Chagok vs FRIDAY

Chagok is a flexible expense tracker designed for real life — whether you’re managing money on your own or sharing costs with your partner, family, or friends. Instead of just asking “how much did I spend?”, Chagok helps you see exactly what you spent your money on. [ Break down every expense ] Split a single transaction into multiple categories like groceries, household items, or personal spending. Even complex expenses stay clear and organized. [ Share what you need, keep the rest private ] Share specific accounts with others while keeping everything else to yourself. You stay in control of what others can see. [ See everything at a glance ] Track your spending with a calendar view and monthly reports. Understand your habits with category breakdowns. [ Get a full picture of your money ] Combine accounts and cards to see your total balance and financial flow in one place. [ Built with privacy in mind ] Control access for each shared account. Share confidently without exposing everything. [ Recommended for ] - Anyone who wants a simple yet detailed expense tracker - Couples, roommates, and families managing shared costs - People who want flexible sharing without losing privacy Start today and manage your money with more clarity and control.

FRIDAY — A Personal Finance App for the Lazy You Minimize recording. Maximize insights. Talk to AI, It Records for You "I spent $12 at Starbucks yesterday" One sentence — AI automatically categorizes and logs it. See Where Your Money Goes • Net worth trends · Category breakdowns · Daily spending patterns • AI anomaly detection — "Your dining spend is 40% above average this month" • Financial Health Score (0–100) — income stability, expense control, savings rate v2.0 NEW — Your Finances, Worldwide • 12 currencies (USD · EUR · JPY · GBP · CNY · KRW and more) • 9 languages (English · 한국어 · 日本語 · 中文 and more) • Live exchange rates — see overseas spending in your home currency instantly Shared Finance for Families & Couples Manage together with Workspaces. Role-based permissions · Transaction sharing · One-link invites. Smart Automation • Auto-recurring for rent, subscriptions, utilities • Installment splitting (//6 → split into 6 months) • Bulk entry (Coffee *5 → 5 transactions at once) • CSV/Excel import & export Sloth Level — Build a Recording Habit Log daily and level up! Iron → Challenger. Milestone celebrations at 3, 7, 14, and 30-day streaks. Bank-Grade Security • AES-256 field encryption — zero-knowledge architecture, even admins can't see your data • Face ID & fingerprint authentication • Google · Apple · Kakao · Naver sign-in Manage Anywhere • iOS · Android · Web with real-time sync • iOS widget — check today's spending from your lock screen • 8 Android widgets — quick input, budget, categories at a glance FRIDAY. One app for all your finances. Download and start your first record in 30 seconds.