Yes Secure Next vs SBI Authenticator

YES Secure Next app - Generate OTP with ease Rule out network dependency for One Time Password (OTP). Generate OTP with YES Secure Next app without mobile network on your mobile device. Authenticate all your Retail Net Banking transactions with YES Secure Next. It is safe and convenient for frequent travellers and for low/ no mobile network locations. Register with ease on YES Secure Next app 1) Login to YES Online (Retail Net Banking) and go to Manage Profile. 2) Select ‘Under Security Preferences’ > ‘Register for YES Secure Next’. 3) Choose the operating system of your device. 4) Set YES Secure Next PIN. 5) Download and activate the application on your mobile device. 6) Verify YES Secure Next by entering the OTP on YES Online. Important Note To activate YES Secure Next app, you need to have Mobile Internet/ Wi-Fi connectivity on your device linked to your registered mobile number with the Bank. Once YES Secure Next is enabled, you will stop receiving OTP through SMS/IVR.

The SBI Authenticator is a secure, efficient and user-friendly authentication solution developed by the State Bank of India to enhance the safety and convenience of your digital banking experience. This app is designed to reduce dependency on traditional SMS-based One-Time Passwords (OTPs) and enables more secure and seamless authentication methods for both financial and non-financial transactions across SBI Yono Lite, Yono Net Banking and Merchant Internet Banking (MINB) platforms. As digital banking grows, so does the need for robust, real-time authentication. The SBI Authenticator empowers users with multiple authentication options, including prompt-based approvals, QR code scanning and authentication using app-based OTP, offering a modern, secure and reliable alternative to SMS OTPs. With this Authenticator app, users can set their preferred authentication modes for various SBI channels that they use.