Chagok vs BudgetFlow Expense Tracker

Chagok is a flexible expense tracker designed for real life — whether you’re managing money on your own or sharing costs with your partner, family, or friends. Instead of just asking “how much did I spend?”, Chagok helps you see exactly what you spent your money on. [ Break down every expense ] Split a single transaction into multiple categories like groceries, household items, or personal spending. Even complex expenses stay clear and organized. [ Share what you need, keep the rest private ] Share specific accounts with others while keeping everything else to yourself. You stay in control of what others can see. [ See everything at a glance ] Track your spending with a calendar view and monthly reports. Understand your habits with category breakdowns. [ Get a full picture of your money ] Combine accounts and cards to see your total balance and financial flow in one place. [ Built with privacy in mind ] Control access for each shared account. Share confidently without exposing everything. [ Recommended for ] - Anyone who wants a simple yet detailed expense tracker - Couples, roommates, and families managing shared costs - People who want flexible sharing without losing privacy Start today and manage your money with more clarity and control.

Take control of your money with BudgetFlow — the simple, powerful budget tracker built for iPhone. Set monthly budgets for every spending category, track your expenses and income in real time, and always know exactly where your money is going. KEY FEATURES Smart Dashboard: See your total budget, spending, and savings at a glance. Color-coded category cards show your progress instantly — green when you're on track, red when you're over. Apple Card Auto-Import: Connect your Apple Card or Apple Cash and BudgetFlow automatically imports your transactions. Spending is categorized intelligently using merchant names and industry category codes — no manual entry needed. Expense Calendar: View your spending day by day in a visual calendar. Tap any day to see exactly what you spent and what incomecame in. Income Tracking: Track all your income sources — salary, freelance, side income — and mark each as received or pending. Know your real cash flow at all times. Monthly Reports: Generate detailed PDF reports for any month with a single tap. Share or save a full breakdown of income, spending by category, and your savings rate. Custom Categories: Create unlimited budget categories with custom names, colors, and icons. Personalize your budget to match your actual life. Smart Search: Instantly search any transaction across all months. Siri Shortcuts: Add expenses hands-free using Siri. Just say "Add expense to BudgetFlow." PRIVACY FIRST All your financial data stays on your device. No accounts, no cloud, no subscriptions. Your data is yours. BudgetFlow is free and designed for anyone who wants a clear, honest picture of their finances.