly — $29.99/year, with a 7-day free trial • Season — $11.99 per 3 months, with a 7-day free trial • Lifetime — $39.99 one-time purchase (never renews) Payment is charged to your Apple ID at purchase confirmation. Subscriptions automatically renew unless turned off at least 24 hours before the end of the current period; your account is charged for renewal within 24 hours prior to the end of the period. Manage or cancel anytime in Settings → Apple ID → Subscriptions. Terms of Use (EULA): https://qualifiedtips.app/terms Privacy Policy: https://qualifiedtips.app/privacy Qualified Tips is a record-keeping and estimation tool. It is not tax advice. For your actual return, consult a tax professional or visit IRS.gov.